Home Buying in Waldorf : Questions & Answers

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John R. Thom…, Real Estate Pro in New Castle County, DE
John R. Thomas answered:
If the house that I am closing on may not be insurable unless a growing number items are repaired, and I decide to walk away, should I get my EMD back
The Answer depends on your contract. If you had a home inspection contingency in the contract then you had dates to have inspections completed and a date to send addendum requesting re ... more
0 votes Share Flag Mon Dec 15, 2014 Home Buying in Waldorf
Tony McMahon, Real Estate Pro in 20601
Tony McMahon answered:
I have a range of credit scores of 630-653. I have never missed a payment within the past 5 years, and I have a six figure salary. Qualify for FHA?
On the surface, it sounds like a winning formula !! Overall Credit history will be a factor as well. Please contact me directly for more in depth assistance with your home search
0 votes Share Flag Fri Jun 20, 2014 Home Buying in Waldorf
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
Bank approved price was rejected?
Your agent is correct....in a changing market, a previously accepted sale price should be viewed as only a beginning point for other offers. All sellers can expect receiving a price tha ... more
0 votes Share Flag Sat May 24, 2014 Home Buying in Waldorf
Akil Walker, Real Estate Pro in Bowie, MD
Akil Walker answered:
We need help finding a lender who has approved buyers who are enrolled under the income based repayment plan for student loans.
Hello Stephany,


if you need help finding a lender to discuss your best options for you. feel free to give me a call or shot me an email.
0 votes Share Flag Thu Apr 24, 2014 Home Buying in Waldorf
Tara Gianqui…, Home Buyer in Washington, DC
Tara Gianquitti answered:
How long does a short sale usually take? If your answer is around 6 to 8 wks,why so long?
I was actually wondering the same thing the seller has excepted are offer but we haven't heard much else.
1 vote Share Flag Thu Mar 13, 2014 Home Buying in Waldorf
Christina El…, Real Estate Pro in Fulton, MD
Christina Elliott answered:
I would like to buy a home in waldorf in one of the new commiunties.if I buy a new built house for 350, 000 around how much would be my monthly
I would suggest using bankrate.com for this calculation. I also have a calculator on my website if you'd like to use: christinaelliott.com

Best Luck!

Christina
0 votes Share Flag Sat Mar 1, 2014 Home Buying in Waldorf
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
i am a first time home buyer my problem is my credit score is kinda low i need someone that can work with me to purchase my home in waldorf area
Hello,

I also have a free program whereby I work with all my clients, first timers or otherwise. I have pretty good success in improving scores and counseling buyers as to what they ... more
0 votes Share Flag Wed Jan 22, 2014 Home Buying in Waldorf
John Uribe, Real Estate Pro in Waldorf, MD
John Uribe answered:
what is the status of 3485 halford street Waldorf, Maryland 20603?
The information provided by Harold Countee (below) is correct. Public tax record shows deed recorde March 9, 2011. Sale price was $370,000.
0 votes Share Flag Tue Dec 10, 2013 Home Buying in Waldorf
Connie Fitzg…, Real Estate Pro in 20659
Connie Fitzgerald answered:
My husband and I are looking to purchase a new construction home using his VA loan in Brandywine, Waldorf or White Plains, MD.
Hi Nancy. Yes, I can certainly assist you with that. I am familiar with VA loans and builders in the specified area and can help you with what you need at this time. Feel free to call a ... more
0 votes Share Flag Tue Jun 4, 2013 Home Buying in Waldorf
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
Is it possible to have a sale contract on a short sale property, and the house goes into foreclosure 9 months later?
Absolutely....And it is likely not your agents fault. If an agent is not receiving information from the lender, which is so often the case, they have nothing to share. It's most unfortu ... more
0 votes Share Flag Thu May 16, 2013 Home Buying in Waldorf
Tony McMahon, Real Estate Pro in 20601
Tony McMahon answered:
can anyone give me some information on the va second tier entitlement?
Hi , it looks like Brent will be able to answer your VA entitlement question. I on the other hand would be more than happy to assist you with locating your new home and seeing you throu ... more
0 votes Share Flag Tue May 7, 2013 Home Buying in Waldorf
Alqamar Malik, Real Estate Pro in Bowie, MD
Alqamar Malik answered:
What options do I have when under contract on short sale that is now gone to foreclosure.?
Good question Gloria! I have seen some instances where the buyer retrieved the property at the bank auction period. However this route is time consuming and there's no guarantees that y ... more
0 votes Share Flag Thu Mar 21, 2013 Home Buying in Waldorf
Claire-Anne…, Real Estate Pro in Avon, IN
Claire-Anne Aikman answered:
what is a USDA Mortgage???
It is a money down 100% financing mortgage. The area needs to qualify for the loan. You can check addresses here:

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Waldorf
Claire-Anne…, Real Estate Pro in Avon, IN
Claire-Anne Aikman answered:
Where to start in order to buy our first home?
Touch base with a lender to see how far away from mortgage ready you are. If establishing your credit is the only hiccup, then obtain a secure credit card and pay it off per your lende ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Waldorf
Connie Fitzg…, Real Estate Pro in 20659
Connie Fitzgerald answered:
WENT TO SEE A HOME IN WALDORF, ST CHARLES, TENANT SAYS I CAN'T SEE IT TILL END OF MARCH, IT'S ADVERTISED AS TENANT VERY COOPERATIVE, NOT,
If you have the owners information try to contact them directly, they may not even be aware of the situation. Tenants have rights as well, they may need more notice in order to show th ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in Waldorf
Connie Fitzg…, Real Estate Pro in 20659
Connie Fitzgerald answered:
Do most short sale take a long time to go to settlement?
Good Question Rosa. There are a lot of different factors that play into this question. Often times, it has to do with how many liens are on the property and the motivation of the seller ... more
1 vote Share Flag Thu Jan 31, 2013 Home Buying in Waldorf
Wayne Christ…, Real Estate Pro in Washington, DC
Wayne Christopher answered:
I need help with $14,000 closing cost, are there any programs available?
If it's not to late contact Tina:CONTINENTAL MORTGAGE AND INVESTMENTS
703-522-2200 x3206
www.cmicloan.com
Contact: Tina Bartley
tbartley@cmicloan.com
0 votes Share Flag Sat Jan 26, 2013 Home Buying in Waldorf
Wayne Christ…, Real Estate Pro in Washington, DC
Wayne Christopher answered:
if closing cost were not asked for in original offer on short sale can you ask after acceptance by seller????
You can always ask the loan officer to take care of the closing cost if its not to late.

CONTINENTAL MORTGAGE AND INVESTMENTS
703-522-2200 x3206
www.cmicloan.com
Contact: Tina Bar ... more
0 votes Share Flag Sat Jan 26, 2013 Home Buying in Waldorf
Darrell Hess, Real Estate Pro in Marietta, GA
Darrell Hess answered:
My offer on a short sale townhome in Waldorf was accepted by seller in July, still no response from banks, how long does it normally take.
If we had the answers to that we would all be billionaires.

I will say some lien holders can take upwards of 10 months before the give a commitment letter to short sale the home whic ... more
0 votes Share Flag Sat Oct 27, 2012 Home Buying in Waldorf
Susan  ( Sue…, Real Estate Pro in 20155
Susan ( Sue ) Gibson answered:
I am buying a Ryan Home in the Brentwood development in Waldorf, MD. Should I get a Realtor?
the answer is YES!!! or you will not have anyone representing you....My clients are buying a Ryan home in Gainesville Va...Having a Realtor doesn't cost you anything...and if a Ryan re ... more
0 votes Share Flag Thu Oct 11, 2012 Home Buying in Waldorf
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