Hello Cari, Yes, you may qualify FHA CHF Access half percent down payment program with a minimum 580 fico score which can also contribute towards your closing costs as well. If you have a fico between 500-579, you will need 10% down FHA. I specialize in Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualifly. Here is a link with flyer, maximum income limits and a needs list to gather for processing a loan approval.
Sheryl Arndt, Real Estate Broker â€“ Sr. Loan Officer CA only
REO & Short Sale Specialist
20+ Years Experience