Financing in San Joaquin County : Questions & Answers

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Claudia Mull…, Real Estate Pro in
Claudia Muller Gravelle answered:
Buying primary residence with rental potential
In order for rent to be considered, the property must have a legal description as a multiple family residence (2-4 units).
0 votes Share Flag Wed Jan 6, 2016 Financing in 95258
Jayden Hakun…, Real Estate Pro in Manteca, CA
Jayden Hakunti answered:
I am trying to find help with a downpayment
Yes, there are tons of down payment assistance programs available. There are grants that give 5% for downpayment and closing costs and because their grants they don't have to be repaid. ... more
0 votes Share Flag Tue Dec 8, 2015 Financing in Manteca
Richard Litt…, Other/Just Looking in Orange County, CA
Richard Littlefield answered:
Considering our daughter as co-signor on conventional loan, she has a foreclosure from 2009, would she still qualify as a co-signor?
Karen Peyton makes some excellent points. The answer to your question is that a foreclosure in 2009 would not stop her from cosigning, how ever it could limit the programs that are avai ... more
0 votes Share Flag Fri Oct 16, 2015 Financing in 95203
 pradasjuan, Real Estate Pro in Manassas, VA
pradasjuan answered:
My partners and I are requesting a Business Loan as a down payment to purchase a Company.
funding for all

Hello Sir / Madam

Contact me:

You would like to make a fresh start, free from all debts? It is possible today! you are looking for a loan or ... more
0 votes Share Flag Sat Jun 27, 2015 Financing in 95376
Omar Khamisa, Real Estate Pro in stockton, CA
Omar Khamisa answered:
I have a fha loan my credit score is 587 will any lenders do a streamline with this credit score
Hi Rollow

i do have FHA 500 program , call me i am in Stockton.


Omar Khamisa
Loan Manager
NMLS#: 369325
Cell: 510-648-5535
We clo ... more
0 votes Share Flag Mon May 26, 2014 Financing in Stockton
Darren Carlin, Real Estate Pro in Pleasanton, CA
Darren Carlin answered:
Hi, we are trying to find someone that will help us with a home loan. We currently live in Australia and want to buy a property in or around Tracy CA.
Hello Toni! Pacificwide Lending specializes in 'Foreign National Home Loans'. We require 30% down and can assist you with your entire purchase process. We also manage a lot of propertie ... more
0 votes Share Flag Wed Mar 12, 2014 Financing in Tracy
Dorene Slavi…, Real Estate Pro in Torrance, CA
Dorene Slavitz answered:
hi i am fusterated about my morgage behind and strugling med bills do i go with lawyer and spend retainer fee is my only option to modify my loan
Call your lender and modify your loan. Your only other option is to short-sale the property, but currently lenders are working with homeowners to prevent this.
0 votes Share Flag Fri Feb 21, 2014 Financing in 95219
Raj, Home Buyer in Bakersfield, CA
Raj answered:
Looking for non-owner occupied mortgage lenders for CA prop. worth 69,000. I need loan for $35,000, good credit.
Please check our terms at
0 votes Share Flag Mon Feb 17, 2014 Financing in Stockton
Mark DeWitt, Real Estate Pro in Carlsbad, CA
Mark DeWitt answered:

More information is required to answer your question. Some of the other answers here address a portion of the information one would need to know. A lender would need t ... more
0 votes Share Flag Mon Feb 3, 2014 Financing in 95337
catfish.ente…, Other/Just Looking in 95209 asked:
financing raw land to place a mobile home on
0 votes Share Flag Sun Jan 26, 2014 Financing in 95209
Omar Khamisa, Real Estate Pro in stockton, CA
Omar Khamisa answered:
Are there fees associated with setting up an impound account? ie. Does the mortgage company/bank charge you for an impound account? Thanks!
Hi Lemmonii

No Charge to have impound account , many scenario it is in your benefit to have impound account.

Good Luck

Omar Khamisa
0 votes Share Flag Tue Jan 7, 2014 Financing in Stockton
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
There is a house I would like to buy but my credit is not good due to divorce and being a single patent.
Good afternoon Lazboy,

Rent To Own is a better deal for the Seller than it would ever be for a potential Buyer.

The basic concept is finding a way to "force" savings towards a do ... more
0 votes Share Flag Tue May 28, 2013 Financing in Tracy
Robert Chome…, Other/Just Looking in San Diego, CA
Robert Chomentowski answered:
Without a job, can a person qualify for a home loan of 100K?
You could not be on the loan until 3 years after your foreclosure for a FHA loan and 7 years after a foreclosure for a conventional loan. Your wife could go on the loan herself but she ... more
0 votes Share Flag Mon May 27, 2013 Financing in Tracy
Eva Bradley, Real Estate Pro in Tracy, CA
Eva Bradley answered:
how to get loan modification?
Hello Muhammad,
I agree with the answers below: what ever you do, do not pay upfront fees for anyone! Just wanted to point out that we have an upcoming, free workshop that will addre ... more
0 votes Share Flag Mon May 27, 2013 Financing in Tracy
Richard Litt…, Other/Just Looking in Orange County, CA
Richard Littlefield answered:
I have terrible credit and may have to file bankrupcy will anyone lead me 12,000 on my condo ? if I have some equity?
We have a loan program that may work for you. I would have to look at the whole picture though.
0 votes Share Flag Mon May 27, 2013 Financing in Tracy
Rick  McGrath, Real Estate Pro in Modesto, CA
Rick McGrath answered:
Hhorrible credit but I have the down payment for a house
For those with terrible credit and a good amount of money as a down payment, there are many sellers, FSBO's who may sell to you or at least give you a lease with option to buy. You can ... more
0 votes Share Flag Mon May 20, 2013 Financing in Tracy
Tyler J. Jac…, Real Estate Pro in AL,
Tyler J. Jacobs, PhD, Broker answered:
Mortgage for Non US Citizen
I have represented many “Foreign National” buyers and the most widely used mortgage banker is:

Tom R. Callahan
Senior Mortgage Banker

His E-mail work ... more
0 votes Share Flag Tue Dec 18, 2012 Financing in Tracy
Taj Weldon, Real Estate Pro in Lathrop, CA
Taj Weldon answered:
Does anyone know of a program offered to first time home buyers in Tracy?
Hi Felicia,
In addition to the first time home buyer programs that Alvena Is referring to Tracy also has a down payment assistant program.

Taj Weldon
DRE 01816152
2 ... more
0 votes Share Flag Tue Dec 18, 2012 Financing in Tracy
Kim Salaices, Real Estate Pro in Stockton, CA
Kim Salaices answered:
Can someone recommend a mortgage broker that can assist a first time home buyer?
Hi Amy,

Carolyn Ente @ CalFirst just helped another client with similar circumstances and they are now in contract and on their way to homeownership. Give her a call at (209) 298-100 ... more
0 votes Share Flag Tue Jul 31, 2012 Financing in Stockton
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
in calif, Mom wants to buy mobilehome28,000 10% down on social security is 80 can she finance herself
It really depends on the year the home was built in. If it's a pre HUD home, built before June 15, 1976, she may have a difficult time with 20% DP. Additionally, there are a lot of heal ... more
0 votes Share Flag Mon May 7, 2012 Financing in 95330
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