Whittier : Questions & Answers

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Jamesbangar, Home Buyer in Whittier, CA
Jamesbangar answered:
Is 2015 the new 2006?
Francesca. The time to buy is NOW ! Sound familiar ? My counseling to most First Time Buyers would involve a careful evaluation of their current and future housing plans.
I have to ... more
0 votes Share Flag Sun May 10, 2015 Home Buying in Whittier
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo Broker answered:
Is it a law for sellers to disclose any problems with the house being sold?
Sellers are obligated to disclose all known material facts pertaining to the property. It is always in the buyers best interest to have a physical inspection.

Alex Montelongo/Broker ... more
0 votes Share Flag Wed Apr 22, 2015 Home Buying in 90604
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo Broker answered:
Scammers in Whittier
Unfortunately, we as agents do not have control over who posts listings here on Trulia or any other website for that matter. We need the public to report scams out there so that Trulia ... more
0 votes Share Flag Wed Apr 22, 2015 Home Buying in Whittier
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Are lenders supposed to charge to run a credit report?
Hello Francesca, it is up to the lender/loan officer as it has to be paid for from someone when credit reports are pulled as they have to be paid up front as they are provided from an o ... more
0 votes Share Flag Mon Apr 20, 2015 Home Buying in Whittier
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
My husband and I are getting our credit fixed but it looks like it is going to take 6 more months. We have to move because our lease is up but we
Hello Brenda, you may already qualify to buy now but you should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many ci ... more
0 votes Share Flag Thu Mar 19, 2015 Home Buying in 90604
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo Broker answered:
is it legal for your landlord to ask for dl and proof of income 6 months into your lease?
I do not think that it is illegal for the landlord to ask for that information again. I do think that it is unusual. I recommend calling him/her and asking why they are requesting this ... more
0 votes Share Flag Thu Mar 19, 2015 Rental Basics in Whittier
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo Broker answered:
Is there really a program to rent to own?
I have never heard of any rent to owns that have worked. The theory is out there but I have yet to see it practiced on a regular basis. I don't see why it should be a secret based on a ... more
0 votes Share Flag Thu Mar 19, 2015 Home Buying in Whittier
Jay Green, Real Estate Pro in Whittier, CA
Jay Green answered:
If I purchase a house that was extended without a permit, what happens?
Hyn, I am an experienced Realtor and investor and I have purchased many properties that had non-permitted additions. Most Cities will not contact you to change or fix this addition unl ... more
0 votes Share Flag Sun Mar 15, 2015 Home Buying in 90603
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo Broker answered:
Is this pet friendly?
To the right of that listing there is an area where the person who posted the listing can be contacted by email or phone. The listing says nothing about pets. Your best bet is to contac ... more
0 votes Share Flag Sat Feb 21, 2015 Shopping & Local Amenities in Whittier
Richard The…, Real Estate Pro in 90601
Richard The Realtor answered:
which community or zip code in whittier, ca is better?
First of all I have to tell you that I love Whittier. I currently own 2 properties and live in this great city. I currently live in the 90601 zip code in the area referred to as the "Pa ... more
0 votes Share Flag Tue Feb 17, 2015 In My Neighborhood in 90605
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Hello I am on SSD and I am looking to rent to own a home. I am tired of paying someone else rent. I rather have lower payments and feel happy.
Rent to own is really not a good idea, it can be risky and one could stand to lose a bit of money, it favors the owner; therefore do inform yourself well, and consider consulting with a ... more
1 vote Share Flag Sun Jan 4, 2015 Home Ownership in Whittier
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
I am trying to obtain a FHA loan. The issue is that we have another home in NY that we recently refinanced as non-owner occupied - also FHA -
Hi Dorys,

Since you refinanced your existing FHA loan as non-owner occupied there is no waiting time to purchase using FHA. Also the fact that you're in CA and your other home is in ... more
0 votes Share Flag Fri Oct 31, 2014 Home Buying in Whittier
Sergio Medina, Real Estate Pro in Whittier, CA
Sergio Medina answered:
I am thinking of moving to this this area (90602).
Melissa, Whittier is large city that is broken up in to smaller,scattered quadrants that dictate their desirability in reference to "safety". It is impossible to generally answer that q ... more
0 votes Share Flag Tue Oct 28, 2014 Home Buying in 90602
Florentine22, Both Buyer and Seller in Seattle, WA
Florentine22 answered:
What is the easiest way to do credit and background check on potential renter?
MyScreeningReport.com is a great service. It is the only product I could find with NO set-up cost that included rental and employment verifications.
My tenants like it too because i ... more
1 vote Share Flag Tue Oct 28, 2014 How To... in Whittier
Alex Greer, Real Estate Pro in California
Alex Greer answered:
Shopping center
What about it?

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
htt ... more
0 votes Share Flag Tue Sep 16, 2014 Market Conditions in Whittier
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
In a short sale, how much time does it take between the appraisal and the closing?
Mike,
Any answer containing certainty is a guess. I've had short sale listings appraised and BPO'd multiple times and still waited weeks for a response. The only certainty with shor ... more
0 votes Share Flag Tue Sep 2, 2014 Home Buying in 90604
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo Broker answered:
I need to rent an apartment , but I don'tt have social security number, how can I rent? Can I rent with passport CA ID ?
Credit is required. I have never met a landlord that doesn't require a credit check. This is how they know whether or not someone pays their bills on time and ultimately if they should ... more
0 votes Share Flag Sun Jun 15, 2014 Rentals in Whittier
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo Broker answered:
Hi, I had a real estate agent that specialized in VA home loans, unfortunately, it didn't work out and I am back to square one.
I have helped Veterans purchase a home utilizing a VA loan. Do you know that VA is not a lender but and insurer? The VA insures the value of a property up to 27% of the loan against los ... more
0 votes Share Flag Sat Jun 14, 2014 Home Buying in 90605
Oscar Gonzal…, Real Estate Pro in Bellflower, CA
Oscar Gonzales - Hablo Espanol answered:
What should be my first step before looking for my first home?
Hi Ricardo,

I would first self evaluate and see how much you can afford. Then speak to a reputable lender. They will assets your financials and your DTI (debt to income ratio) and wi ... more
0 votes Share Flag Mon May 26, 2014 Home Buying in Whittier
Oscar Gonzal…, Real Estate Pro in Bellflower, CA
Oscar Gonzales - Hablo Espanol answered:
I'm on a loan mod program w/my 1st lender and in default w/my 2nd I recenlty rec'd a ltr from a collection co what happens next?
Hello J.Deharo,

Please reach out to your second lien holder as soon as possible. Let them know that you have worked with the 1st and that you need some help with the 2nd. Almost all ... more
0 votes Share Flag Sun May 25, 2014 Foreclosure in Whittier
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