Home Buying in Visalia : Questions & Answers

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Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Bad credit and looking to buy a home?
My question to you is 'Why?' Given what you've shared you've had a tough time financially. I am ALWAYS in favor or paying off debts, paying down credit cards and saving money before any ... more
1 vote Share Flag Mon Sep 15, 2014 Home Buying in Visalia
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
what is homepath financial assistance and how does it work?
Hello martagj97, it is a 5% down purchase loan with NO Mortgage insurance to purchase Fannie Mae owned properties and also renovation if needed. What are you looking to achieve in a ho ... more
0 votes Share Flag Mon May 5, 2014 Home Buying in 93291
Pamela Peters, Real Estate Pro in Visalia, CA
Pamela Peters answered:
Can my husband buy a home in his name only? My credit is poor and my home (prior to our marriage) is being short-saled right now.
Yes, your husband can purchase a home in his name only, as long as his income and credit will quailify... per a lender. I believe even with the short sale you would be able to go on tit ... more
0 votes Share Flag Fri Oct 18, 2013 Home Buying in 93292
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Can I get a loan to buy a house with out my husband on the loan or the house. I want to buy one for my mother to live in and husband doesnt want to.
Yes that is possible! Just keep in mind that now only your finances (income, credit score, etc.) will be looked at. So your qualification will be based on you alone. Along with, lenders ... more
0 votes Share Flag Fri Oct 18, 2013 Home Buying in 93292
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
I'm about to have my divorce finalized (executed MSA filed with the court). I just opened an escrow,
No, until the divorce is finalized you will need your "soon to be ex " to sign a quite claim deed, and allow the lender to run a credit report, the debts on the credit report may be cou ... more
0 votes Share Flag Wed Oct 9, 2013 Home Buying in 93291
Chris and Ko…, Real Estate Pro in Visalia, CA
Chris and Kohlee Barbeau answered:
Does anyone know if there is an HOA for this subdivision. I was interested in the area and i just wanted to know if i would be paying any kind of dues
Hi T. Dominguez,
Unfortunately your question doesn't link back to the property your were viewing at the time you asked the question. You can call me with the property address and I ... more
1 vote Share Flag Thu Oct 3, 2013 Home Buying in Visalia
Bill Mauch, Real Estate Pro in Visalia, CA
Bill Mauch answered:
Price per square foot in this zip.
The average home price sold in August for zip 93291 was $121 per sq ft. The average home price for all of Tulare County was $107 per sq ft. The average for North West Visalia was $121 ... more
0 votes Share Flag Fri Sep 20, 2013 Home Buying in 93291
Marissa, Both Buyer and Seller in Visalia, CA
Marissa answered:
Is the Central Valley, CA area good investment?
Yes, especially if you would like to rent out. Right now for example in the Modesto/Ceres area you can find great investor deals for under 180K. Here is a link for an open listing as ... more
0 votes Share Flag Thu Jul 18, 2013 Home Buying in Visalia
Michael Hugh…, Real Estate Pro in Visalia, CA
Michael Hughett answered:
I'm going through divorce (and expect process to last), but want to buy a house now. My mother just moved to US and I would like to buy a house ,,,
You can use a Freddie Mac loan that allows for a non-owner occupied co-borrower. Yes this would need to be disclosed to your wife and you and your mother would be on title together. It ... more
0 votes Share Flag Tue Jun 4, 2013 Home Buying in 93291
Yolanda Alva…, Real Estate Pro in Visalia, CA
Yolanda Alvarez answered:
Looking to buy a home in Visalia,first time home buyer.Something under $150.000 through CALHFA.Can anyone give me some insight on this program?
Hello Will,
I know a few local lenders that will be more than happy to answer your questions. Drop me a line and I will forward their contact information, talk with them get pre-appr ... more
0 votes Share Flag Tue Apr 9, 2013 Home Buying in Visalia
Scott Parks, Real Estate Pro in Brentwood, CA
Scott Parks answered:
Can I short sale to a non-profit and lease back with option to buy? Baybe, Call for more info. Robert Gonzalez 559-799-2330
Yes, you can lease back with option to buy is the buyer is a nonprofit. This was passed in 2011 by initiative SD11-2. We have a nonprofit and do it.
0 votes Share Flag Fri Jan 18, 2013 Home Buying in Visalia
Yolanda Alva…, Real Estate Pro in Visalia, CA
Yolanda Alvarez answered:
Can a sale of property be forced that is owned by 3 siblings, when 1 is declaring bankruptcy?
I do agree speaking to lawyer will be the best way to move forward.
0 votes Share Flag Wed Dec 19, 2012 Home Buying in Visalia
Diana Benson-…, Real Estate Pro in Visalia, CA
Diana Benson- Call Me! answered:
where can i check my GED scores?
As Kohlee wrote, if you are talking about a credit score, any local lender can help you determine your FICO score. If your desire is to buy a home and your credit report has some minor ... more
0 votes Share Flag Fri Dec 14, 2012 Home Buying in Visalia
Aracely Hern…, Both Buyer and Seller in Visalia, CA
Aracely Hernandez answered:
Looking for a Long Term Lease, with option to buy: home for care home/facility.
I may have a home for you that would work perfectly for your need. It is located in a good area and has handicap ramps out two doors, great fire exits, and extra rooms and showers. It ... more
0 votes Share Flag Fri Oct 26, 2012 Home Buying in Visalia
Steve Murray, Real Estate Pro in Visalia, CA
Steve Murray answered:
Ask real estate experts,locals, and friends...listing for home with granny house
Feel free to contact me via my profile. I help people buy and sell homes in Kings, Tulare, and Fresno counties. I team up with Aja Conn another agent in our office to provide you bett ... more
0 votes Share Flag Tue Mar 20, 2012 Home Buying in Visalia
Karen Dean, Real Estate Pro in Visalia, CA
Karen Dean answered:
What is the best way to locate owner financed houses for sale?
Hi Jake,
If you are still looking for an owner financed property, you might be able to find one. I suggest contacting a local Realtor, like myself who can pull listings from MLS in you ... more
0 votes Share Flag Thu Feb 2, 2012 Home Buying in Visalia
Karen Dean, Real Estate Pro in Visalia, CA
Karen Dean answered:
how do i find a lease option home near 93277 ca?
Kassi,
I see that this post is older but if you are still looking for information on this subject...
There is a great book you can purchase that will help you get your credit back on ... more
0 votes Share Flag Thu Feb 2, 2012 Home Buying in 93277
John DL Aren…, Real Estate Pro in Encinitas, CA
John DL Arendsen answered:
I live out of state and am moving to the area in a few months. Stupid or smart to buy without physically seeing the home?
Janelle, I to have purchased some properties sight unseen, however, they were fix and flip investment properties. Not a home I was planning on living in for an extended period. Unless y ... more
0 votes Share Flag Wed May 18, 2011 Home Buying in 93277
Wes Black, Real Estate Pro in Louisville, KY
Wes Black answered:
what is a traditional seller?
A traditional seller is one who owns the property, generally has made the regular payments on time, and does not owe more on the house than it is worth. Many people are in this category ... more
0 votes Share Flag Mon Jan 31, 2011 Home Buying in Visalia
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
How does bidding on a forclosed home work?
you find a realtor. make an offer. Then you sit and wait and hope someone will let you know if you got it before your next birthday. And short sales can take even longer.
0 votes Share Flag Thu Mar 11, 2010 Home Buying in Visalia
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