Financing in Tijeras : Questions & Answers

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FSBOsuccess, Home Seller in 28590
FSBOsuccess answered:
I have a fico score of 632 I make 35000. a year and I am 18 months out of a bankruptcy with a debt to credit ratio of 58credit/42 debt can I apply for
I sure hope not! You had a bankruptcy in the last 2 years and now want someone to issue you credit to buy a house?!?!? You are kidding aren't you?
0 votes Share Flag Sat Apr 24, 2010 Financing in Tijeras
Corey Grushin, Real Estate Pro in Morris County, NJ
Corey Grushin answered:
What are my options for financing with a credit score of 632 & husbands of approx. 701? Can 10% down be an option with banks?
Sean the 632 credit score is prohitive in obtaining mortgage insurance, so if you want a Conventional loan you would need 20% down if you were on the loan for income purposes.
The alte ... more
0 votes Share Flag Tue Mar 9, 2010 Financing in Tijeras
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