Depends why the house is not livable and what your intentions are for the home. We have a product that offers vacant home coverage while being renovated. Its not an HO3 or builders risk but rather a commercial insurance policy. There are limitations to the policy but they specialize in vacant or "ugly vacant homes".... more
You can contact the listing agent who will be able to help you learn more about that specific property (and probably will know a lot about similar properties in the area). To find an agent, just click on the yellow button on the property's Trulia listing and you will be able to start a dialogue.
Please let me know if you have any questions or if I can help with anything else. I am happy to be a resource for you. Good luck with the search!
Ali, Trulia Voices Community Manager... more
I would say the fire company would have the most updated info as Deltona is undergoing many road improvement projects and this may cause new hydrants to be installed and others to possibly be relocated.
Also, it sounds like you want it for a reason so I would discuss its limits with them.
Please e-mail me as a courtesy as to what you found out.
Since 3rd party info often loses something in the translation that is why I am not doing it for you so you can hear it right from the source.
There is never a "ballpark" rate for insurance due to the numerous (and varying) underwriting factors involved. You can have two identical homes on the same block in a given area and the premium cost can be very different.
The best bet for you is to contact an insurance broker in your area to get your case in front of an underwriter.... more