Home Buying in Teaneck : Questions & Answers

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Diane Thurber…, Real Estate Pro in Teaneck, NJ
Diane Thurber Wamsley answered:
Finding tenants for a 2-3 bedroom single family home in Teaneck NJ
Teaneck is a very diverse community with good schools and an easy commute to NYC. Depending on the location and amenities that you offer and if it is for a reasonable price, you should ... more
0 votes Share Flag Sat Sep 6, 2014 Home Buying in Teaneck
Phillip Grif…, Home Buyer in Jefferson, GA
Phillip Griffin asked:
Is there a lender in Georgia who will do a VA loan with a score under 600? Moved out of an apartment a few years ago and the company who runs it decided they wanted to charge us for carpet replacement. They sent the amount straight to collections and we had no…
0 votes Share Flag Mon Aug 11, 2014 Home Buying in 07666
Ron Shaffery, Real Estate Pro in 08753
Ron Shaffery answered:
Do the rental prices for homes usually include utilities lawn care,etc. Are the prices assuming the homes are furnished?
In New Jersey, mmost annual rentals will have appliances but not furniture.Utilities are put in tenants name and paid by tenant. Now if you are talking about a seasonal rental, like we ... more
0 votes Share Flag Wed Jun 18, 2014 Home Buying in 07666
Liz Santos, Real Estate Pro in Teaneck, NJ
Liz Santos answered:
BK in the past, do we have to wait 10 years to be approve for VA loan?BK was 4 years ago.
Brian is correct -- 2 years is the minimum. that doesn't mean it will be easy, but it's do-able.

I don't lend in California, but i seem to remember you were looking in my area -- NJ ... more
0 votes Share Flag Mon Feb 24, 2014 Home Buying in 07666
Liz Santos, Real Estate Pro in Teaneck, NJ
Liz Santos answered:
lender pulled my credit twice a week apart, from mid 600 down to 593. why ?
email me the reports and i'll take a look for you. i'm sure it's obvious that no one can tell what happened without seeing it.
wondering -- did you ask the lender if he/she sees wha ... more
0 votes Share Flag Wed Feb 19, 2014 Home Buying in 07666
Ann_globenet…, Real Estate Pro in Westminster, CA
Ann_globenetrealty answered:
va home loan credit score under 600 what lender do i go with?
The minimum credit score for a VA Loan is 640. Other requirements include sufficient debt-to-income ratio and Certificate of Eligibility. However, a credit score under 600 does not make ... more
0 votes Share Flag Thu Feb 6, 2014 Home Buying in 07666
Liz Santos, Real Estate Pro in Teaneck, NJ
Liz Santos answered:
my credit score isnt the best its below a 600 and trying to find a va lender bc im getting outof the military
Alex,
We've just opened lower fico lending on VA loans -- down to 580 in certain circumstances. Perhaps I can help you. visit my page http://www.lizsantos.rhfunding.com for my contac ... more
0 votes Share Flag Thu Feb 6, 2014 Home Buying in 07666
Andrew Tisel…, Real Estate Pro in 07024
Andrew Tisellano, Broker/Assoc answered:
Any body know a Private bank in nj?
Craig Andriulli

Vice President

NMLS #212830

Bond Street Mortgage, LLC

NMLS #191351

Cell: 201-647-4180

Office: 201-918-4980

Fax: 201-918-4981

Email: Craig@Bon ... more
0 votes Share Flag Tue Nov 26, 2013 Home Buying in Teaneck
Joan Congilo…, Real Estate Pro in Manalapan, NJ
Joan Congilose CRS,CDPE,GRI answered:
What are the approximate cost of converting radiator/steam heating system to central air systems?
The best way to find out an approximate cost on any home you are interested in is to contact a licensed Heating/ Air Conditioning Contractor and get an accurate estimate. It will depen ... more
0 votes Share Flag Mon Oct 7, 2013 Home Buying in 07666
Phil Hipshman, Real Estate Pro in Bergenfield, NJ
Phil Hipshman answered:
How long does it take to sell house in Teaneck?
To answer your question it depends on many things, Choose the right realtor, Price it correctly,
Listen to your realtor, they will guide you appropriately.. If the house has been updat ... more
0 votes Share Flag Wed Sep 11, 2013 Home Buying in Teaneck
Approved Fun…, Real Estate Pro in Teaneck, NJ
Approved Funding answered:
Hi, in Bergen County what towns have the better property taxes?
Here is the 2012 official General Tax rate breakdown from the State of New Jersey.

Obviously home values are the key driver once you take these rates into account.

As mentioned b ... more
0 votes Share Flag Wed Sep 11, 2013 Home Buying in 07666
Travis Waller, Real Estate Pro in Englewood Cliffs, NJ
Travis Waller answered:
I am most interested to know about the quality of the schools in teaneck as i have 6 yrs old who just started to go to school
They have a fantastic Charter School in Teaneck that I'm familiar with. I'm an advocate for Charter Schools and their emphasis on education. I'm also the a Board member at the Englewood ... more
0 votes Share Flag Fri Aug 23, 2013 Home Buying in 07666
Kenneth Verb…, Real Estate Pro in Princeton, NJ
Kenneth Verbeyst CRS GRI ABR SRES GREEN Broker-Assoc answered:
Buyers remorse. I made a hasty purchase in 2011Should I update the kitchen and add the fence or try to sell the property without these features?
Kathy,
understand that we agents only earn if you buy or sell. (there is an obvious conflict of interest) That said, neighbors come and go; I would approach them first about the noise ... more
0 votes Share Flag Wed May 8, 2013 Home Buying in Teaneck
Deochand Deo…, Real Estate Pro in Teaneck, NJ
Deochand Deodharrie answered:
Please advise - for first home is a condo/townhouse a good idea? My hubby and I are not handy.
The condo/townhouse for you as a first time home buyer may be a great idea as you learn how to manage the upkeep of the physical infrastructure of your new home as well as finances. Thi ... more
0 votes Share Flag Fri Feb 1, 2013 Home Buying in Teaneck
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
are rent to owns ok?
My Ree

Glad to read you're going to forget the RTO idea, and continue moving forward with your plan to save more money for a down payment and a cushion.

All the best to you!

I ... more
1 vote Share Flag Thu Jan 31, 2013 Home Buying in Teaneck
Travis Waller, Real Estate Pro in Englewood Cliffs, NJ
Travis Waller answered:
My relative lives at 132 Stuyvesant Rd Teaneck. What's its value?
Contact me so I can schedule a free customer market analysis to preview home. My number is 201.755.6517.

TY and hope you're having a fantastic holiday season with family and frien ... more
0 votes Share Flag Wed Dec 26, 2012 Home Buying in Teaneck
mommyjojo71, Home Buyer in Yorktown Heights, NY
mommyjojo71 answered:
How sound is oil tank insurance, the property I'm interested in has inground tank that I'm getting tested for?
I am a buyer looking to purchase a home with an active buried tank. Seller has insurance on tank and insurance is transferable. I am being told that in NYS, the seller is not required t ... more
0 votes Share Flag Fri Oct 19, 2012 Home Buying in 07666
Travis Waller, Real Estate Pro in Englewood Cliffs, NJ
Travis Waller answered:
How do I get more info about a house in Teaneck?
I cover Teaneck, Hackensack, Englewood, Englewood Clifffs, and Leonia.
0 votes Share Flag Fri Oct 19, 2012 Home Buying in 07666
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Can I include closing cost in to the loan amount if I am going through FHA with 3.5% down?
Good morning Jainesh Patel,

The FHA program allows a Seller to pay up to 6% of the Purchaser's closing costs in a purchase transaction. So, yes, your Realtor can negotiate with the ... more
0 votes Share Flag Wed Oct 17, 2012 Home Buying in 07666
Travis Waller, Real Estate Pro in Englewood Cliffs, NJ
Travis Waller answered:
Looking for energetic team members.
I'm your answer for Realtors. Feel free to contact me.
0 votes Share Flag Wed Apr 18, 2012 Home Buying in Teaneck
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