Home Buying in Stockton : Questions & Answers

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Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
Where I can find a house for sale by owner?
Why would you want to. For Sale by Owner Homes are almost always overpriced, that's why the seller is selling on their own, their delusional and don't know what they're doing.

If you ... more
0 votes Share Flag A few hours ago Home Buying in 95207
Derek Jones, Real Estate Pro in Sacramento, CA
Derek Jones answered:
I have 40k for a down payment. My wife and I make over 200k per year.
Most websites default to 20% down when looking at the mortgage calculator. There are certain timeframes and downpayment requirements that need to be met depending on financing followin ... more
0 votes Share Flag Wed Jan 21, 2015 Home Buying in Stockton
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
What does it mean when the status of your USDA file is on Conditional Commitment?
Discuss with your loan officer, if they are not providing answers, find a new loan officer.
0 votes Share Flag Sun Oct 26, 2014 Home Buying in 95209
Alex Greer, Real Estate Pro in California
Alex Greer answered:
is sherwood manor off hammer lane . what streets are considered cherman manor?
Are you looking to purchase in this area? I would be more than happy to recommend a real estate agent to you whose job it is to assist you with these questions.

I do not check replie ... more
0 votes Share Flag Tue Sep 16, 2014 Home Buying in Sherwoods Manor
Galia Taneva, Real Estate Pro in 94086
Galia Taneva answered:
Overwhelmed and uncertain about the home buying process.
There are other options besides FHA loan that have lower closing costs and do not require monthly PMI which is mandatory for all FHA loans. Talk to a lender about a conventional loan wi ... more
0 votes Share Flag Thu Aug 7, 2014 Home Buying in Stockton
JMALT56, Home Buyer in Lakeside, AZ
JMALT56 answered:
Hello! I'm ready to buy my first home and looking for a good Realtor around the Stockton area!
Brady Rankin of Keller Williams. 1-209-470-0456. Outstanding service!!!!!!!!!!
0 votes Share Flag Thu Aug 7, 2014 Home Buying in 95207
Huey Nguyen, Real Estate Pro in San Jose, CA
Huey Nguyen answered:
so I have been pre-approve for a home loan and my application will go to underwriting on 7/25/14 so what's next???
Hello Alejandra,

Are you already in contract to purchase a home? Or are you still looking? Do you have a buyer's agent already?

Please tell me more information, so I can understa ... more
0 votes Share Flag Wed Aug 6, 2014 Home Buying in Stockton
Ali Qureshi, Real Estate Pro in Dublin, CA
Ali Qureshi answered:
I have 5% for down payment on a $180,000 home. Is it better to go wtih FHA or Conventional? I cant seem to get a straight answer...
What did you end up doing? I am sure the decision was good.
0 votes Share Flag Thu Jul 24, 2014 Home Buying in Stockton
Ali Qureshi, Real Estate Pro in Dublin, CA
Ali Qureshi answered:
Can we be evicted if we have paid rent, in full but in 2parts, the second half by the end of each month?
You need to make this arrangement with your landlord and upon mutual understanding things can work out.
0 votes Share Flag Thu Jul 24, 2014 Home Buying in Stockton
Ali Qureshi, Real Estate Pro in Dublin, CA
Ali Qureshi answered:
Does the fact that I am on the house (mortg & deed) with my parents affect me in buying my own house?
Name on the mortgage will effect your DTI. If you can show your parents are making the mortgage payments and a history to prove that you should be ok.
0 votes Share Flag Thu Jul 24, 2014 Home Buying in Stockton
Ali Qureshi, Real Estate Pro in Dublin, CA
Ali Qureshi answered:
What area can I find a house 5 bedroom, 3 car garage, pool or room to add one, 2500-3000 sq ft for $300,000?
Central valley is your best bet and bang for buck. All the best.
0 votes Share Flag Thu Jul 24, 2014 Home Buying in Stockton
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
What is the price of the property 1224 Paloma Ave. in Stockton, CA?
Hello Carina, if you figure out what cities/zip codes your considering, minimum number of bedrooms and the maximum payment/price your looking to achieve you can be set up to receive aut ... more
0 votes Share Flag Sat May 17, 2014 Home Buying in Stockton
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
How long is the mello roos tax on a property from the build date?
There should be a phone number on the tax bill for the mello-roos. You can call and they will tell you the ending date.
Good luck,
0 votes Share Flag Mon Feb 24, 2014 Home Buying in Stockton
Troy Bell, Real Estate Pro in Metamora, IL
Troy Bell answered:
I keep seeing some listings on Craigslist which state 1/2% down.
What's a good FHA lender in the ft.worth Texas area
0 votes Share Flag Wed Feb 5, 2014 Home Buying in Stockton
Monica Anaya, Real Estate Pro in Manteca, CA
Monica Anaya answered:
My husband and I have been saving up and are looking to buy our first home what would be our first step to get us into our new home
First step pull your credit report. It's free on creditkarma.com . I am experienced in the Stockton area and would love to help you in this process.
Monica Anaya
2092697122
Manaya@c ... more
1 vote Share Flag Mon Jan 27, 2014 Home Buying in Stockton
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
are there mobile homes avail in stockton calif in all age parks for cash sales. i want to do a cash purchase and need to find an agent that has mobile
You really should start with the park manager. You will have to fill out an application and be approved by them before you even make an offer on a manufactured home in a rental park

... more
0 votes Share Flag Thu Jan 23, 2014 Home Buying in Stockton
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
FREE First Time Homebuyer Classes
Please! Once is enough. We get it.
0 votes Share Flag Fri Jan 17, 2014 Home Buying in Stockton
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
do i have to take or use the loan?
Hello ashleyreed1398, No you can shop around a few places and ask for a gfe fee worksheet and compare them. Your choices will be determined by your credit profile, debt to income ratios ... more
0 votes Share Flag Thu Jan 16, 2014 Home Buying in Kennedy
Randy Elliott, Real Estate Pro in Lodi, CA
Randy Elliott answered:
what is something i need to know as first time house buyer?
Hello Ashley,

There are many great answers below, but I'd like to reverse the answer so that you actually pick your Realtor you'd like to work with 1st.

I suggest this because you ... more
0 votes Share Flag Fri Jan 3, 2014 Home Buying in Stockton
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