We are able to consider financing a home down to a 580 middle credit score under FHA and 620 with USDA Rural Housing. Where are you looking to purchase? If in WI I can help you or if else where I can give you a referral to someone at Prospect Mortgage in another state.
Please contact me if you would like to discuss your situation further.
I'm almost positive there isn't. I showed the home about a year and a half ago and met with the sellers. My Buyer really liked the home except for the fact that it had no basement and was just down the street from railroad tracks. Home is very clean with a fenced backyard and the garage was huge, probably more like a 4 car and then some. Tracing back history from 3 different listings, there is no mention of association fees.... more
Usually you do have to wait but not always again depending on the circumstances. If if was a business buyout you have a better chance if it is family situation not so good. I would try a local portfolio bank and/or where the business banks at. They will know how solid the company is (or is not) and if they are a valued client they would probably put together a loan.... more