Credit Score in Sarasota : Questions & Answers

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Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Is there a difference in deed in leau of foreclosure and short sale on your credit score?
With a short sake, a good negotiator can get them to not report the short sale as a negative but credit neutral. A deed in lieu is better than a foreclosure. If you home has been for sa ... more
0 votes Share Flag Wed Mar 25, 2015 Credit Score in Sarasota
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
bankruptcy discharged in 2010/ we continued to pay on our B of A mortgage. We didn' t inc mortgage in bankruptcy / reaffirmation not done-B
For practical purposes a BK is treated almost the same as a foreclosure. Not quite sure why that is worrying you, but if the mortgage was not listed in the BK that is easy to prove, ju ... more
0 votes Share Flag Wed Mar 25, 2015 Credit Score in Sarasota
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