Santa Clara County : Questions & Answers

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Sam Shueh, Real Estate Pro in San Jose, CA
Sam Shueh answered:
Are there any constraints for non-permanent resident alien (H1B) borrowing money from parents (different country) to buy a house ?
Possibly a gift letter for part of 20% notarize at US embassy. I believe the overseas bank should have a US local presence.

Borrowing 20% +80% meaning you put nothing down. Why not ... more
0 votes Share Flag Yesterday at 12:28pm Home Buying in 94086
Gary Birtles, Other/Just Looking in Scottsdale, AZ
Gary Birtles answered:
Should I remodel and divide the one jack and jill bathroom into 2 small bathrooms in my duplex townhouse? Cost? Permit?
I suggest you figure out the resale value that would add before you take on this project. You should also get a few quotes of how much this remodel would cost. After you do both these t ... more
0 votes Share Flag Yesterday at 9:29am Remodel & Renovate in Milpitas
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Are their rentals in the Berry School District, preferably near Noble Elementary School?
Hello Ligia, yes sure there are and any courteous agent can assist with giving you a list of all rentals in your zip code requested. The rentals in 95112 zip code start from $1,350 for ... more
0 votes Share Flag Sat May 23, 2015 For Rent in 95112
Christine Ka…, Real Estate Pro in 92592
Christine Kankowski answered:
Is it true that I could sell my house without having to pay capital gains after a certain age?
Yes, I have heard of this as my mother in law just went through it. THere are some very specific things and timelines, however, so please consult a tax advisor. Even if you do your ow ... more
0 votes Share Flag Fri May 22, 2015 Home Selling in 95125
Christine Ka…, Real Estate Pro in 92592
Christine Kankowski answered:
Is it normal for a realtor to charge 10% of the total costs of repairs they arrange for your home?
I would not recommend the agent to handle repairs for the property, unless it is done through escrow. If it si done through escrow, it is part of the process.
That being said, for ren ... more
0 votes Share Flag Fri May 22, 2015 Remodel & Renovate in 94040
Piperclara, Home Buyer in Fort Worth, TX
Piperclara answered:
FHA 5/1 ARM or FHA 30 year fixed?
"FHA offers 30 year amortizing mortgages in which the interest rate is adjusted periodically based on a preselected index and margin. Often, these loans provide low starting rates that ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in San Jose
Clarabellae, Home Buyer in South Miami, FL
Clarabellae answered:
Can you buy a short sale home with an FHA loan? What is a short sale process? Thank you!
The HUD Preforeclosure Sale (PFS) Program allows the defaulted Borrower to sell his/her home and use the Net Sale Proceeds to satisfy the mortgage debt even though the Proceeds are less ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in Santa Clara County
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Is buying at Avenue one by Lennar a wise choice or is too high of a price (850k for 2430 sq ft) for the location.?
Well I have done loans on several Lennar homes, and as far as I know everyone who bought one was happy they did.
0 votes Share Flag Thu May 21, 2015 Home Buying in San Jose
Celine Sande…, Home Buyer in Walla Walla, WA
Celine Sanderson answered:
Replace windows without touching frame - need permit?
Honestly, if you're in the middle like that, I wouldn't revert back to the old window when you replaced your windows in the first place with new ones! However, consider the costs. The c ... more
0 votes Share Flag Thu May 21, 2015 Remodel & Renovate in Sunnyvale
Msfavourpete…, Home Buyer in San Jose, CA
Msfavourpetersonloanfirm answered:
Is there any stated income program available in San Jose, CA (Bay Area)? I'm looking for one urgently (need to close within 30 days).
Hello !

Do you need a legitimate and fast loan service?

Apply Now and get your cash urgently!

* Borrow between $5,000 to $50,000,000
* Choose between 1 to 30 years to repay.
... more
0 votes Share Flag Thu May 21, 2015 Financing in San Jose
Piperclara, Home Buyer in Fort Worth, TX
Piperclara answered:
what does FHA approved complex means? Where can I find the guideliness?
If you're looking to buy a condominium, the FHA doesn't just approve the condo, it has to approve the community too. For example, if 15 percent of the members are more than 30 days late ... more
1 vote Share Flag Thu May 21, 2015 Financing in Sunnyvale
Voiletu, Home Buyer in Fort Worth, TX
Voiletu answered:
How long does it take to get FHA Loan approved?
"If you’re talking about the entire process from loan application to final approval and closing, there are dozens of variables. So it’s hard to assign an exact length of time to the ... more
1 vote Share Flag Wed May 20, 2015 Home Buying in 95035
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
Can a 15% down payment still get a jumbo non-conforming loan (say around 850-900K loan) in today's market?
Yes, I helped a client do this recently-at a price point of $1.5M, so it is possible with stellar credit and income. Text or Just Call 408-252-8900 for details.

Michelle Carr Crowe
0 votes Share Flag Wed May 20, 2015 Financing in 95050
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
I work at Google MountainView and am looking for a home in Sunnyvale/SantaClara/RiverMarkArea considering the commute and good schools, btwn 500k-650k
Are you open to condos? There are decent condos in some of these areas still within your price range, especially if you are an owner-occupant vs. an investor. Text or Just Call 408-252- ... more
0 votes Share Flag Wed May 20, 2015 Home Buying in Santa Clara
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
I live in Santa Clara, California. Can I convert my detached garage to attached? I will lose one of my two sideway access by doing so.
Have you checked with the City yet? Many guidelines are online, and they are usually helpful even when you just walk in. I've seen homes done both ways in Santa Clara-you just want to e ... more
0 votes Share Flag Wed May 20, 2015 Remodel & Renovate in 95050
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
what possible penalties converting detached garage into living space, keeping original look of the garage and its door in Santa Clara?
First go talk to the City to see what is allowed. While I see many converted, the City has the right to make you put it back if it wasn't done with a permit first.
0 votes Share Flag Wed May 20, 2015 Remodel & Renovate in 95050
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
It's legal to ad a bath to my garage in Santa Clara?
While I know homeowners with baths in the garage in Santa Clara, go down and get a permit first.
0 votes Share Flag Wed May 20, 2015 Remodel & Renovate in 95050
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
I want to know that why the house owner want to sell this house ( 10709 morengo Dr Cupertino, 95014 USA)
Victoria it's always good to find out a seller's motivation-however it appears the homeowner at 10709 morengo Dr Cupertino, 95014 USA is not selling. Are you interested in other homes l ... more
0 votes Share Flag Wed May 20, 2015 In My Neighborhood in 95014
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
Is there any townhouse coming in Countrywood Community? I like that community. It is quite at location with
If you like this community, I suggest you contact a buyer agent who will actually work to find you a home within Countrywood-feel free to contact me for details.

Just Call 408-252-89 ... more
0 votes Share Flag Wed May 20, 2015 In My Neighborhood in 95014
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
Hello Realtors... Thank you for all your comments..Can any of you recommend one or two good General?
Another suggestion is to see if there are any BBB or state licensing complaints against the contractor; also when contractors are Diamond Certified there are additional protections for ... more
0 votes Share Flag Wed May 20, 2015 General Area in 95014
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