Home Buying in Tustin : Questions & Answers

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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
My wife & I are first-time home buyers and would like to buy a home in the Tustin Ranch area. Are there any incentives or assistance programs?
Hello jeremiahg, yes we have down payment assistance programs that you can buy from as low as .5% half percent down payment. We also have MCC programs to assist too.

If you figure ... more
0 votes Share Flag Mon Dec 22, 2014 Home Buying in 92782
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Are there any incentives in Orange County for first time home buyers?
Hello hesrattled, yes we have down payment assistance programs that you can buy from as low as .5% half percent down payment. We also have MCC programs too.

If you figure out what c ... more
0 votes Share Flag Mon Dec 22, 2014 Home Buying in 92782
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Wife and I are looking for our first home in Orange County - 92683 or surround area codes
Hello Will, you can be set up to receive automatic daily emails to fit your search criteria. You will need to be pre-approved to be able to meet an agent to view and submit offers on an ... more
0 votes Share Flag Mon Dec 22, 2014 Home Buying in 92782
Elva Wormley, Real Estate Pro in San Jose, CA
Elva Wormley answered:
Is anyone else out there starting to see private investor loans come back around?
Hi Laura,

Yes, I have a lot more options available to offer my clients now, including bank statement programs, 1 day out of foreclosure, etc.

Best regards,

Elva A. Wormley
Mor ... more
0 votes Share Flag Fri Aug 8, 2014 Home Buying in Tustin
Nicholas S N…, Real Estate Pro in Rockford, IL
Nicholas S Nelson answered:
hi..I`m prequalified in California to buy a home but can I buy a home in other state.thanks
Prequalification are borrower specific, not state specific. If looking in a different state you do need to let lender know if it will be primary residence, second home or investment pr ... more
0 votes Share Flag Tue Jul 15, 2014 Home Buying in 92780
Jill Murty, Real Estate Pro in Mission Viejo, CA
Jill Murty answered:
how do I buy a foreclosure?
If you'd like to buy a foreclosure at the courthouse steps, you'll need cash (cashier's checks) and you'll be buying the property without having the opportunity to see the inside and co ... more
0 votes Share Flag Wed Apr 16, 2014 Foreclosure in Tustin
Randy Roberts, Real Estate Pro in Beverly Hills, CA
Randy Roberts answered:
I am interested buying evanston Cir hours in city of tustin. please call me at 949 8293645
I work with some of the best agents in the country. Email me or go to the link on our site so we can connect you with one of our buyers agents.
0 votes Share Flag Thu Nov 7, 2013 Foreclosure in Tustin
William Scha…, Real Estate Pro in Costa Mesa, CA
William Schallmo answered:
is this prop up for sale ?
If you'll send me the full address, I can get you all the details on the property as I work the local area.

Bill Schallmo
Penmere
714-420-4435
0 votes Share Flag Wed Oct 2, 2013 Home Buying in Tustin
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
I asked the question about appreciation between Tustin Ranch and Oceanside yesterday. Now I have one area to consider, Fallbrook.
Hi marylynndatoc,

I want to piggyback on Richard's comment: "The other thing. Verify the effects of transfering your Prop 13 tax rate."

You will be happy to know there are act ... more
0 votes Share Flag Tue Jun 4, 2013 Home Buying in Tustin
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
What location is better in appreciation in general - Tustin Ranch in Orange County or Oceanside in San Diego County?
Hi Marylynn,
Interesting question. I agree that it will also depend on what your motivating factors are for where you want to live and what time frame you are looking at. I specialize ... more
0 votes Share Flag Tue Jun 4, 2013 Home Buying in Tustin
William Scha…, Real Estate Pro in Costa Mesa, CA
William Schallmo answered:
Newly divorced mom w/two kids. Had to file bankruptcy & now short sell my home. We'll be homeless in a month but unable to find rental b/c poor credit
I’m truly sorry to hear about your situation. I have dealt with many clients’ with similar challenges. Believe it or not, there are some landlords out there that are will ... more
0 votes Share Flag Thu Mar 21, 2013 Credit Score in Tustin
Angie Pham, Home Buyer in Orange County, CA
Angie Pham answered:
My wife and I are a first time home buyer. Are there any incentives in Orange County?
Hi Joe,
As a first time hone buyer, there are 2 free grant programs that you might qualify for up to $15,000.00 with only 3.5% down. Please call or email me for more information.
Ang ... more
0 votes Share Flag Fri Mar 8, 2013 Home Buying in 92782
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Using my income on my husband's mortgage applcation?
Hi Erin, thanks for the reply. Are all of the $900/mo payments in your husbands name? If so, that does make his debt to income ratio on the higher side but still within qualifying ran ... more
0 votes Share Flag Fri Feb 15, 2013 Home Buying in 92782
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
how much is the normal closing cost, normally?
Lender costs vary as I don't charge any origination fee or disount fee unless you are buying the rate down. If you have a minimum 620 fico score and have 5% down conventional, you may a ... more
0 votes Share Flag Sun Feb 3, 2013 Home Buying in Tustin
William Scha…, Real Estate Pro in Costa Mesa, CA
William Schallmo answered:
I am relocating to Orange County from overseas as my children are attending school here. Are there any restrictions on non-residents.?
How is the relocation coming along? I noticed no one really answered your question...
Bill
0 votes Share Flag Thu Jan 3, 2013 Home Buying in Tustin
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
We would like to be first time buyers, in our mid-late 30s with a baby on the way. The problem, we don't have a down payment. Can a mortgager?
Hello Eimi, Yes FHA is designed for borrowers like yourself to be able to buy a home. You can buy now and pay less than rent in many cities of CA. The standard FHA down payment is 3.5% ... more
0 votes Share Flag Tue Dec 18, 2012 Home Buying in 92782
Ann Urias, Real Estate Pro in Orange, CA
Ann Urias answered:
How much will it cost to have a purchase agreement written up?
If you are in a buy owner transaction, make sure to contact an escrow company to handle your deal. No Realtor is going to be willing to take the responsibility for a small fee. Good luc ... more
0 votes Share Flag Thu Nov 29, 2012 Home Buying in Tustin
Jovan Simon, Real Estate Pro in Santa Ana, CA
Jovan Simon answered:
Finding a buyer's agent.
Hey Sa,

I can help you out with finding a buyers agent, I work for a Direct Residential Lender and we work with a lot of real estate agents. First thing you want to do is get pre app ... more
0 votes Share Flag Fri Aug 3, 2012 Home Buying in Tustin
Thom Colby 8…, Real Estate Pro in Newport Beach, CA
Thom Colby 888-391-5245 answered:
Is it normal for a short sale to include a $5000 Short sale negotiation fee? Im interested in a home but the buyer is required to pay negotiation fee
Felix - this question was asked 2+ years ago........
0 votes Share Flag Mon May 28, 2012 Home Buying in 92780
Felix Hung, Real Estate Pro in Irvine, CA
Felix Hung answered:
Do banks generally allow a short sale for below the listing price? If not, how much higher is the final price different from the listing price?
Welovetustin,

Thom provides a great answer!

The list price on a short sale is set by the agent and homeowner but it has NO barring on what the short sale lender will evaluate the ... more
0 votes Share Flag Mon May 28, 2012 Home Buying in 92780
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