Home Buying in Suffolk County : Questions & Answers

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Matt Albert, Real Estate Pro in Greensboro, NC
Matt Albert answered:
My husband is a Podiatrist in NY. We are in the market for a mortgage. Are any lenders in NY still offering the Doctors Loan?
Hi, my name is Matt Albert (NMLS# 658999) and I am a Doctor/ Physician Loan Specialist with Citizens Charter One Home Loans. I have been specifically working with physicians for over 12 ... more
0 votes Share Flag Thu Dec 18, 2014 Home Buying in East Northport
LARRY McKENNA, Real Estate Pro in 11741
LARRY McKENNA answered:
What is the average percentage Below asking that your first offer is in this market?
In my local area right now the difference from the asking price to the sales price is 5.2%. With that in mind you can adjust your 1st offer. Remember if this is a home you would really ... more
0 votes Share Flag Sun Dec 14, 2014 Home Buying in 11741
Debra Peters, Real Estate Pro in 11901
Debra Peters answered:
Hi, are there any towns still Left in Long island with afforable taxes ranging from 3,000 to the most 5000? thankyou
Aside from the towns that do have taxes within the $3,000-$5,000 range. There are exemptions that you may be eligible for that would reduce your property taxes.
0 votes Share Flag Wed Dec 10, 2014 Home Buying in Hampton Bays
Debra Peters, Real Estate Pro in 11901
Debra Peters answered:
Is purchasing a home near the tall electric towers a definitie no no and how does it affect resale value?
I wouldn't say it's a definite "no, no", but I feel it is personal preference. If you are concerned about high tension wires, I would do some research. If it's a home that you really ... more
0 votes Share Flag Wed Dec 10, 2014 Home Buying in 11778
De Vonte Wil…, Real Estate Pro in Plainview, NY
De Vonte Williamson answered:
would I be able to find a home if I took a loan out and put down 10,000?
I would suggest sitting down with a mortgage professional who can further assess your needs and situation, to see if you can currently qualify for a mortgage.

Best wishes,

De Vont ... more
0 votes Share Flag Sun Nov 30, 2014 Home Buying in 11727
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
If a home for sale came with a home warranty, how likely would this impact your decision to purchase the home?
Debra, I am not to sure that a home warranty would impact a buyer's decision. I think that money as an additional bonus to the selling agent is probably more effective. I've known agent ... more
0 votes Share Flag Sat Nov 29, 2014 Home Buying in Riverhead
Jennifer Fiv…, Real Estate Pro in Red Hook, NY
Jennifer Fivelsdal answered:
How can I find out if builders in Riverhead are planning on condos with basements and 2 car garages?
The Developer would have had to file paperwork with the town, so visit the town hall . Check planning board minutes.
0 votes Share Flag Mon Nov 24, 2014 Home Buying in Riverhead
Debra Peters, Real Estate Pro in 11901
Debra Peters answered:
Seller refused to honor contingencies in offer come contract time...can I warn other potential buyers?
Sorry to hear that your transaction didn't go through, but If the attorney missed a contingency, I don't see how it can be the sellers fault. It is VERY IMPORTANT to go over the contra ... more
0 votes Share Flag Mon Nov 24, 2014 Home Buying in Riverhead
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
If a Home For Sale came with a home warranty, how would this impact your decision to purchase that home?
Sometimes home owners with older appliances, water heaters, AC/heat systems offer home warranty plans as an incentive to buyers.

These home warranty plans typically run about $350 ... more
0 votes Share Flag Fri Nov 21, 2014 Home Buying in Manorville
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
If a Home For Sale came with a home warranty, how would this impact your decision on purchasing that home?
Sometimes home owners with older appliances, water heaters, AC/heat systems offer home warranty plans as an incentive to buyers.

These home warranty plans typically run about $350 ... more
0 votes Share Flag Fri Nov 21, 2014 Home Buying in Hampton Bays
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
My income is 35000 a year and I have only one major loan, a car that I pay $225 a month on. What is the largest mortgage I might receive?
There is more to it than just your credit score and income. The truth is that the best and correct way to know what you'll qualify for, you need to have a mortgage professional review y ... more
0 votes Share Flag Fri Nov 14, 2014 Home Buying in 11950
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
If seller accepts offer, and we go ahead with engineer report, lawyers draw up contracts, seller then goes with higher offer.
You're stuck. The engineer's report is completely optional and at your cost. As mentioned below, you can indeed ask for the fee to be reimbursed by the seller, they do not have to, but ... more
0 votes Share Flag Fri Nov 14, 2014 Home Buying in Aquebogue
Excitor, Home Buyer in 92708
Excitor answered:
Liens on the house
Check the free real estate information website www.searchq.com
0 votes Share Flag Wed Nov 12, 2014 Home Buying in Suffolk County
Mama, Home Buyer in Cambridge, MA
Mama answered:
I am concerned that this area might have had flooding during Hurricane Sandy. DID IT OR DIDN'T IT?
There wasn't any damage/flood at 260 Bay Ave during hurricane Sandy.
0 votes Share Flag Tue Oct 28, 2014 Home Buying in Patchogue
ken.norcross, Home Buyer in Flanders, NY
ken.norcross answered:
How is the crime rate in Greenport?
You can always check out the local paper online and look at the police column to get an idea of crime activity

http://suffolktimes.timesreview.com/category/news/police-news-2/
0 votes Share Flag Sat Oct 25, 2014 Home Buying in Greenport
Oleg Volfman, Real Estate Pro in Nassau, NY
Oleg Volfman answered:
I want to raise a house in mastic beach. do u have any advice?
Hello Nick.

Why not contact an architect or an engineer. They will have the knowledge in regards to any permits that might be needed and what it would take to raise the house.

If ... more
0 votes Share Flag Mon Oct 20, 2014 Home Buying in 11950
Oleg Volfman, Real Estate Pro in Nassau, NY
Oleg Volfman answered:
Hi - Is 317 Kansas Street Lindenhurst NY back on the market - I see the lot cleared and a foundation poured ?
Hello Salvatore.

The property is not back on the market. I do not see it on MLS.
1 vote Share Flag Mon Oct 20, 2014 Home Buying in 11757
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Are there any multi family homes in the huntington station area where the taxes are low?
Check www.mlsli.com for available area properties, also consider working with an agent of your own who can provide such information and more.
1 vote Share Flag Sat Oct 18, 2014 Home Buying in Huntington Station
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