I was thinking of moving from Asheville area to Wilson or somewhere in the eastern NC area love the old Victorian homes and like the one on Vance but am not happy with what I am hearing about gangs and crime,its sad that there is so much bad crime in what seems to be all of eastern NC and I heard before about the high electric bills in Rocky Mount,any good news?? Thanks... more
It's not listed in the MLS. If it is in foreclosure process could take some time before it gets listed for sale and most banks won't respond to individual inquiries about a property during that process.... more
You may want to consider credit counseling, and/or consolidation of debt in order to make your payments lower. Also, if you have credit card debt, you may get up the nerve to cut up all of your credit cards. That would be step one.... more
Credit scores are only one threshold; they are numbers so a lot easier to understand than other guidelines therefore they get more attention from everyone, especially borrowers. They are NOT the golden key to the mortgage vault. You could have an 800 credit score and not be eligible for a mortgage offered by Wells or any other lender. Have your Realtor introduce you to the loan officer they trust the most, gather up your support documents and schedule a meeting to review everything. WHAT??? A face to face meeting? I donâ€™t know, how important is it to you?
NMLS # 6395
Financing Kentucky One Home at a Time... more
Even if you have NO credit, one can open up two secured credit cards and in 3-6 months of paying your bills on time, you are likely to see a good enough credit score in order to qualify for a mortgage.
Of course we are assuming you want good credit in order to qualify for a mortgage to buy a home so be sure you consult with a lender in order to make sure you are on the right track. This can be done in 30 minutes to an hour.... more
If it is in foreclosure there is not much you can do until the foreclosure process is over and the ownership transfers to the bank or another person at the county auction. Then it will likely be placed for sale in the mls system where you can make an offer on it.... more