Troutdale : Questions & Answers

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Mandy and Je…, Real Estate Pro in Portland, OR
Mandy and Jennifer answered:
After 4 years lenders is still reporting me 180 days past due. They will not update status. Can't even buy a vehicle. Need avenues immediately.
I would talk with a real estate attorney or credit company to see what steps you are able to take. Also, if you haven't already, try contacting the lender and see if you can get them t ... more
0 votes Share Flag Wed Jan 29, 2014 Home Buying in 97060
Mandy and Je…, Real Estate Pro in Portland, OR
Mandy and Jennifer answered:
I had Foreclosure 4 years ago. Lender is reporting me 'current' 180 days Past Due. Because they haven't reported since 2010. How do I remove all?
I would talk with a real estate attorney or credit company to see what steps you are able to take. Also, if you haven't already, try contacting the lender and see if you can get them t ... more
0 votes Share Flag Wed Jan 29, 2014 Foreclosure in 97060
Tom Inglesby, Real Estate Pro in 97239
Tom Inglesby answered:
Why is it that when I ask a realtor about short sales/foreclosure listings, they ignore my question and send me another listing I didn't ask for?
if I was working with a realtor and they did that to me I would be working with them anymore. short sales are getting far and few between banks are countering them now so the deals are ... more
0 votes Share Flag Tue Jul 2, 2013 Home Buying in Troutdale
Susan Agli, Real Estate Pro in Bend, OR
Susan Agli answered:
As a first time buyer and hearing stories about builders walking away from unfinished projects and bankrupt, what is the best way to select a builder?
The situation you are referring to has gone away or so it seems. If you are a first time home buyer be sure to look at neighborhoods where new construction is being done. Check for qu ... more
0 votes Share Flag Tue Jul 2, 2013 Home Buying in Troutdale
Lana Lavenba…, Real Estate Pro in Grants Pass, OR
Lana Lavenbarg answered:
I own my home, but it is on rented land; can landlord refuse to let me sell it?
If the land lord is renting you the land you have 2 choices-sell it to someone they approve of or sell it to someone who will move it to another site - that is just my opinion.
0 votes Share Flag Sat May 25, 2013 Home Selling in Troutdale
Corri Klebaum, Real Estate Pro in Happy Valley, OR
Corri Klebaum answered:
Income Property Question. Looking to buy a second house as an income property with 10% down and looking for a lender. Help.
As stated before 20% down is going to be your mark unless you are going for a bank owned then 10% will do.

Please keep in mind you will need to have at least 6 months full payments ... more
0 votes Share Flag Thu May 2, 2013 Home Buying in 97060
Priscilla Be…, Real Estate Pro in 97306
Priscilla Beggs answered:
Will any lender help me? 2 Year old Foreclosure, 808 Credit Score, 15% Down Payment
I think Fannie/Freddie rules are 3 years post-foreclosure, so 12 months more should get you there, but I know there are "foreclosure deletion" programs, too.
0 votes Share Flag Sun Apr 28, 2013 Home Buying in 97060
Lana Lavenba…, Real Estate Pro in Grants Pass, OR
Lana Lavenbarg answered:
My manufactured home sits on rented land. I must walk away from my mortgaged home. What can the owner of the land do as the home remains on his land?
The land lord has the right to the rent - so if the home is foreclosed on it is then the banks responsibility to pay the land lord - you would no longer be responsible. The bank does ... more
0 votes Share Flag Sun Oct 3, 2010 Foreclosure in Troutdale
Garett Chadn…, Real Estate Pro in Gresham, OR
Garett Chadney answered:
Financial distress - can't sell my home (living now out of state), credit card debt, no one can point me in the right direction
Hi Moregon,

I definitely understand your frustration. I work quite a bit with short sales and have the Short Sale & Foreclosure Resource (SFR) certification from the National As ... more
0 votes Share Flag Mon Sep 27, 2010 Foreclosure in 97060
D, Real Estate Pro in Oregon
D answered:
I have to walk away from a manufactured home which will lead to a foreclosure. will I be able to rent?
Nobody will be able to give you an absolute answer you can depend on because none of us know your scenario as well as you do. But the true answer lies in what you probably already know ... more
0 votes Share Flag Sun Sep 12, 2010 Foreclosure in Troutdale
D, Real Estate Pro in Oregon
D answered:
Short sale or not? What are my options?
Hello! Bob's mention of how lenders view short sales is correct. We all hope for a less stringent viewing on this issue some time in the future.

It is a big decision whether to ... more
0 votes Share Flag Thu Feb 25, 2010 Foreclosure in 97060
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