Solana Beach : Questions & Answers

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Francisco Ga…, Real Estate Pro in 85251
Francisco Garcia Jr answered:
Hi, What is the length of lease? would we have access to the garage?
It depends on how long you want to lease to be and if the home owner who is renting will agree, the usually get access to the whole property when you are renting and that includes the g ... more
0 votes Share Flag Fri Oct 3, 2014 Rentals in Solana Beach
Ed Bertolas, Home Seller in Solana Beach, CA
Ed Bertolas answered:
is ocean crest apartments (located at 873 Stevens Avenue, Solana Beach, CA 92075) a safe area to live in for young women?
Get a DOG . GO to DOGGIE BEACH . Walk back with a DOG OWNER . Put a can of Wasp spray in your beach bag . I mean come on . Any where Any time things can happen if you do not keep your e ... more
0 votes Share Flag Sat Apr 6, 2013 Rentals in Solana Beach
Jessica Hart, Real Estate Pro in Carlsbad, CA
Jessica Hart answered:
What is the avg time on market for a Solana Beach home west of the 5?
Per MLS statistics for the last 4 months the average time on market for Solana Beach west of the 5 up to $3M is 30 days...give or take a day and barring any unusual circumstances such a ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Solana Beach
Josh Feldman, Real Estate Pro in Charleston, SC
Josh Feldman answered:
We are looking to refinance our home in San Diego with a "Physician Loan" or professional loan where 20% LTV ratio is not required. Any?
Hello,

It seems as if you would be qualified for a special doctor loan. This can help you finance your first home with a great interest rate. I specialize in these and would love to ... more
0 votes Share Flag Fri Jul 27, 2012 Financing in 92075
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
I live in a CA PUD with 64 attached units, What is the best way for the HOA to address the insurance issue;
HI Nsncy,
What is the insurance issue?

Thanks!
Sinead McAllister
Broker
McAllister Homes Real Estate
858-205-5215
brokermcallister@gmail.com
http://www.McAllisterHomes.com
0 votes Share Flag Sat Jul 14, 2012 General Area in Solana Beach
Jay Becker -…, Real Estate Pro in San Diego, CA
Jay Becker - Sotheby's Int'l answered:
Why don't banks hire real estate professionals to handle the number of distressed properties and make prompt decisions on Short Sales and?
While real estate professionals can handle the marketing of REO homes, the banks are reluctant to give up decision making and signing authority to agents. As a result buyer's and seller ... more
0 votes Share Flag Wed Jun 13, 2012 Financing in 92075
Jay Becker -…, Real Estate Pro in San Diego, CA
Jay Becker - Sotheby's Int'l answered:
Can i really buy that house in Solana Beach, CA. for 90,000.00? How is that possible?
90k may be relating to a mobile home or which there are some along 101 west of 5
0 votes Share Flag Wed Jun 13, 2012 Foreclosure in 92075
Judy Joseph, Real Estate Pro in Del Mar, CA
Judy Joseph answered:
Hi! Is this home available for long term rent unfurnished? Thanks! Larson.nikki@gmail.com
Furnished only. Long or short term.
0 votes Share Flag Sat Apr 14, 2012 Rentals in Solana Beach
Jason Richar…, Real Estate Pro in Encinitas, CA
Jason Richards answered:
Public Records Showed "Bank Owned" a couple of weeks ago, today it says "preforeclosure" with a new NOD against the original
One wonders if it could be a victim of the robo-signing fiasco... It wouldn't be the first time the banks have recorded NOD's against a property that already sold.....
0 votes Share Flag Mon Aug 1, 2011 Foreclosure in 92075
ABC, Home Owner in Omaha, NE
ABC answered:
What should a Realtor do when a mortgage company turns down a borrower for an inability to repay the loan?
"Inability to repay" can mean the debt ratio is too high for the purchase price applied or the type/source of income is not considered stable.

There are several potential r ... more
0 votes Share Flag Mon Feb 28, 2011 Financing in 92075
Conrad Hodgs…, Real Estate Pro in Encinitas, CA
Conrad Hodgson answered:
Do you honestly believe HAMP will result in fewer homeowners going to foreclosure? Why?
Though we would all like to be optimistic the program is not doing well at all. The reason I say this is that since HAFA took effect in April I had 2 Short Sales go to foreclosure as t ... more
0 votes Share Flag Thu Sep 9, 2010 Foreclosure in Solana Beach
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
Why are banks promising to help homeowners do loan modifications when less than 3% actually happen?? Are Any banks lowering the pricipal balance??
Hi Conrad, I rec'd this from a friend today:

"Freddie Mac issued their 2209-26 bulletin which has details of the changes in the Home Affordable Modification program (HAMP) ... more
0 votes Share Flag Fri Nov 6, 2009 Financing in Solana Beach
Fred Eckert-…, Real Estate Pro in 92118
Fred Eckert-Chicago Title answered:
If my home is listed for sale at public auction on a certain date, how can I find out WHERE that will be and go to it?
Faith,
Call my Chicago Title customer service at 619.507.5688 and give them the address. They can send you a copy of the notice of trustees sale that has the location, time etc. Make ... more
0 votes Share Flag Thu Oct 15, 2009 Foreclosure in 92075
Conrad Hodgs…, Real Estate Pro in Encinitas, CA
Conrad Hodgson answered:
Who are good lenders in this area?
Hi JP,

There are several good lenders out there but I use CW Mortgage (Kevin Kueneke 760-500-1919) for my lending needs. I do not do loans myself but have been using Kevin for quite ... more
0 votes Share Flag Mon Sep 7, 2009 Financing in Solana Beach
Margaret Hok…, Real Estate Pro in 92024
Margaret Hokkanen answered:
How do I figure out what home I can afford in Solana Beach?
If you are just looking for a quick ballpark number of what you can afford, I would just go to one of the on-line mortgage calculators and plug in some numbers. For example, CNNMoney h ... more
0 votes Share Flag Thu Dec 13, 2007 Home Buying in Solana Beach
California M…, Real Estate Pro in 92075
California Mortgage Broker answered:
Is an Option ARM ever a good product for a borrower?
I'd be wary of using the Option ARM for stated income or no doc borrowers, Roberta. It is a VERY powerful tool when appropriately used in a financial plan. Identifying an ability to r ... more
3 votes Share Flag Mon May 14, 2007 Home Buying in Solana Beach
Roberta Murp…, Real Estate Pro in San Diego, CA
Roberta Murphy CRS, GRI answered:
How do I know if I should offer more or less than the listing price in Solana Beach?
Halley: In addition to checking comparable sales, you should also have your Realtor check pending sales, average days on market for your desired community, and follow the pricing trend. ... more
0 votes Share Flag Sun May 13, 2007 Home Buying in Solana Beach
Kris and Ste…, Real Estate Pro in San Diego, CA
Kris and Steve Berg answered:
What are the benefits or drawbacks to expanding my home search to include FSBOs and foreclosures?
As a potential buyer, expanding your search to include all homes for sale can only be in your favor. Representation in any transaction is critical, but representation in each of these c ... more
0 votes Share Flag Fri May 11, 2007 Foreclosure in Solana Beach
Eliot Rachman…, Real Estate Pro in Carlsbad, CA
Eliot Rachman, GRI answered:
How do I find the best deal on a mortgage?
I like to work with independant mortgage brokers who can shop around the best rates for my clients. The brokers who can look at your full financial picture, can usually put together the ... more
0 votes Share Flag Mon Apr 23, 2007 Financing in Solana Beach
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