Financing in Virginia : Questions & Answers

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Callisjr2004, Both Buyer and Seller in Parkville, MD
Callisjr2004 asked:
I am looking for hard money lender that can do 100% financing for purchase and rehab of residential investment property. Based on the properties that I am viewing the loan amount shouldn't exceed 100,000. The areas in Hampton Roads I am look ing for property is Newport News (not # streets), Hampton, Chesapeake, Norfolk, Portsmouth,…
0 votes Share Flag Fri Nov 14, 2014 Financing in Hampton
Simon Campbe…, Real Estate Pro in Miami Beach, FL
Simon Campbell answered:
Typical Owner Financing Terms?
Usually owner financing does not have such a down payment. 50% is a lot of security. That shows that the likelihood that he or she will default is very slim... and if they do, well you ... more
0 votes Share Flag Sat Oct 25, 2014 Financing in Alexandria
almc67, Home Buyer in Rice, VA
almc67 asked:
I need to borrow about 80000.00 for a house that I want to purchase in the Mineral, VA area but me and my husband do not have perfect credit. But we do have a house and 10 acres that is paid for that we can use as collateral.
0 votes Share Flag Thu Oct 23, 2014 Financing in 23966
cfunding953, Real Estate Pro in Vienna, VA
cfunding953 answered:
95% LTV Jumbo loan needed with 5% down. Willing to pay PMI--excellent credit!
Attn:

I Mr. Carrasco Raymond a private lender, We offer loan at the rate of @ 3% interest rate, Interested persons should call or text 646-470-7854

Mr. Carrasco Raymond
Email: c ... more
0 votes Share Flag Wed Sep 3, 2014 Financing in Vienna
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Mortgage Points
You can just tell your loan officer you want the higher rate without paying as much in points. When you lock in a rate, you are just locking in that days interest rates/points combinat ... more
0 votes Share Flag Sat Aug 23, 2014 Financing in Virginia
Kreative Kas…, Real Estate Pro in Petersburg, VA
Kreative Kastles, Inc. answered:
Low-income but can pay...
Ms. Bembry at the Petersburg Housing Authority is very helpful. Call and ask for her. She can help you get a Section 8 Voucher. Good luck.
0 votes Share Flag Thu Aug 21, 2014 Financing in 23803
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
How do I prove occupancy in my home?
Do you own the house that your parents live in also? If so, that's where the problem lies. If you only own one property then this shouldn't be an issue. If you own more than one and you ... more
0 votes Share Flag Tue Aug 5, 2014 Financing in Lynchburg
Tony Garcia, Real Estate Pro in Charlotte, NC
Tony Garcia answered:
My wife and I are planning to buy a house, but it seems extremely difficult to get a loan of any kind with a J-1 Visa. Can any give us some advice?
Hello,

I can help with financing with a J-1 visa. Email me at tony.garcia@banchomeloans.com or call me at 571-246-4373 to discuss.
0 votes Share Flag Mon Jul 28, 2014 Financing in Arlington
Jeremy Vogan, Real Estate Pro in Staunton, VA
Jeremy Vogan answered:
How does Rent-To-Own work and how do you find homes that are available as such? Thank you!
My company has many rent to own properties. Call me at 540 487 0480 to discuss!
Jeremy Vogan
Countryside HomeCrafters, LC
0 votes Share Flag Wed Jul 16, 2014 Financing in Charlottesville
Vjsshabi, Home Buyer in Sterling, VA
Vjsshabi answered:
What are good ways/sites to get BPO orders to do for a Realtor?
Have a nice day,

I want to do BPO orders from anyone company please give me the details.
0 votes Share Flag Wed Jul 2, 2014 Financing in 20165
Rick Phillips, Real Estate Pro in Alexandria, VA
Rick Phillips answered:
How to contest an appraisal done for a refinancing?
You could hire an appraiser to perform an "appraisal review." There's no guarantee the bank would accept it, but if it were done by an appraiser who had experience with reviews and who ... more
0 votes Share Flag Wed Jul 2, 2014 Financing in 22041
mhartnett, Other/Just Looking in Williamsburg, VA
mhartnett answered:
What lenders in Williamsburg/Yorktown offer USDA loans?
PrimeLending can 757-344-3366 USDA are great loans if you do not have much money for downpayment
0 votes Share Flag Thu May 29, 2014 Financing in Williamsburg
Marilyn C Cu…, Real Estate Pro in Gainesville, VA
Marilyn C Cunningham answered:
I'm looking for an expert who can help me buy real estate notes?
Your best bet on purchasing notes is to get an attorney experienced in such matters.
0 votes Share Flag Thu May 15, 2014 Financing in 20112
Marilyn C Cu…, Real Estate Pro in Gainesville, VA
Marilyn C Cunningham answered:
I want to take out a home equity loan, but an appraisal is $400. My concern is am i waisting my time and 400
Most jurisdiction mark foreclosures or bank owned properties so they should not pull down your value. Go for it if the bank will pay the expenses if the appraisal is too low.
0 votes Share Flag Thu May 15, 2014 Financing in 20111
Marilyn C Cu…, Real Estate Pro in Gainesville, VA
Marilyn C Cunningham answered:
There are so many banks and lenders. How do we go about finding the best rates/APR/fee deal?
Ask for a Truth in Lending on the various loans are programs you are looking at in order to for an compare the APR which is the interest plus certain costs like points or just ask the l ... more
0 votes Share Flag Thu May 15, 2014 Financing in Gainesville
Sahar Bashir, Real Estate Pro in Washington, DC
Sahar Bashir answered:
I have score under 490. In search of good broker to help improve it so we can sell our townhome and then buy a single family.
Phenominal1999,
I know a great lender that works with buyers whose credit score is below 500. They have been successful in getting them to close on properties. Please reach out to me s ... more
0 votes Share Flag Mon May 12, 2014 Financing in 20171
Missy Leary, Real Estate Pro in 20105
Missy Leary answered:
What lenders in Northern Virginia offer the FannieMae HomeStyle mortgage?
I believe Flagstar and Wells Fargo offers these loans. If you are still in the process and need some referrals, please let me know!
0 votes Share Flag Fri May 2, 2014 Financing in 22033
Milena Valle, Real Estate Pro in Orlando, FL
Milena Valle answered:
Can a foreign Investor obtain Mortgage financing for investment properties with 30% down.?
Yes! You should be able to qualify for financing without a problem. The downpayment required as of today is from 25% to 40%. At least, here in Florida. Thank you! Milena
0 votes Share Flag Mon Apr 7, 2014 Financing in Virginia
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