Home Buying in Silver Spring : Questions & Answers

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Mortgage Ran…, Real Estate Pro in Dallas, TX
Mortgage Ranger answered:
Tax and morgage down payment from relatives who are not US citizens
Hello Penasa7,


Thanks for your post. and congratulations on your decision to purchase a home. The easiest way to accomplish this is to have the funds deposited in a US bank account ... more
0 votes Share Flag Sun Oct 12, 2014 Home Buying in Silver Spring
William Rive…, Both Buyer and Seller in Silver Spring, MD
William Rivera answered:
I'm moving from Fairfax County, Virginia to Silver Spring, Maryland. My state income taxes will increase by at least 40%.
Bottom line... Montgomery County is in the top 10 if not top 5 of the highest taxes in the US.
From that you get a Highly Rated School system, Police Department, and Mass Transit. Roa ... more
0 votes Share Flag Wed Sep 17, 2014 Home Buying in Silver Spring
Bev West, Real Estate Pro in 80634
Bev West answered:
Is it better to pay down credit card debt or use the money to increase down payment?
Talk to your lender before doing anything. They will advise you on that but make sure you don't do anything until they are aware of your plans.
0 votes Share Flag Wed Sep 17, 2014 Home Buying in 20910
William Rive…, Both Buyer and Seller in Silver Spring, MD
William Rivera answered:
I'm looking for programs that will assist with closing cost.
My Finance person is NUMBER 1
Justin Hill with Embrace Home Loans will give you 1% Purchase price back toward closing! That is fantastic and was hard to find. Just mention that I tol ... more
0 votes Share Flag Wed Sep 17, 2014 Home Buying in 20910
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Is planning to rent out a room in your home factored into the home's affordability?
the simple answer is "no" (as several have already noted below)........there is no reason to "submit it for consideration" - it won't be considered (by the bank) when you are being qua ... more
0 votes Share Flag Wed Jul 9, 2014 Home Buying in 20910
Gus Gospodin…, Real Estate Pro in Rockville, MD
Gus Gospodinov answered:
Is 2123 Clark Place, Silver Spring, MD a condo subject to HOA?
Margaret,

2123 Clark is a townhouse which is a subject to an HOA. The HOA fee is $68/mo.

Thanks

Gus
0 votes Share Flag Sat Jul 5, 2014 Home Buying in Silver Spring
Efua Hayford, Real Estate Pro in Chevy Chase, MD
Efua Hayford answered:
Help need help to rent, or rent to own.
Hello Laura,

Have you found what you are looking for? Otherwise, there are a couple of places in mind for you. Also, I would agree with the broker in Texas who advised that you con ... more
0 votes Share Flag Tue May 27, 2014 Home Buying in Silver Spring
Lanre Folayan…, Real Estate Pro in District of Columbia
Lanre Folayan 202-378-0283 answered:
Looking for a condo or a townhouse to buy within the range of 125K in good neigborhood, close to downtown, good rating high school in Silver Spring.
Hey Pratik,


How are you doing? I know you asked this question almost ten months ago. But I just wanted to find out did you ever purchase a Condo in Silver Spring MD? Also who do yo ... more
0 votes Share Flag Tue Apr 8, 2014 Home Buying in 20910
Lanre Folayan…, Real Estate Pro in District of Columbia
Lanre Folayan 202-378-0283 answered:
Are there any condos in Washington dc waterfront under 300k?
Hi Homesick,


Here are some Washington DC Waterfront Condos for under 300k http://www.buyandsellnewhomes.com/idx/search.html?refine=true&submit=true&search_location=20024&minimum_pr ... more
0 votes Share Flag Tue Apr 8, 2014 Home Buying in 20910
freestarterm…, Other/Just Looking in Silver Spring, MD
freestarterman answered:
I'm interested in purchasing a foreclosure in silver spring I have cash And rental prop but I retired last year will that affect my ability to
Timothy Northen, Real Estate Investor Housing can also purchase a Section 8 House from H.U.D.
from an Limited Partnership Investor. Discount Housing because, they have phanthom cash t ... more
0 votes Share Flag Fri Apr 4, 2014 Home Buying in 20910
Linda Lorenzo…, Real Estate Pro in McKinney, TX
Linda Lorenzo - (214) 578-3131 answered:
Is white oak area in silver spring a good area to buy? Is it a safe & nice area?
Check out www.crimereports.com - you can enter an address and any crime around that area will show up.

Or www.crimemapping.com or www.spotcrime.com
0 votes Share Flag Tue Apr 1, 2014 Home Buying in Silver Spring
Craig Harris, Real Estate Pro in 20912
Craig Harris answered:
I want to refer a client (Buyer) to a Realtor in Montgomery County MD (Takoma Park). 30% referral fee. Please respond here if interested.
Hello Faye,

For future reference I live and market my real estate business in Takoma Park, MD.....

Craig Harris
Associate Broker
Re/Max Results
301 639-8029
0 votes Share Flag Tue Mar 18, 2014 Home Buying in 20912
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
Are there any lenders in the DC metropolitan area that would approve an FHA loan with 609 credit score?
Hi Friend,
I assume as it's been three years since you asked this question that you have come to some resolution on it! If not, give me a call. We definitely do it and I am in Silver S ... more
0 votes Share Flag Wed Mar 5, 2014 Home Buying in 20910
Matt Albert, Real Estate Pro in Greensboro, NC
Matt Albert answered:
My husband and I are moving to the DC area. He will be a medical resident at Georgetown in June/July. How much of a "doctor loan" can he receive?
Hi JW as to what you would qualify for it would be based off the debt to income ratio, with that said for a normal resident at most would be around $300,000 but can be increased with s ... more
0 votes Share Flag Sun Feb 16, 2014 Home Buying in Silver Spring
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
Harvest Title and Escrow of Rockville
If you are shopping, you won't go wrong with PBX Settlements in Kensington.

Elisa Chaze
240-747-2472

3535 University Boulevard W.
Kensington, MD 20895

https://www.pbxss.com/c ... more
0 votes Share Flag Tue Jan 7, 2014 Home Buying in 20910
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
investment loan
The points do change as you mention, however, they do not necessarily have to be paid out of your pocket. Speak with a lender that has the flexibility to show you options with zero or r ... more
0 votes Share Flag Tue Jan 7, 2014 Home Buying in 20910
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
Mortgage for non-us citizen with a good job?
There are many details to explore to determine whether you can qualify. You need to deal with an experienced lender.

I'm happy to help with the financing or just give you advice. So ... more
0 votes Share Flag Tue Jan 7, 2014 Home Buying in 20910
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
construction loan
Hi Jerry,

Construction/Permanent loans are generally for new construction. It sounds as if you are looking for a rehab loan. Although some people only do the FHA 203(k) program for m ... more
0 votes Share Flag Tue Jan 7, 2014 Home Buying in 20910
Calvin Holt, Real Estate Pro in College Park, MD
Calvin Holt answered:
What open houses did anyone attend this weekend?
I did not attend any in person but I visited thousands on open houses at www.marylandhouses4sale.com
0 votes Share Flag Sun Jan 5, 2014 Home Buying in 20901
Donna Kerr, Real Estate Pro in Silver Spring, MD
Donna Kerr answered:
Need a house near silver spring md 20910 a medium house
Alex, have you found something yet? Please take a look at our active listings and let me know if there is anything I can do.
0 votes Share Flag Sat Dec 28, 2013 Home Buying in 20910
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