Home Buying in Troy : Questions & Answers

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Worker Bee, Home Owner in Macomb, MI
Worker Bee answered:
anyone purchase a home from MJC companies (builder)?
My in-laws and my mom both purchased a condo in Macomb Twp. in the same development. The condos are supposed to be identical. My mom's condo has a three-way switch for the light in he ... more
0 votes Share Flag Wed Jan 8, 2014 Home Buying in 48085
Marie Souza…, Real Estate Pro in Centerville, MA
Marie Souza Team answered:
For pre-approval to get competitive rates, is it advisable to get pre-approved on my own or go through a realtor.?
How did you make out on the above? Give us an update!
0 votes Share Flag Fri Dec 6, 2013 Home Buying in 48084
Brian Kurtz, Real Estate Pro in Plymouth, MI
Brian Kurtz answered:
Housing bubble 2 in Metro Detroit? Could prices skyrocket and become as high as LA, Boston, NYC, Washington D.C., etc... in the next 1-2 years?
Houses in Taylor still seem to ring in at about $68,000 and I don't see that changing anytime soon. People are not beating down the doors to move there.

The more desierable areas li ... more
1 vote Share Flag Tue Dec 3, 2013 Home Buying in Troy
Sigrid Garri…, Real Estate Pro in Rochester Hills, MI
Sigrid Garrick answered:
New construction by John R (west of John R) and Square lake. How is this builder and schools? Any idea?
Hello,

I'm not sure about the builder but they have been building like crazy in Troy . Troy schools are ranked really high that's a big reason for all the building. Hope th ... more
0 votes Share Flag Fri Oct 4, 2013 Home Buying in Troy
Brandon Fren…, Real Estate Pro in Clarkston, MI
Brandon French answered:
we are planning to move out of state , is this a good time to list the house for sale or we should wait until spring.
Hello,
Great question! I would advise you to sell now. There is a very low inventory of homes and buyers are numerous. Buyers and realtors alike right now are very excited to see any n ... more
0 votes Share Flag Sun Sep 22, 2013 Home Buying in 48098
Caron Koteles…, Real Estate Pro in Rochester, MI
Caron Koteles Riha answered:
what is the name of the builder with mjc companies?
Pretty good builder, reputable, quality. I built a home with them 14 years ago and am very happy with their work. I have sold many of their homes since that time all to very happy cli ... more
0 votes Share Flag Fri Sep 20, 2013 Home Buying in 48085
Kenan Jue, Real Estate Pro in San Francisco, CA
Kenan Jue answered:
new homes at Bridgewater estates
Regarding local information like schools and crime you can search on trulia "Troy, MI", select map view and look at the "Local Info" tab on the left for school, crime and commute times. ... more
0 votes Share Flag Thu Aug 29, 2013 Home Buying in Troy
Ron Ristovski, Both Buyer and Seller in Michigan
Ron Ristovski answered:
Canadian citizen works in US Does anyone know of any US banks that will lend to Canadians to purchase a house in Canada?
Leny,

There are few banks and credit unions who can help on these. Talk to some of them and you get better understanding.

The original First Federal of Michigan is bought by Char ... more
0 votes Share Flag Fri Jun 14, 2013 Home Buying in 48084
Sigrid Garri…, Real Estate Pro in Rochester Hills, MI
Sigrid Garrick answered:
why so many foreclosures but few is on the market for sale.?
Cao,

This is a very healthy market for sellers!! The total foreclosure process is very lengthy. Once the homeowner starts to default, they may try & refinance or get a loan modificat ... more
0 votes Share Flag Mon May 13, 2013 Home Buying in Troy
Sigrid Garri…, Real Estate Pro in Rochester Hills, MI
Sigrid Garrick answered:
Had a short sale 2010. Want to buy small lake home 2013. What are rules after short sale; money down?
Debra,

I've heard certain lenders say 2 years after short sale & I've had some say 3 years.
Since you have a condo to rent out, that might be another problem.
We have loan officer ... more
0 votes Share Flag Sat May 11, 2013 Home Buying in Troy
Bhavani Bhar…, Real Estate Pro in Troy, MI
Bhavani Bharadwaj answered:
How do I *break-up * with my realtor that I've been working with seriously for about 2 years, with whom I have a great rapport/friendship?
Hello Gwennie, In Todays market especially in Troy and Rochester, getting a house you want is a deal by itself. Since you have been making offers ,ask your realtor to show you the sold ... more
0 votes Share Flag Mon Apr 22, 2013 Home Buying in Troy
Maria E. Gar…, Real Estate Pro in Troy, MI
Maria E. Garcia answered:
I just came to Detroit on L1 visa & got no US credit history. I am OK with higher down payment. Any ideas - how to qualify for a mortgage?
I came with an L2 (my husband was the L1) and I can tell you, regardless of the down payment you will need to wait until you have at least two tax returns. So not necessarily 2 years, b ... more
0 votes Share Flag Thu Apr 18, 2013 Home Buying in Troy
Diana, Home Owner in Sterling Heights, MI
Diana answered:
i mi looking for Guaraianship in the area of Troy i live in the city of Troy in a American,House build on Grand,Haven,Dr at is off of John,R
I am a Guardian & maybe I could help you. Please contact me: dhill2400@yahoo.com

Regards,
D. Hill
0 votes Share Flag Thu Apr 18, 2013 Home Buying in 48083
A. Charles E…, Real Estate Pro in Royal Oak, MI
A. Charles Edwards answered:
searching for a home for over a year....every house i like gets sold quickly and the rest are not worth it..frustrated..got 225k to spend and nothing
It's no doubt a tough buyers market in Michigan right now. You want to make sure you are pre-approved for a mortgage and then you want to be working with a realtor that knows hows to na ... more
0 votes Share Flag Thu Mar 21, 2013 Home Buying in Troy
Sigrid Garri…, Real Estate Pro in Rochester Hills, MI
Sigrid Garrick answered:
what constitutes me losing my earnest check?
JHogger,

Yes you need to read through your purchase agreement. Usually the only way you can loose your EMD is to change your mind on purchasing. Usually you have to have a mortgage d ... more
0 votes Share Flag Sun Feb 24, 2013 Home Buying in Troy
Sigrid Garri…, Real Estate Pro in Rochester Hills, MI
Sigrid Garrick answered:
New Construction
Teresa,

No, you do not need to put down 20% on new construction. I just sold one for 5% down. Based on your other question. You won't qualify for a a loan. If you are having one buil ... more
0 votes Share Flag Tue Nov 6, 2012 Home Buying in Troy
Sigrid Garri…, Real Estate Pro in Rochester Hills, MI
Sigrid Garrick answered:
First time buyers
Teresa,

I'm sorry but your credit score is just too low for any lender to give you a mortgage. The only way you can purchase at this time is to do a land contract or a lease with opt ... more
0 votes Share Flag Tue Nov 6, 2012 Home Buying in Troy
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
Why is a four season room not included in the square footage of the house even though it has the HVAC system running to it?
If the room is not legal (meaning no Certificate of Occupancy) then it is not counted in the square footage. Have the seller forward to you the CofO to you.
0 votes Share Flag Thu Sep 20, 2012 Home Buying in Troy
Chuck Wartman, Real Estate Pro in Colorado Springs, CO
Chuck Wartman answered:
I saw a home at what looks to be a good price but it is a short sale. What should I be aware/concerned about?
Be prepared to wait for what you want. If you really want the home then go for it, just be patient and expect to wait about 5 month to close. But if it is the home for you it will be wo ... more
0 votes Share Flag Fri Aug 17, 2012 Home Buying in Troy
Ron Ristovski, Both Buyer and Seller in Michigan
Ron Ristovski answered:
Disclosing why a deal fell through
It is good idea as a buyer to do inspection, so that it would make you feel comfortable to purchase. If the price makes sense to you to purchase, you can make offer at that price. Ban ... more
0 votes Share Flag Wed Jul 18, 2012 Home Buying in Troy
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