Shafter : Questions & Answers

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Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
Can your really buy a house with non traditional credit or alternative credit ?
Yes you can buy a house even if you have no credit score and no active credit lines. Your lender would help you build an alternative credit score with items like insurance bills, utlil ... more
0 votes Share Flag Sun Apr 7, 2013 Home Buying in Shafter
Jen, Real Estate Pro in Bakersfield, CA
Jen answered:
When someone opens credit from a store does this also help to get a home loan in the future instead of having credit from a bank?
When it comes to applying for credit from different stores or credit card companies make sure to read the fine print, do some research and find out about how they report. Not all credit ... more
1 vote Share Flag Tue Mar 26, 2013 Home Buying in Shafter
Jen, Real Estate Pro in Bakersfield, CA
Jen answered:
Is there anyway to give %1 down payment on low price homes that are between 50k to 80k I can't afford a 5% down payment?
Hi Criss
The mortgage broker in Dallas Tx is correct you need to start off with a mortgage company, if you are looking to purchase property in Kern County, Ca there are loan programs s ... more
1 vote Share Flag Mon Mar 25, 2013 Home Buying in Shafter
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
Can you really get buy a house with no credit?I have read that if you show something the you pay monthly this will help you
Yes you can get a loan with what is called "non-traditional credit". That is you supply other items such as car insurance, cell phone bill, utility bills, etc... and get that creditor ... more
0 votes Share Flag Wed Mar 20, 2013 Home Buying in 93263
Teresa, Home Buyer in Glennville, CA
Teresa answered:
Question re: possible sale of residential property on commercial/industrial lot in Shafter
hi my name is teresa i was raised in shafter i also own a rental house , if your interested i am able to help you rent it and maintanance the property you may contact me at teresadaws ... more
0 votes Share Flag Tue Oct 9, 2012 Home Selling in 93263
Mark R. Barr…, Real Estate Pro in Bakersfield, CA
Mark R. Barrett answered:
if a person has great credit history and everything available needed to buy a home, except a valid california i.d or license, what can they do??
I would call loan officer Luis Diaz, he works in this area and he is a loan broker which gives him a lot of options. I will get his # and send to you.
0 votes Share Flag Wed Feb 15, 2012 Home Buying in 93263
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
We found CHASE/WAMU paid for our taxes 2008 to 2011 we paid in full March 30, 207 AND these account was as a new credit card/or linea of credit why?
I am a little confused. So you are saying you paid your mortgage in full on 3/30/2007, a mortgage that was with Chase/WaMu, and you also have another home with a mortgage with Chase/Wa ... more
0 votes Share Flag Fri Sep 16, 2011 Home Buying in 93263
Scottsdalesc…, Real Estate Pro in Scottsdale, AZ
Scottsdalescott answered:
were can i moble/amnufactor homes in a ranch?
We have many 1 acre plus mobil home ranch set ups in Maricopa County, Arizona if you would be willing to relocate.

Cheers,

Sandy Farmer
Realtor, GRI, CSSN
John Hall & Associ ... more
0 votes Share Flag Mon Mar 14, 2011 Home Buying in Shafter
Yellowsand19…, Both Buyer and Seller in Shafter, CA
Yellowsand1964 answered:
we look for advice a also honest bank can short refinance our home NOT short sale please
we have the opportunity our bank is open for short refinance in our home and cut 100 ,000 from the principal, so we need a better rate and a payment between $800 to $1,000 and we really ... more
0 votes Share Flag Wed Feb 9, 2011 Financing in Shafter
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
im interested in viewing some of these foreclosed home im a first time buyer looking to be prequalified what can i do about to start the process
Hi Celi,

" ... im a first time buyer looking to be prequalified what can i do about to start the process"

It's very important to understand your purchasing power BE ... more
0 votes Share Flag Sun May 23, 2010 Foreclosure in Shafter
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