If you are renting, you can't paint or change the property in anyway and all the payments you make go towards paying off the house for the owner. This owner can one day sell the property and have cash in hand......the money you've been paying him.
There is a no money down rural development loan program for low income residents. You need to have a steady job and a credit score of at least 640 to qualify. The house also has to be in good working order. No fixer uppers will qualify for this type of loan.
Toby, please, give me a call if you have any other questions. 870-926-5535... more
I would say $3000-$5000 out in the country. Of course that depends on if it could be good commercial property. If that is the case the cost could sky rocket. Real estate prices have a lot to do with location........ more
The first step to take, if you haven't already, is for your husband to dispute any bills on his report that do not belong to him. At www.annualcreditreport.com you can get one free credit report from ALL three credit bureaus each year. You will have the opportunity to dispute any items on each report that you do not agree with. Make sure to visit each of the three bureaus. Each creditor must respond to the dispute within 30 days. I know several people who have cleared up credit issues this way.
If you have income and good credit you might consider buying in your name only.
It is very difficult to find a lease to own, or even a nice rental in 72472 area. I understand your problem.
Good luck Mrs. Hodges.... more
I sell more houses in Trumann than any other Realtor, but I don't know of anything for rent like you are describing. If you will email me your info at Rmckenzie@crye-leike.com I will keep your contact info and ask around.... more