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Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
I would be a First Time buyer but i have a 500 credit score. Is my only option a chapter 7 to get my dream home?
Not sure I understand your question. Filing bankruptcy is the last thing you want to do in order to buy a home. A 500 credit score is already bad, so filing Chapter 7 will only make it ... more
1 vote Share Flag A few hours ago Home Buying in Dallas
Kathy Burgre…, Home Owner in Westchester, NY
Kathy Burgreen answered:
Purchased single family investment property with a hard money loan. Lender would not lend rehab money. I've spent all I have so there is little
Looks like you didn't budget carefully. How will you prove to lenders that you have the income and good credit to pay back the rehab loan? Lenders will ask for a large down payment an ... more
0 votes Share Flag Yesterday at 3:54pm Investment Properties in 78753
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
Will our different credit scores hinder us from buying a home?
Rykelli,
Lenders based approval on the middle score of three, or lower score of two, of the lowest scoring borrower. It would be good to focus on his scores first and get them to come ... more
0 votes Share Flag Yesterday at 10:26am Home Buying in Waco
Paul, Both Buyer and Seller in 11968
Paul answered:
What should cost to build a home if you already own the land?
Use InBedrock.com to analyze all real costs of homeownership, especially financing mortgage interest on after-tax basis. Help determine if your home is good investment vs renting or sto ... more
0 votes Share Flag Yesterday at 9:15am Home Buying in 78734
Robert Chan, Real Estate Pro in Houston, TX
Robert Chan asked:
PLEASE CANCEL MY ACCOUNT NOW. Acc# 1183811. I had tried to email and call to cancel my account. My account number is 1183811 and person in charge is Mr. Michael Kunce from Colorado. Cancel my account NOW !!!
0 votes Share Flag Yesterday at 8:50am Agent2Agent in Houston
Willy, Home Buyer in Houston, TX
Willy asked:
Which lender can count rental income less than one yr towards the debt to income ratio to qualify for HELOC? I have 3yrs history of being a landlord. We have three rental property, two of them are more than two years rental history and both on tax return and Schedule E, the 3rd one just rented for six months. Chase and Wells Fargo won't…
0 votes Share Flag Thu Feb 11, 2016 Home Buying in Houston County
Christine, Home Buyer in
Christine answered:
Does anyone know of a good Credit repair person or company? I have looked into a few, but they look shady. I want to someone reputable.
TOP RATED!

Well, if you need help getting that 620 or higher credit score, we can definitely help you. We've helped many over the years and have seen many clients gain 75 points or m ... more
0 votes Share Flag Thu Feb 11, 2016 Financing in Dallas
Christine, Home Buyer in
Christine answered:
My daughter has bad credit. Can she by a home on her own or would I have to cosign . I would rather she did it on her own. She has a good job
TOP RATED!

Well, if you need help getting that 620 or higher credit score, we can definitely help you. We've helped many over the years and have seen many clients gain 75 points or m ... more
0 votes Share Flag Thu Feb 11, 2016 Home Buying in Dallas
Jackie Flores, Home Buyer in Grand Prairie, TX
Jackie Flores answered:
How do I find a realtor who knows my area and can find all the perks for first time home buyer DFW is a huge area and I want someone more in the HEB?
I just bought a home and my realtor was referred to me by a friend. She was very knowledgeable of DFW and all surrounding cities and very professional. When we would go look at houses s ... more
0 votes Share Flag Thu Feb 11, 2016 Home Buying in Hurst
Michael Dryd…, Real Estate Pro in Fort Worth, TX
Michael Dryden answered:
My situation, does it allow me to get a mortgage working under w2 in North Dallas l/Fortworth
There are several lenders who offer programs for people who are self employed. As a contractor, you would fit those guidelines.

Most real estate agents receive updates from sever ... more
0 votes Share Flag Thu Feb 11, 2016 Home Buying in Fort Worth
Michael Dryd…, Real Estate Pro in Fort Worth, TX
Michael Dryden answered:
Will it hurt me if I get a car loan right before getting a mortgage loan?
NEVER make a large credit purchase before you close on a home. This can impact your credit score in two ways, the additional credit inquiries to get the credit approved and impacting ... more
0 votes Share Flag Thu Feb 11, 2016 Home Buying in Fort Worth
Pk, Other/Just Looking in Burnet, TX
Pk asked:
I am unable to save to boards anymore. I am also unable to create a new board. What is the reason? I am unable to save to boards anymore. I am also unable to create a new board. What is the reason? I have used Trulia quite often in the past, but I am considering deleting my account…
0 votes Share Flag Thu Feb 11, 2016 Using Trulia in 78643
Selena4466, Home Buyer in Austin, TX
Selena4466 answered:
do you or any one have a duplex for rent in the 78723 or 78724area?
Does Reser have Duplexe in Republic?
0 votes Share Flag Thu Feb 11, 2016 For Rent in Austin
Jberry75, Home Buyer in New York, NY
Jberry75 asked:
Selling and buying at the same time. How does financing work when you want to buy a home and use the money from a house yet to be sold for the down payment?
0 votes Share Flag Thu Feb 11, 2016 Home Buying in Bastrop
Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
Condo vs. single family home which is a better investment in Houston? Thanks!
Typically a single family home will increase it's value at a faster rate than a condo. I would suggest that you pick up the phone and work with a local realtor to assist you.

Susie K ... more
0 votes Share Flag Thu Feb 11, 2016 Investment Properties in Houston
Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
I am a Japanese working for Toyota related company. Could you recommend which area is best for us to live, considering safety, school, and community?
Hello,

Have you found the area that you'd like to live in? Toyota campus in Plano is scheduled to be completed in 2017 so you still have time to determine which area you'd like to l ... more
0 votes Share Flag Thu Feb 11, 2016 Moving in Plano
Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
Do i make enough to qualify for a $400k loan to buy a new house?
I would suggest that you talk to a lender or two and find out how much you'd qualify for. I'd be happy to connect you with local lenders that I typically work with as they have helped m ... more
0 votes Share Flag Thu Feb 11, 2016 Financing in Dallas
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