Financing in West Palm Beach : Questions & Answers

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Jeri Patrick, Real Estate Pro in Savannah, GA
Jeri Patrick answered:
For a first time home buyer with steady income, fair credit but little to no down payment ;which lender/s would you recommend?
Please feel free to visit my website for lender information jeripatrickteam.com
0 votes Share Flag Thu Apr 2, 2015 Financing in West Palm Beach
Abbie, Home Buyer in Martin Park, Detroit,...
Abbie asked:
Home loans for the disabled? Hello! I'm looking for a lender in Florida who has experience getting loans for individuals who are on disability. I have at least 20% down, and have enough in savings to pay the mortgage…
0 votes Share Flag Tue Dec 2, 2014 Financing in West Palm Beach
Michael Ange…, Real Estate Pro in Saint Louis, MO
Michael Angelo Worthen answered:
my credit score was 642 on 2/18/12 , i did a refinance on my home, now it went down to 577. Can the refinance lower my credit score???
I feel like nobody read and directly answered the question. A rate and term refinance would not hurt your credit scores at all. If you increased your loan amount substantially thru cash ... more
0 votes Share Flag Sun Jun 22, 2014 Financing in West Palm Beach
James P. Ryan…, Real Estate Pro in Washington, DC
James P. Ryan, Jr answered:
How to get mortgages to Israeli investor?
Good morning all....
Through one of our correspondent lenders, we offer foreign national purchases up to 55% LTV.
Some of the highlights are: NO FICO required, NO income verification, ... more
0 votes Share Flag Sat Apr 19, 2014 Financing in West Palm Beach
Jacquie Yekm…, Real Estate Pro in West Palm Beach, FL
Jacquie Yekmalian answered:
My partner and I are looking for a home. Our current gross income is $6,505.54 (Mine is $5,163.64 his is $1,341.90). He is a veteran. Help!
My suggestion is go to the bank you have accounts with now. Ask the questions you have about going VA or conventional with a loan. They will explain the pros and cons of doing either. ... more
0 votes Share Flag Wed Mar 27, 2013 Financing in West Palm Beach
Preston Ware, Real Estate Pro in West Palm Beach, FL
Preston Ware answered:
Updated. What is the greatest amount of mortgage loan I can expect to be approved for? My goal is 200,000 0% down VA loan. Have 20,000 saved if need
30% of your gross income is a housing payment around $1000. If you wish to push the envelope I would suggest allowing us to run your deal on line through automated underwriting to get a ... more
0 votes Share Flag Wed Mar 27, 2013 Financing in West Palm Beach
Pjpirri, Home Owner in Lake Worth, FL
Pjpirri answered:
Which banks are providing loans for investment properties in the West palm Beach area?
Palm Beach Community Bank! (561) 681-7200
0 votes Share Flag Wed Mar 20, 2013 Financing in West Palm Beach
Juan F. Vale…, Real Estate Pro in Palm Beach County, FL
Juan F. Valencia answered:
Both my wife and I are first time home buyers. My Fico score is 735, and her score is 637. What is the likely hood that we would qualify for a loan?
Enrique

Buenas tardes como estas? bueno, para responder a tu pregunta, los puntajes de credito de ambos esta bien para calificar para un credito sea FHA o Convencional, ya dependiend ... more
0 votes Share Flag Wed Oct 17, 2012 Financing in West Palm Beach
Diana De Pao…, Real Estate Pro in West Palm Beach, FL
Diana De Paola Nardy answered:
How much does owning a condo impact my chances of buying another house?
Hi Hicksox,
I can recommend 2 excellent contacts to assist you with best answering these questions. They have many programs to tell you about and see if you qualify. Please send me you ... more
0 votes Share Flag Tue Oct 16, 2012 Financing in West Palm Beach
Diana De Pao…, Real Estate Pro in West Palm Beach, FL
Diana De Paola Nardy answered:
my credit score is 577 can i get a mortgage
I have 2 excellent mortgage brokers In West Palm Beach to recommend, they have helped many of my clients.
Please email me or call with you contact information so I assist you at 561-37 ... more
0 votes Share Flag Tue Oct 16, 2012 Financing in West Palm Beach
Rodney Forbes, Real Estate Pro in West Palm Beach, FL
Rodney Forbes answered:
Who are good lenders in this area?
Halley,

A better question may be "how do you know someone is a good lender?". By this I mean too many mortgage brokers will gather a minimal amount of financial information ... more
0 votes Share Flag Mon Jun 18, 2012 Financing in West Palm Beach
James Gordon…, Real Estate Pro in Cincinnati, OH
James Gordon ABR PBD SFR SRS answered:
Which is better to use. a motgage broker or a mortgage banker?
Robert I like to work with a mortgage banker. They will close the loan in their name and have their own underwriters. Mortgage bankers tend to be more responsive than depository institu ... more
0 votes Share Flag Mon Jun 18, 2012 Financing in West Palm Beach
Lisa Palma, Real Estate Pro in West Palm Beach, FL
Lisa Palma answered:
With "market " conditions" as they are why don't we see more offers of "seller financing " as much as we did in
The answer to that is quite simple for the most part .... they cannot, as due to those market conditions the seller is likely either a bank/corporate owner or a short sale already under ... more
0 votes Share Flag Mon Jun 18, 2012 Financing in West Palm Beach
John Sheats, Real Estate Pro in 33411
John Sheats answered:
Are there lenders around now that will ffinance small deals?
Have you looked into Palm Beach County's NSP program? It currently has funding for financing low-income buyers, but is limited to a certain geographical area. Basically, Okeechob ... more
0 votes Share Flag Mon Jun 18, 2012 Financing in West Palm Beach
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
If I dispute the appraisal from my mortgage company b/c it turns out to be too high, will I lose my deposit if I dont close the transaction in time?
Did you send your lender the lower appraisal? Tell your lender you have "new" information that may be more accurate and they may want to hire a 3rd appraisal (at your expens ... more
0 votes Share Flag Mon Jun 18, 2012 Financing in West Palm Beach
Kathy Dowd 2…, Real Estate Pro in Cape Coral, FL
Kathy Dowd 239 220 4133 answered:
I am looking for a hard money lender in Florida who will base the amount on the deal with as little as no money down if you can help please respond.
Most hard money lenders want money down.
239 220 4133 Cell
0 votes Share Flag Sun Jan 23, 2011 Financing in West Palm Beach
Marsha Monto…, Real Estate Pro in Palm Beach, FL
Marsha Montoya Mayer answered:
Will a new home buyer with a 100% VA loan be allowed to put the closing costs on the loan?
Alma Rose, I am the Realtor. the Seller will not contribute toward Closing Costs. They are already coming to the table with almost $200,000 to close this deal.
The buyer is pre-quali ... more
1 vote Share Flag Tue Sep 14, 2010 Financing in West Palm Beach
Carl Ashton, Other/Just Looking in Boca Raton, FL
Carl Ashton answered:
Do you know of a good commercial lender for the purchase of a nice property in WPB to be used as a restaurant?
Marsha,

I can write it for you SBA or Non SBA call me or email me.

Carl Ashton

Web Reference: http://www.premiermortgagestore.com
0 votes Share Flag Fri Jul 2, 2010 Financing in West Palm Beach
Carl Ashton, Other/Just Looking in Boca Raton, FL
Carl Ashton answered:
Please tell me who you have used successfully for commercial lending at competitive rates
Marsha,

I can write it for you SBA or Non SBA call me or email me.

Carl Ashton
0 votes Share Flag Wed Jun 23, 2010 Financing in West Palm Beach
Treu Group R…, Real Estate Pro in Delray Beach, FL
Treu Group Real Estate answered:
How do I find the best deal on a mortgage?
We recommend our clients look at the best value. Interest rates are important however other factors are also critical. Can they deliver on their promises, will they hit their time dea ... more
0 votes Share Flag Sun May 30, 2010 Financing in West Palm Beach
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