Home Buying in San Joaquin County : Questions & Answers

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HelpUBuy Ame…, Real Estate Pro in Frisco, TX
HelpUBuy America answered:
so I have been pre-approve for a home loan and my application will go to underwriting on 7/25/14 so what's next???
Contact www.naeba.org for a referral to an Exclusive Buyer's Agent in your area. EBAs are consumer advocates for the homebuyer, and there is no additional cost to you for their services ... more
0 votes Share Flag A few hours ago Home Buying in Stockton
HelpUBuy Ame…, Real Estate Pro in Frisco, TX
HelpUBuy America answered:
Overwhelmed and uncertain about the home buying process.
Contact www.naeba.org for a referral to an Exclusive Buyer's Agent in your area. EBAs are consumer advocates for the homebuyer, and there is no additional cost to you for their services ... more
0 votes Share Flag A few hours ago Home Buying in Stockton
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
I have 5% for down payment on a $180,000 home. Is it better to go wtih FHA or Conventional? I cant seem to get a straight answer...
What did you end up doing? I am sure the decision was good.
0 votes Share Flag Yesterday at 11:46pm Home Buying in Stockton
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
Can we be evicted if we have paid rent, in full but in 2parts, the second half by the end of each month?
You need to make this arrangement with your landlord and upon mutual understanding things can work out.
0 votes Share Flag Yesterday at 11:46pm Home Buying in Stockton
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
Does the fact that I am on the house (mortg & deed) with my parents affect me in buying my own house?
Name on the mortgage will effect your DTI. If you can show your parents are making the mortgage payments and a history to prove that you should be ok.
0 votes Share Flag Yesterday at 11:45pm Home Buying in Stockton
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
What area can I find a house 5 bedroom, 3 car garage, pool or room to add one, 2500-3000 sq ft for $300,000?
Central valley is your best bet and bang for buck. All the best.
0 votes Share Flag Yesterday at 11:43pm Home Buying in Stockton
Mike Sears, Real Estate Pro in San Ramon, CA
Mike Sears answered:
Tracy, Manteca/Ripon
Hi Toni,

By doing just a quick search I was able to see that currently there are at least 10 properties in the Tracy area with 3 car garages. However finding a space for a trailer wo ... more
0 votes Share Flag Wed Jul 16, 2014 Home Buying in Tracy
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
Looking for reputable lender
T: You can look at my recommendations here on my Trulia site.
I would be happy to talk with you directly.
Give me a call or drop me a line on my email claudia@divmg.com
Over 20 year ... more
0 votes Share Flag Mon Jul 7, 2014 Home Buying in Tracy
Brad Thomsen, Real Estate Pro in 98026
Brad Thomsen answered:
I want to get a 2nd on my home. What is the best lender for this?
Wow. Great question.
I would recommend getting a couple rates and comparing. Sometimes conventional banks can be very competitive based on incentives. Also contact a mortgage broker. T ... more
1 vote Share Flag Wed May 28, 2014 Home Buying in 95391
Ashli Hudson, Real Estate Pro in Livermore, CA
Ashli Hudson answered:
Do the Mello Roos tax apply to all the houses in Mountain House or just the new home construction?
Mello Roos applies to all of Mountain House. Each community may have different assessments depending on the bonds paid in advance by the builder or left for the home owners to cover. ... more
0 votes Share Flag Wed May 28, 2014 Home Buying in Mountain House
Ashli Hudson, Real Estate Pro in Livermore, CA
Ashli Hudson answered:
Are Buyers Agents able to negotiate on price for a new home construction?
Hiring a Realtor with experience dealing with builders can help you negotiate a better deal. There is room to negotiate in price, closing costs, upgrades, etc. Depending on when you p ... more
0 votes Share Flag Wed May 28, 2014 Home Buying in Mountain House
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
What is the price of the property 1224 Paloma Ave. in Stockton, CA?
Hello Carina, if you figure out what cities/zip codes your considering, minimum number of bedrooms and the maximum payment/price your looking to achieve you can be set up to receive aut ... more
0 votes Share Flag Sat May 17, 2014 Home Buying in Stockton
Arpad Racz, Real Estate Pro in Santa Clara County, CA
Arpad Racz answered:
Hello, I want to know more about Tracy city in CA. What are good and bad neighbourhoods in Tracy. I want to buy a single family
Hi Jason,

Checking www.crimereports.com may be useful.

Please let me know if I can be of further service.

Kind regards,

Arpad
0 votes Share Flag Tue May 13, 2014 Home Buying in Tracy
Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
Purchasing an owner-occupied second home.
Hi Diea

I don't see any issue , you should be able to use rental income from FL property . give us a call we should be able to help .

Omar Khamisa
Loan Manager
Omar@MSJMortgage ... more
0 votes Share Flag Fri May 2, 2014 Home Buying in 95391
Robert Hazen…, Real Estate Pro in 95337
Robert Hazenberg answered:
Prices are going up?!
UPDATE: Yes, prices continue to rise in Manteca, and the surrounding area for that matter. These increases in prices are a direct reflection of multiple factors. House prices a year o ... more
0 votes Share Flag Fri Apr 18, 2014 Home Buying in 95336
larsonjewelry, Home Buyer in Novi, MI
larsonjewelry answered:
Has anyone else in MH purchased a Pulte Home and experienced any or all of the above?
I am in the final phase of construction and 2 weeks ago noticed a crack in my basement running from the top of the wall to the bottom. The crack is approximately 3/8 inch at the top an ... more
0 votes Share Flag Mon Apr 14, 2014 Home Buying in Mountain House
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
Want to buy my first home! Should I apply for the first time home buyer programs first or get pre approval first??? I want the 1% FHA loan.
The first step really is t get pre-approved and learn before hand which program is right for you. Once you have identified a loan program then you should start looking for properties. I ... more
0 votes Share Flag Tue Apr 8, 2014 Home Buying in 95391
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
Hi, I'm an overseas buyer, with no income from the US, and would like to buy a house as an investment around $400K with 30% deposit. Is this possible?
You absolutely can as they're loan programs designed for international buyers. Good Luck
0 votes Share Flag Tue Apr 8, 2014 Home Buying in Tracy
Robert Hazen…, Real Estate Pro in 95337
Robert Hazenberg answered:
paying 900.00 a month rent, credit score 679, bk back in 2003 and everything paid on time sense. how hard is to buy a house with that credit score?
Here's my best advice for you and for others who want to know where they stand in relationship to being able to buy a home. Contact a "local" direct lender who can provide you with one ... more
0 votes Share Flag Mon Mar 31, 2014 Home Buying in 95337
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