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USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
My credit score is 627. Salary of $46,000, we only have a car payment. Do we qualify for a house.?
Hi Daniel,

Based on your post with a score of 627 you can qualify for conventional and FHA home mortgage but I would also like to see you qualify for the My First TX home which allow ... more
0 votes Share Flag A few minutes ago Home Buying in Houston
USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
my lender is stating that my closing is six weeks instead of four because we are using down payment assistance. Is that normal?
Yes that is correct if you are using down payment assistance it will need to be under written seperately depending on the type of down payment.

I would be delighted to provide you wi ... more
0 votes Share Flag A few hours ago Home Buying in 75038
Richard Obi, Real Estate Pro in Lubbock, TX
Richard Obi answered:
My family and I need to find a home before Aug 1st, I'm a full time student, part time worker, good credit, bf has full time job, bad credit, eviction
Hey there Stacy. I am Richard Obi with Century 21. I don't know if you have found a place yet or not. But here is what I would do. Depending on if you want to live in an apartment or a ... more
0 votes Share Flag Earlier today Rental Basics in Lubbock
Amy S Arey R…, Real Estate Pro in McKinney, TX
Amy S Arey Realtor CNE answered:
I am looking to purchase my first investment property. I would prefer a single family home in Collin county.
Hello!

What I would recommend would depend upon whether you were looking to
A) buy and "hold" (lease out) the home OR
B) flip (renovate and sell)

as well as:

if you are 1 ... more
0 votes Share Flag Earlier today Home Buying in Plano
Amy S Arey R…, Real Estate Pro in McKinney, TX
Amy S Arey Realtor CNE answered:
Can an agent who's license is currently inactive represent a client as the listing agent in Texas?
Legally-no. However I've experienced my own errors on the TREC website that they have had to correct. If you contact TREC directly, you may be on hold a bit. Try sending them an emai ... more
0 votes Share Flag Earlier today Home Buying in Plano
Natalie Clif…, Home Buyer in Vandergrift, PA
Natalie Clifford answered:
Does a real estate agent represent the buyer, seller or both?
in what states do real estate agents represent only the seller
0 votes Share Flag Earlier today Home Buying in Texas
Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
Does Coldwell Banker have a rent to own program for the DFW area?
You may want to pick up the phone and contact Coldwell Banker directly.
1 vote Share Flag Earlier today Home Buying in Arlington
Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
how do i find the deed to my house over the internet?
I'm not sure what you meant but you can call your title company or go to the county website.
0 votes Share Flag Earlier today Home Selling in 75216
Jim Morelli, Real Estate Pro in 78753
Jim Morelli answered:
Looking for an honest, reasonable builder for an 850sq ft, 2 story garage apt In East Austin (78702) (2nd structure on property)
Try Angie's List I have had many clients use the service with great results.
0 votes Share Flag Earlier today General Area in Chestnut
Quinntonia G…, Real Estate Pro in Houston, TX
Quinntonia Glover answered:
how soon should you make an offer?
It's a sellers market and with inventory being low there are usually multiple offers on a property so if you have your preapproval letter already or proof of funds you should make an of ... more
0 votes Share Flag Earlier today Home Buying in Houston
Quinntonia G…, Real Estate Pro in Houston, TX
Quinntonia Glover answered:
We would like to purchase a lot and build on it within a year. Can anyone recommend a bank that will finance a lot located in Magnolia, Texas?
Hi Slama99,

You can try www.texaslandbank.com or www.fcbhomeloans.com/elizabethsalathe. If you aren't currently working with an agent I would be happy to assist you in finding land.
0 votes Share Flag Earlier today Financing in Houston
Mykasaba, Home Buyer in Lubbock, TX
Mykasaba answered:
I was recently told that the Highland Oaks subdivision south of Lubbock has some issues developing with low aquifer water levels. Is this true?
Has a class Action Lawsuit been filed on developers for water issues at Highland Oaks Subdivision in Lubbock Texas? Is there drainage for heavy rainfall without flooding homes? Have any ... more
0 votes Share Flag Earlier today General Area in Lubbock
Quinntonia G…, Real Estate Pro in Houston, TX
Quinntonia Glover answered:
I am trying to sell my house and looking for a realtor. My question is how much Realtor contribution should be for 4500 sqft house.
Sarah,

Have you found a Realtor? I would be happy to speak with you about the listing process and how it works.
0 votes Share Flag Yesterday at 10:32am Home Buying in 77459
Lorne McFarl…, Real Estate Pro in San Antonio, TX
Lorne McFarland answered:
Can you clarify the correlation between the color coding and the circles w/the crimes listed?
Gloria,
I don't know where Trulia pulls their crime data from, but you can also get the most up-to-date information at http://www.sanantonio.gov/SAPD/CrimeandCallInformation.aspx

... more
0 votes Share Flag Yesterday at 10:13am Crime & Safety in San Antonio
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
Is Lexington Law any good? I am trying to rebuild my credit score to purchase a home in Dallas area by December 1,2015.
I'm a TX-licensed lender and we work with a great company that helps folks improve their credit to get them in shape for a mortgage. I've seen the results first hand and in most cases t ... more
0 votes Share Flag Yesterday at 6:05am Credit Score in 75180
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
Behind on payments but actively working toward closing on a refinance within the next several weeks. Should we contact our current lender?
What do you mean by "actively working toward closing"?

Are you in process with a lender already or just exploring refi opportunities? Because as far as I know, if you are currently b ... more
0 votes Share Flag Yesterday at 5:54am Foreclosure in 76310
Carl Hawthor…, Real Estate Pro in Woodstock, GA
Carl Hawthorne answered:
We own almost 48 acres with a 1200 sqft mobile (nice looks like cottage). We plan to build a 2000 sqft cement block home. We need a 30 yr fixed.
Banks took a bath on bad land loans. Most lenders for homes only prefer to lend on 10 acres or less. You can always break the property into smaller tracts if you find this problem wit ... more
0 votes Share Flag Sat Aug 1, 2015 Home Buying in 78621
Carl Hawthor…, Real Estate Pro in Woodstock, GA
Carl Hawthorne answered:
They found Termites...
A majority of homes in certain areas will or have had termites. The issue is if the damage has caused structural issues. If it is minor, it will not affect the resale of your home. I ... more
0 votes Share Flag Sat Aug 1, 2015 Home Buying in 78621
Adam Stern, Home Buyer in Dallas, TX
Adam Stern answered:
Looking for rehab/buyers in the DFW area
i'd be interested - where/what is it?
0 votes Share Flag Sat Aug 1, 2015 Remodel & Renovate in Dallas
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