San Jose : Questions & Answers

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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Are their rentals in the Berry School District, preferably near Noble Elementary School?
Hello Ligia, yes sure there are and any courteous agent can assist with giving you a list of all rentals in your zip code requested. The rentals in 95112 zip code start from $1,350 for ... more
0 votes Share Flag Sat May 23, 2015 For Rent in 95112
Christine Ka…, Real Estate Pro in 92592
Christine Kankowski answered:
Is it true that I could sell my house without having to pay capital gains after a certain age?
Yes, I have heard of this as my mother in law just went through it. THere are some very specific things and timelines, however, so please consult a tax advisor. Even if you do your ow ... more
0 votes Share Flag Fri May 22, 2015 Home Selling in 95125
Piperclara, Home Buyer in Fort Worth, TX
Piperclara answered:
FHA 5/1 ARM or FHA 30 year fixed?
"FHA offers 30 year amortizing mortgages in which the interest rate is adjusted periodically based on a preselected index and margin. Often, these loans provide low starting rates that ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in San Jose
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Is buying at Avenue one by Lennar a wise choice or is too high of a price (850k for 2430 sq ft) for the location.?
Well I have done loans on several Lennar homes, and as far as I know everyone who bought one was happy they did.
0 votes Share Flag Thu May 21, 2015 Home Buying in San Jose
Msfavourpete…, Home Buyer in San Jose, CA
Msfavourpetersonloanfirm answered:
Is there any stated income program available in San Jose, CA (Bay Area)? I'm looking for one urgently (need to close within 30 days).
Hello !

Do you need a legitimate and fast loan service?

Apply Now and get your cash urgently!

* Borrow between $5,000 to $50,000,000
* Choose between 1 to 30 years to repay.
... more
0 votes Share Flag Thu May 21, 2015 Financing in San Jose
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
I'm looking for an Investors Real Estate agent in the San Jose, CA area, know of one?
Hi Nick,

Please email me from my profile, and we can discuss the specific criteria.

Kind regards,

Arpad
0 votes Share Flag Tue May 19, 2015 Investment Properties in San Jose
Mike Wilson, Real Estate Pro in 75201
Mike Wilson answered:
FHA streamline vs regular FHA refinance
An FHA Streamline is a better option. Home Loans For All recently published an article on this. I'll include a link for it. It's all about FHA Streamline Refinance.
https://www.homeloa ... more
0 votes Share Flag Sun May 17, 2015 Financing in San Jose
Jeremy Clark, Home Buyer in Caldwell, ID
Jeremy Clark answered:
How much income towards a rental will the banks count as income when purchasing a second home?
Hello,

It really depends on the bank. Most will take your Net income reported on your schedule E and back out depreciation. Experienced lenders will take NI, add Depreciation, Inte ... more
0 votes Share Flag Fri May 15, 2015 Home Selling in 95148
Alex Greer, Real Estate Pro in California
Alex Greer answered:
first time home buyer, with 20k down
Yes there are quite a few. I would be more than happy to help you. We have first time buyer programs available with 0% down from the borrower and no PMI.

I do not check replies, so i ... more
0 votes Share Flag Wed May 13, 2015 Home Buying in San Jose
Emily Merrell, Home Buyer in Florin Fruitridge In...
Emily Merrell answered:
Does anyone have a good pest control/ pest inspection company to recommend in San Jose (Blossom Valley)?
I'm sure that you could find a good company by asking your neighbors. In San Jose, there are quite a few bugs because it's kind of humid. I would also recommend looking for reviews onli ... more
0 votes Share Flag Tue May 12, 2015 In My Neighborhood in San Jose
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
will a Lender finance a forclosed home?
Hi Jaime,

I can put you in touch with a local lender that can give you some help.
Please contact me from my profile.

Kind regards,

Arpad
0 votes Share Flag Mon May 11, 2015 Home Buying in San Jose
Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
Is relocating the garage door opener considered an electric repair in Seller Check list?
It definitely could be. You had to move around wiring, so technically, the electrical working was altered in some way. I think it could definitely be seen as a repair. I would suggest i ... more
0 votes Share Flag Mon May 11, 2015 Home Selling in San Jose
Andy Brown, Real Estate Pro in Carlsbad, CA
Andy Brown answered:
Jumbo loans with 5% down
We have 95% jumbo financing available up to $850k loan amount or just under $900k purchase price.

abrown@guildmortgage.net
760-607-6401
0 votes Share Flag Mon May 11, 2015 Home Buying in San Jose
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
how much are homes here?
Hello Blukshin, if you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed l ... more
0 votes Share Flag Sun May 10, 2015 Home Buying in Willow Glen
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
Seller is the Dual Agent, Broker, and Lender. Now experiencing problems in escrow with Seller. Help?
You need a lawyer and you need one immediately. You should never have allowed the Seller to be a a dual agent nor involved with your lender. I would also tell this Seller/DualAgent/Lend ... more
0 votes Share Flag Sun May 10, 2015 Home Buying in San Jose
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
I paid 3% down to title. Now i have second thoughts and want to backout. How can i backout without losing?
In today's low inventory high demand market you may have to write several offers to get one accepted. Sometimes buyers get worried they overpaid. Your appraiser will determine if you ... more
0 votes Share Flag Sat May 9, 2015 Home Buying in 95110
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
I was going to remove my bathtub and put in a walk in shower? How would this affect selling our house or someone getting a loan?
As long as it is completed in a workman's like manner it should not affect getting a loan. If you are removing the only tub in the house it could affect resale value. It could be diffi ... more
0 votes Share Flag Sat May 9, 2015 Home Ownership in San Jose
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
What are questions a listing agent should ask to weed out uncommitted buyers?
Nothing is fool proof, but your situation sounds out of the ordinary. In today's heated market buyers are competing for very limited properties. Some write offers without even seeing ... more
0 votes Share Flag Sat May 9, 2015 Home Selling in San Jose
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
We bought a house in San Jose 10 years ago in an area for a lot of first time homebuyers. Prices have gone down & we can't refinance. Any advice?
I'm really surprised that you don't have equity in the house. Our market went up in 2005 and peaked in 2008/2009 depending on area. Then it dropped and has gone up and most areas has ... more
0 votes Share Flag Sat May 9, 2015 Market Conditions in San Jose
Sam Shueh, Real Estate Pro in San Jose, CA
Sam Shueh answered:
Can I list my property to be rented on your site? Does it cost me? Jerry
Yes, one can open an account and list it. It is free.
0 votes Share Flag Fri May 8, 2015 For Rent in San Jose
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