Home Insurance in San Jose : Questions & Answers

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Donald Steve…, Real Estate Pro in Riverside County, CA
Donald Stevens 909-428-0503 answered:
What kind of insurance policies are typical for home owners to hold?
Most common in order. HO3, HO5, HO8, DP3, DP1. HO3 being the most comprehensive and the DP1 being the least coverage.
0 votes Share Flag Thu Apr 18, 2013 Home Insurance in San Jose
John Juarez, Real Estate Pro in Newark, CA
John Juarez answered:
If I have an air conditioner that leaked and caused damage to my kitchen floors (buckling), it is covered under my HO6 (Condo) policy in New Jersey?
Rocketgirl02,

So sorry about your misfortune. We are mostly real estate professionals in this forum. I assure you that we have no idea what you H06 policy covers in your specific sit ... more
0 votes Share Flag Tue Aug 7, 2012 Home Insurance in 95120
Steve Quinta…, Real Estate Pro in Albuquerque, NM
Steve Quintana answered:
Liability insurance
You must have an insurable interest in a property for the insurance company to pay your claim. If you have an insurable interest the claim will be paid. If you do not, be prepared to ... more
0 votes Share Flag Fri May 25, 2012 Home Insurance in San Jose
Donald Steve…, Real Estate Pro in Riverside County, CA
Donald Stevens 909-428-0503 answered:
53 yr old home - West San Jose CA, current home ins deductible- 1000, premium- $365. If deductible is increased to 1500,premium is $320.
If the savings remained the same over many years it would take over 10 years of not having a claim for the lower premuim to bring you a savings. A claim in under 10 years will cost you ... more
0 votes Share Flag Fri May 25, 2012 Home Insurance in 95129
Donald Steve…, Real Estate Pro in Riverside County, CA
Donald Stevens 909-428-0503 answered:
cheap mobile home insurance and home warranty insurance?
Shop around. An educated consumer can make a much better decision. We write a lot of mobile homes and manufactured homes for that matter. Free quote, no obligation. We would love to hel ... more
0 votes Share Flag Fri May 25, 2012 Home Insurance in San Jose
Barbara Parr…, Real Estate Pro in San Jose, CA
Barbara Parrish answered:
How do i buy a house in san jose?
Buying a home anywhere can seem overwhelming. My experience shows the best way is take it one step at a time.Think it through, decide whether you want the responsibility of a single f ... more
1 vote Share Flag Mon Apr 16, 2012 Home Insurance in 95112
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
anyone can help,where can I purchase the flood insurance so I can close escrow soon?
Is your lender sure that property is in a flood zone? In our area a lot of homes are in "Potential Flood" zones, vs actual zones where the water tables warrant flood insuranc ... more
0 votes Share Flag Sun Jan 2, 2011 Home Insurance in San Jose
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