Foreclosure in Tracy : Questions & Answers

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Tim Nadem, Real Estate Pro in Concord, CA
Tim Nadem asked:
Property Tax in a short sale One of my clients did a short sale, which was finalized few months ago in 2014. They received a letter from their lender that they want proof of payment 2013. Who is liable for that TAB?
0 votes Share Flag Wed Jun 11, 2014 Foreclosure in Tracy
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
Etrade is my 2nd mortgage. I filed a chapter 7 in 2009 so I no longer owe them. The lien for Etrade is still attached to my property. I am now current
Just contact Etrade direct and speak to a service rep. They should be able to resolve the situation for you.
0 votes Share Flag Tue Jul 30, 2013 Foreclosure in Tracy
Taj Weldon 2…, Real Estate Pro in Central Valley, CA
Taj Weldon 209-740-4176 answered:
If I let my home go to foreclosure doe's the mortage insurance I been paying all along take care of my loan?
Hi Schmidgolfer,
The Realtors below are correct.Private Mortgage Insurance is for the lender's benefit.It protects them from your default.
If you allow the home to foreclose it will h ... more
0 votes Share Flag Sat Mar 23, 2013 Foreclosure in Tracy
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
in MI is it illegal to sell a home thats in forclosure
If you owe more than the home is worth, it will be a short sale. Most lenders will cooperate with a short sale.
0 votes Share Flag Wed Oct 31, 2012 Foreclosure in 95377
Bs, Real Estate Pro in San Jose, CA
Bs answered:
short sale-30 to 60 days restriction for reselling
Hello Vaqas:

Would you please elaborate "90 days before you sell an investment property in California"? Are you talking about FHA-90 rule? Or you mean: CA has 90 anti-flipping clause ... more
0 votes Share Flag Sun Aug 19, 2012 Foreclosure in 95376
Laura Coffey, Real Estate Pro in Valencia, CA
Laura Coffey answered:
Things to watch out on short sale as a buyer
Find out if your Realtor has a broker they hang their license with. You can have the broker oversee the transaction to make sure you are protected.
0 votes Share Flag Thu Mar 22, 2012 Foreclosure in Tracy
Tory, Home Owner in Daytona Beach, FL
Tory answered:
Is there a class action law suite against United Law Group at this time? I noticed on the web that there are enough complaints. October 4, 2010
I know there is but I can not locate the card I was sent to file. If you get further info please forward.
Thanks
0 votes Share Flag Fri Oct 7, 2011 Foreclosure in Tracy
Reuben Pache…, Real Estate Pro in Los Angeles, CA
Reuben Pacheco answered:
homes tha are for sale do not show up on trulia even though they are listed with a realtor, why?
Great question. The simple answer is not all agents are created equal. With that being said the likely story is that the agent that listed the property may not have subscribed to a 3rd ... more
0 votes Share Flag Sun Jan 2, 2011 Foreclosure in Tracy
Cindy Mello, Real Estate Pro in 95366
Cindy Mello answered:
Was home at 286 Barcelona Dr sold at auction?
Just so you know, the foreclosure
Auction date is set for 11/17/10. Seen it was listed, but pulled off market on 10/5. Looks like he was trying to do a short sale. Hope this helps! T ... more
0 votes Share Flag Fri Oct 8, 2010 Foreclosure in 95377
Melissa, Home Buyer in San Juan County, NM
Melissa answered:
Has ayone worked with United Law Group?
I there a class action law suite against United Law Group?
0 votes Share Flag Tue Oct 5, 2010 Foreclosure in Tracy
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
Fannie Mae's new policy in April 2010
Gentlemen:

Play nice.

As for the comments about deleting posts, if a post has misleading information, then the one who posted the comment can delete it. In fact, this is probably ... more
1 vote Share Flag Mon Aug 9, 2010 Foreclosure in Tracy
Joanna Jensen, Real Estate Pro in 94566
Joanna Jensen answered:
Need to find a reputable lawyer/foreclosure specialist to help with foreclosure of my house
Hi KH,
You may have options. Depending on a few things.
Do you still have income?
If your loan were reduced to the current market value at a fixed rate could you afford the payment? ... more
0 votes Share Flag Sun Mar 14, 2010 Foreclosure in Tracy
Keith Manson-…, Real Estate Pro in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
I hold the 3'rd mortgage on a commercial property which is in default. I want to explore foreclosure as an option. Given my position is it
If your in third position, I am assuming there is no equity in the property. If there is no equity I would dicuss your options with a Real Estate attorney for filing a judgement and pur ... more
0 votes Share Flag Thu Mar 11, 2010 Foreclosure in Tracy
Joanna Jensen, Real Estate Pro in 94566
Joanna Jensen answered:
In a lease option situation is it necessary to pay an option fee up front???
Hi Marlene,
the $8,000 deposit is to protect the homeowner. You need to make sure you do want the Option of buying the home before you even think of doing the paperwork. there are a ... more
0 votes Share Flag Sat Sep 26, 2009 Foreclosure in Tracy
Jes Sierra,…, Real Estate Pro in Rancho Cucamonga, CA
Jes Sierra, B.Sc. answered:
How long does it take for a property to go from Notice of Default to Bank Owned?
Kh,
Usually after the notice of default it's 3 months and 21 days to get a Notice of trustee sale. But, it might take longer, some files are in limbo.
Talk to a real estate attor ... more
0 votes Share Flag Sat Sep 26, 2009 Foreclosure in Tracy
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
who owns the home if it goes into foreclosure-the lender or the borower?
Michele,

The borrower owns the property until the foreclosure is executed. Once this is accomplished the bank assumes full ownership and can create the destiny for the property.
0 votes Share Flag Thu Aug 27, 2009 Foreclosure in 95377
Eva Bradley, Real Estate Pro in Tracy, CA
Eva Bradley answered:
who owns the home at 2949 kenningston, tracy, ca 95377?
Did you mean 2949 Kennsington Place? The owners on this property are Richard and Juanita Massiatt.

Eva Bradley
www.evabradley.com
0 votes Share Flag Wed Aug 26, 2009 Foreclosure in 95377
Kamal Randha…, Real Estate Pro in California
Kamal Randhawa answered:
when a home goes into foreclosure/auction, does the borrower still own the home?
Hi Michele,
the borrower owns the home until the foreclosure proceedings are completed.

Kamal Randhawa
Broker
510-932-1066
0 votes Share Flag Wed Aug 26, 2009 Foreclosure in Tracy
Richard Hyppa, Other/Just Looking in Tracy, CA
Richard Hyppa answered:
I was served a 3-day notice to quit on Tuesday... Friday is the 3rd day, what time does the clock stop?
The three day notice is suposed to tell you the address to which you pay the past due rent, and the hours during which you can pay the money. If the notice is not 100% correct, Commiss ... more
0 votes Share Flag Tue Aug 25, 2009 Foreclosure in Tracy
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