Financing in Scottsdale : Questions & Answers

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Jennie Miller…, Real Estate Pro in Phoenix, AZ
Jennie Miller Pllc answered:
Are there any programs in Arizona offering down payment and/or closing costs assistance to first time home buyers?
Have you spoken with a lender about this?
0 votes Share Flag Wed Oct 15, 2014 Financing in Scottsdale
Michael Fabb…, Real Estate Pro in Phoenix, AZ
Michael Fabbro answered:
Does anyone knows a lender for foreign nationals to purchase a house in Cave Creek?
Hi Ben,

I work with many Canadians and foreigners. Let me know if I can help, I have a few lenders I can refer you to as well.

Thanks
Michael Fabbro
Realtor
480-252-5536
Micha ... more
0 votes Share Flag Tue Oct 14, 2014 Financing in Scottsdale
John Moran, Real Estate Pro in Scottsdale, AZ
John Moran answered:
Does student loans have to be consolidated for VA loan approval?
Hopefully this issue has been cleared by now, but if not, the letter from Sallie Mae will (should) trump the amounts shown on the credit report. This is a standard underwriting practice ... more
0 votes Share Flag Fri May 9, 2014 Financing in Scottsdale
Lisa Markham, Real Estate Pro in Tucson, AZ
Lisa Markham answered:
When can feel confident your VA loan will make the final approval?
Hi Rroversport,

I also thank you for your service! You are a HERO in my eyes. I agree with the gentlemen that responded to your question. It matters as your DTI can be effected by th ... more
0 votes Share Flag Mon May 5, 2014 Financing in Scottsdale
Camille Swan…, Real Estate Pro in Scottsdale, AZ
Camille Swanson answered:
I am looking at a lot in Heber-Overgaard and wonder if banks are loaning on land. I am looking at maybe financing 20K for 5 years or so.
I do know of a lender who is willing to look at lending on land. They do a lot of "portfolio loans", or loans that do not conform to Fannie Mae/Freddie Mac borrowing guidelines on the s ... more
0 votes Share Flag Sat May 3, 2014 Financing in Scottsdale
Greg Kertman, Real Estate Pro in Phoenix, AZ
Greg Kertman answered:
Does any one know of a lender offering non agency mortgages on leased land? Scottsdale McCormick ranch. O/O..
Debi,

I'm a local mortgage lender and do have some Jumbo investors that finance leasehold property. In fact, we just did one in Briarwood recently.

Greg Kertman
602-882-1129
gk ... more
0 votes Share Flag Thu May 1, 2014 Financing in Scottsdale
Camille Swan…, Real Estate Pro in Scottsdale, AZ
Camille Swanson answered:
Does anyone know of a lender doing raw land loans in Showlow, AZ?? 6acres
You might try a smaller mortgage bank that will do a portfolio loan. Bankers Trust is IA based and has offices locally. I recently had a meeting with on of their loan officers there & I ... more
0 votes Share Flag Wed Apr 30, 2014 Financing in Scottsdale
Peter Lamber…, Real Estate Pro in 85286
Peter Lambert-Preferred Lender answered:
Is there such a program as a renovation loan program for loan amounts greater than $417k?
Walley,
have you looked into an escrow hold-back? This is dependent upon what you're looking to renovate. Exterior paint, pool, flooring, etc? As long as it is not a functionality issu ... more
0 votes Share Flag Tue Feb 25, 2014 Financing in Scottsdale
Scott Biller, Real Estate Pro in Washington, PA
Scott Biller answered:
Can I qualify for a conventional loan with inconsistent income?
You probably could qualify for 250 or a drop more or a loan
Scott Biller
Homesmart
6026844066
If you call me I can probably save you most of your closing costs.
0 votes Share Flag Sun Jan 5, 2014 Financing in Scottsdale
Craig Bosse, Real Estate Pro in Concord, CA
Craig Bosse answered:
Are low doc or no doc loans available to the self employed? If so what % down on a jumbo loan. Looking to buy a home for 1.6 - 2 MM in Scottsdale.
Hello Dan,

We have two programs for Self-Employed borrowers. The most popular is the 12 month bank statement program.

Our 12 month bank statement program uses cash flow for the i ... more
0 votes Share Flag Tue Nov 26, 2013 Financing in 85255
Craig Bosse, Real Estate Pro in Concord, CA
Craig Bosse answered:
Looking for a 80/10, 90% LTV Jumbo Loan in Arizona. Can anyone help?
Hi Jason,

We sure can. We have a program that goes up to 90% LTV on a loan amount of $750k ($833k purchase) or 85% LTV up to $1.25 Mil ($1.47 mil purchase).

We also have a variety ... more
0 votes Share Flag Tue Nov 26, 2013 Financing in 85254
Craig Bosse, Real Estate Pro in Concord, CA
Craig Bosse answered:
Need to find my buyer a private mortgage lender on a 1.7m north scottsdale home
We have portfolio loans up to $4 Million. We may be able to finance them.

The rates would be better than what they are asking for here.

Let me know if they are still looking. You ... more
0 votes Share Flag Tue Nov 26, 2013 Financing in Scottsdale
Craig Bosse, Real Estate Pro in Concord, CA
Craig Bosse answered:
I lost my house due to foreclosure 6 months ago. I have a good job with good income and my credit score is still over 650. Is it possible to get a?
Yes! It is possible.

You can do either of those options. We have a "2nd Chance" loan available in AZ that allows you to buy again one day after Short-Sale or Foreclosure. The requir ... more
0 votes Share Flag Tue Nov 26, 2013 Financing in Scottsdale
Bobby Kelley, Real Estate Pro in Scottsdale, AZ
Bobby Kelley answered:
Looking for a few local Phoenix professionals (lender, CPA, etc.) for some near-future real estate investment. Would love references if available.?
You won't find a better lender than the Tiffany Taradash team with CNN Mortgage. Always available day or night, and works with private investors as well as major banks so they can do l ... more
0 votes Share Flag Mon Nov 11, 2013 Financing in 85251
Scottsdalesc…, Real Estate Pro in Scottsdale, AZ
Scottsdalescott answered:
What is the construction costs per square foot of a residential home in North Scottsdale run these days? I ha
Hi Tara,
My wife and I are in the middle of this process too. We have done lots of research with reputable general contractors.

Some will give you a price per each living space. i.e ... more
0 votes Share Flag Fri Aug 23, 2013 Financing in 85255
Korene L. Cl…, Real Estate Pro in Peoria, AZ
Korene L. Clopine-Seaman answered:
Looking for financing a 1.825m house for a cpl that has 770 credit and 1.3m in cash reserves. They want to put down 10% or as little as possible?
With the cash reserves, from an investors point of view, pony up the down payment, get a decent loan and do the current market program. Call me for great assistance.
0 votes Share Flag Tue Jul 2, 2013 Financing in 85260
Vivien L Big…, Real Estate Pro in Arizona
Vivien L Biggs PLC answered:
Have a client that needs a stated income loan or hard lender... THey are in contract with a 1.8m
Brent Payne
Steeple Rock Funding, LLC
670 E. Encinas Ave.
Gilbert, AZ 85234
Direct: (480) 633-6800
brent@srfaz.com

Brad Williamson-480-553-0090
Can secure normal & hard ... more
0 votes Share Flag Mon May 6, 2013 Financing in Scottsdale
Brion Crum, Real Estate Pro in 85259
Brion Crum answered:
Looking for lot loan in Maricopa County (Cave Creek) AZ. ?
B3 Funding in Scottsdale may have a program to lend on land. I can connect you with them. Email me at Brion.Crum@gmail.com
0 votes Share Flag Sun Apr 14, 2013 Financing in Scottsdale
Bill Cook, Real Estate Pro in Lake Forest, CA
Bill Cook answered:
I am looking for a 10% down jumbo loan in Scottsdale, AZ
We can do 20% down on a short sale less than 3 years for jumbo products, if 3 years or more, 10% down.
Contact me if you feel that is a good fit for you.

Thanks

Bill Cook
480-6 ... more
0 votes Share Flag Sat Jan 12, 2013 Financing in 85260
Bridget, Home Owner in Fountain Hills, AZ
Bridget answered:
We are refinancing our FHA loan and are wondering what is the best time to close... at the beginning, middle or end of the month?
Thanks to all for taking time from your busy day to respond. I will keep in mind all you have mentioned as I move forward. Thanks! --Bridget
0 votes Share Flag Sat Oct 20, 2012 Financing in Scottsdale
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