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Scott Saults, Real Estate Pro in 85143
Scott Saults answered:
I recently filed for chapter 13 can I still get a home
Each situation is different. You would be best advised to speak with a lender about your situation and they should be able to provide you with more information to help you to obtain a ... more
0 votes Share Flag Wed Mar 25, 2015 Home Buying in Valley
Judi Monday,…, Real Estate Pro in Green Valley, AZ
Judi Monday, CRS answered:
I am trying to list a for sale by owner house and I keep going in circles on this website. I log in and try to submit a listing.
You must be represented by a licensed real estate agent to post your listing on Trulia.
0 votes Share Flag Fri Nov 14, 2014 Home Selling in Valley
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Im looking forward to buying a home from Fannie Mae/Freddie Mac the home is currently listed at 99,000. How to find out how long its been on marke?
Hi Harriet,
Information such as how long a property has been listed for sale is something that your Buyer's Agent will be able to assist you with.

When you decide to purchase a ho ... more
0 votes Share Flag Wed Jan 1, 2014 Home Buying in 36854
Edwin, Real Estate Pro in California
Edwin answered:
How can I add a tenant rentals history to their credit report?
I can help you with that I work with credit experts that help people improve their credit. Feel free to contact me at any time

Edwin Mieles
Senior Loan Officer




Residenti ... more
0 votes Share Flag Mon Jul 8, 2013 Home Selling in 36854
demetrial_wi…, Renter in Valley, AL
demetrial_williams asked:
rent houses for 400 or 700 --
This question was asked from this property: http://www.trulia.com/property/1054976728-2412-Lismore-Dr-Valley-AL-36854
0 votes Share Flag Sun Oct 21, 2012 Home Buying in Valley
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Add a tradeline
I have never heard of such thing as a state or local credit bureau. Mortgage companies only pull from Equifax, Trans Union, and Experian. There are no others used in the mortgage indu ... more
0 votes Share Flag Thu Jul 5, 2012 Home Selling in Valley
Carol Perdew, Real Estate Pro in Central Valley, CA
Carol Perdew answered:
Selling
Marilyn,

Most likely you will have to apply for a new loan to pay off the seller financing on your property. My advice is for you to contact a local lender to provide the different l ... more
0 votes Share Flag Tue Nov 1, 2011 Home Selling in 36854
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
Own a home
Don't bother applying for a mortgage, you will not be approved with 3 lates on your current mortgage. At this point you need to set up a budget which allows you to pay all your bil ... more
1 vote Share Flag Sun Oct 9, 2011 Home Buying in 36854
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Buying a home...Quick
In order for your car loan & installment loan to your credit report AND impact your credit scores, the *creditor* will need to choose to report them to the credit bureaus. Creditor ... more
0 votes Share Flag Sat Sep 10, 2011 Financing in 36854
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Buying a home....
Unfortunately with USDA you cannot own another home in habitable condition in the same commuting area as you would be buying your new home, which is something you seem to realize since ... more
0 votes Share Flag Thu Sep 1, 2011 Home Buying in 36854
Jonathan Shi…, Real Estate Pro in Redlands, CA
Jonathan Shidler answered:
Im looking at a rent to own property if I do rent can I do a refinance vs a home loan wen my contact is up
You'd get a new home loan.

Depending upon how your rent to own (I prefer Lease with Option to Purchase) is constructed out.

The way we do ours involves a recorded option, and ... more
0 votes Share Flag Wed Aug 10, 2011 Home Buying in 36854
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Can I get my rental history added to my credit report and how if the apt complex doesnt report?
Marilyn, yes you can, but it'll cost money and the only company I know doing it is http://rentreporters.com/ and like Jack mentions, your apartment complex would have to go along w ... more
1 vote Share Flag Tue Aug 9, 2011 Home Buying in 36854
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
If I have a few tradeline thats not reporting to the credit bureau from creditor can I have them put on my credit report by my loan officer or realtor
The lender has to order what is called a credit supplement. For that, you will need to provide the lender with a recent statement from the creditor. Your creditor may also require a c ... more
1 vote Share Flag Mon Aug 8, 2011 Home Buying in 36854
Deborah Garv…, Real Estate Pro in San Diego County, CA
Deborah Garvin answered:
Can you get a pre-approval letter ifthough you want quailfy for a loan yet because you need to pay a few items off credit report?
I agree Rodney in as much as no mortgage consultant should be issuing a preapproval until the deal is solid. However, unfortunately a lot do...which is exactly why there is so much dis ... more
1 vote Share Flag Mon Aug 8, 2011 Home Buying in 36854
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
How can I pull my credit report and see my 3 scores and when a loan officer look at it they give me a different credit score?
There are various credit scoring models that are used in the credit industry. Credit scores will vary based on the scoring model used. The mortgage industry has its own credit scoring ... more
0 votes Share Flag Mon Aug 8, 2011 Credit Score in 36854
Tony McMahon, Real Estate Pro in 20601
Tony McMahon answered:
Do you know where to get a foreclosure financed . ? I am have a problem .
Financing a foreclosure property is no different from financing a sale between two people. You must have good credit, funds to close and the property must meet all appraisal conditions ... more
0 votes Share Flag Tue Jan 25, 2011 Foreclosure in Valley
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
Do you know where to get a foreclosure financed . ? I am have a problem .
Brenda,

There must be more to this.....what are the specifics that are keeping you from being approved. Does the problem seem to be the home or your credit?

Additional information ... more
0 votes Share Flag Tue Jan 25, 2011 Foreclosure in Valley
Ninve Adams, Real Estate Pro in New York, NY
Ninve Adams answered:
Which town in Stanislaus and San Joaquin counties are a nice place to live and would i be able to buy a nice
Having been born and raised in Modesto, I feel that it might be one of the nicest places to live in Stanislaus County. In today’s market there are many homes that meet your budg ... more
1 vote Share Flag Tue Mar 17, 2009 Home Buying in Valley
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