Financing in Wilmington : Questions & Answers

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Brian Martuc…, Real Estate Pro in Bethesda, MD
Brian Martucci answered:
Can I get a re-fi on my home that I've had financed with BOA for 13 years and never been late, but I have a chapter 13?
Is your BK 13 ongoing, or paid off? If ongoing when are payments up? You may be able to get an FHA loan.

Here is what Fannie Mae says on Conventional loans:

A distinction is made ... more
0 votes Share Flag Fri Mar 20, 2015 Financing in 28403
Tony Garcia, Real Estate Pro in Charlotte, NC
Tony Garcia answered:
I have several subdivisions in the Holly Ridge and Hampstead area with 30 to 40 lots with IP's, ready to build on. Who is making spec construc loans?
Emaill me at tony.garcia@banchomeloans.com. I can put you in contact with someone that can help.
0 votes Share Flag Fri Dec 5, 2014 Financing in 28411
Bob Moyer, Real Estate Pro in Wilmington, NC
Bob Moyer answered:
I am looking for a construction to permanent loan of 135k. Have 25k to put down and land equity. Credit score isn't great. SERIOUS INQUIRIES ONLY
We offer up to 95% construction perm financing with a one-time close down to a 640 credit score. If your score is 640 or higher, having the land equity as well as the extra cash for do ... more
0 votes Share Flag Wed Feb 19, 2014 Financing in 28411
Petra Costa, Home Buyer in Wilmington, NC
Petra Costa answered:
My husband and I are first time buyers-we found our dream home, but my husbands score is only 598 (mine is 732). We have 3.5% down payment.
no one wan help with right answer because people don't know anymore better answer in book of Nostradamus for the year 2012.
0 votes Share Flag Fri Sep 6, 2013 Financing in Wilmington
margo.davy,  in Wilmington, NC
margo.davy answered:
I would like to find someone that will do a construction to permanent home loan here in the Wilmington area.
James - I work for Union Mortgage Group in Wilmington, which is a division of Union First Market Bank based in the Richmond area. Our specialty is construction to permanent lending. Our ... more
1 vote Share Flag Thu Jan 10, 2013 Financing in 28411
Shirley Stra…,  in Wilmington, NC
Shirley Strangstalien NMLS #472483 answered:
Refinancing 80/20 loan
Thinking outside the box. Check with your employer to see if you have an option to borrow against your retirement. By refinancing and paying out the 2nd loan from your mortgage you wi ... more
0 votes Share Flag Wed Jun 20, 2012 Financing in Wilmington
Nathan Wolf, Real Estate Pro in Charlotte, NC
Nathan Wolf answered:
Does anyone have the name of a loan officer (No mortgage brokers, please) that will respond to my questions/emails in a timely fashion?
I recommend: Kellie Ingram, Union Mortgage Group.
http://www.union-mtg.com/kingram/home.asp
Senior Loan Officer
NMLS#: 106107
Cell: 704-277-4009

She lends in all areas of North ... more
0 votes Share Flag Thu Feb 16, 2012 Financing in Wilmington
Emily Erekuff, Home Owner in Menifee, CA
Emily Erekuff answered:
I disputed the foreclosure on my credit report after being discharged from Chapter 13 bankruptcy and it fell off my credit
Hi Bird Watcher,

Your question was duplicated on our site. You can thus find a few additional answers to your inquiry via the link below.

Best Wishes,

Emily Erekuff
Community ... more
0 votes Share Flag Mon May 9, 2011 Financing in Wilmington
Matt Taylor,  in North Carolina
Matt Taylor answered:
Can I qualify for USDA loan program. In CH 13 for 2yrs. Can satisfy BK in 2 mnths. Credit score 625. Filed BK due to loss of 180K/yr job. Now at 60k
Bankrupcty will have to be satisfied and discharged. since it has only been 2 years extenuating circumstances will need to be documented. Your credit score will still need to meet minim ... more
0 votes Share Flag Thu Aug 12, 2010 Financing in Wilmington
Carl Henker,  in 95928
Carl Henker answered:
Is it true USDA will run out of money before April 30th? Truth or Rumor?
Program may not be funded again until as late as October or November. Get your USDA approval A.S.A.P.
0 votes Share Flag Fri Mar 26, 2010 Financing in Wilmington
Kevin Mcrill, Real Estate Pro in ,
Kevin Mcrill answered:
I bought a condo as a 2nd home in 06 for $400K. At the time I put $80K down (20%). At the time I got a 5/1
Desidon - Pete Spirakis got back to me and told me he could do 5% on 80%LTV as second home - if that would help you might want to give him a call at the number in my previous answer

... more
0 votes Share Flag Sat Mar 21, 2009 Financing in 28405
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