Saint Paul : Questions & Answers

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Debbie Dutton, Real Estate Pro in 63131
Debbie Dutton answered:
How do you get a good calculation, or estimate, of a homes true value?
A real estate agent is your best source for determining a home's true value. An agent can pull comps on similar houses that have sold in the same area. It's important to find an agent w ... more
0 votes Share Flag Thu Nov 13, 2014 Home Buying in Saint Paul
Amy Wiger, Renter in Eagan, MN
Amy Wiger answered:
is there much gang related violence in the area?
Good to know, THANKS!! We might be moving there sometime soon.
0 votes Share Flag Sun Nov 9, 2014 Crime & Safety in Payne - Phalen
garypuntman, Other/Just Looking in Los Angeles, CA
garypuntman answered:
if water is leaking in the crawl space basement of an older home that's been renovated, how much can i expect to get it fix? also, the house
You will want to get this looked at as soon as possible. I don't know very much about crawl spaces and their maintenance. I'm sure this could cause some damage though and take quite a ... more
0 votes Share Flag Thu Oct 23, 2014 Home Buying in Saint Paul
Geoffrey Ser…, Real Estate Pro in Edina, MN
Geoffrey Serdar answered:
My family may be moving from Little Falls, MN to the twin cities. I was wondering if there was anywhere comparable to the living cost of Little Falls
@anwearne,

The fact is, there are no single family homes in the Twin Cities with access to above average schools at this price point, you may be able to find good schools in a more r ... more
0 votes Share Flag Thu Oct 16, 2014 Home Buying in Saint Paul
Rose, Home Buyer in 32807
Rose answered:
what does it mean in a short sale when it goes to a qualification coordinator for review?
why are there no regulations, besides the Fannie Mae Freddie Mac loans that make them do their job in a timely manner? Seems some thing are followed by some banks and some are not. An ... more
0 votes Share Flag Wed Oct 15, 2014 Home Buying in Saint Paul
Joel Johnson, Real Estate Pro in Bloomington, MN
Joel Johnson answered:
We are planning a move in late June, and don't have a large down payment. Would it be better to rent and save or look for a "deal"?
That would be best answered by both a Financial Advisor and/or Loan officer.
You can start with:
Michael Dietrich
651-206-3377
http://0678280002.brokersite.com/Default.aspx
0 votes Share Flag Sat Jun 28, 2014 Home Buying in Saint Paul
Jeanne Karve…, Home Buyer in Fiesta M/h Estates,...
Jeanne Karvelas answered:
I am 2 months behind on my mortgage payment. At what point can the bank forclose on my home?
I am going to be 3 months 2 weeks behind on my morg....I am signing a P&S this week.....will most banks hold off...its going to be a cash sale...
0 votes Share Flag Mon May 19, 2014 Foreclosure in 55104
Joel Johnson, Real Estate Pro in Bloomington, MN
Joel Johnson answered:
Does this house approve section 8? i need to move in asap. please reply. Thank You
Not only does the property need to be approved for Sec 8 federal rental assistance - but the owner of the property has to agree to accept Sec 8 tenants. Beyond that - please provide me ... more
0 votes Share Flag Fri May 9, 2014 Rentals in Payne - Phalen
Joel Johnson, Real Estate Pro in Bloomington, MN
Joel Johnson answered:
We are look for ideally a 3 bedroom apartment with a sprinkler system.
Our local MLS does offer a limited number of rental properties. I could check those for you. You can also check at your neighborhood food store (i.e Cub, Rainbow, etc.) - they typical ... more
0 votes Share Flag Wed May 7, 2014 Rentals in 55105
Erika Kuhlme…, Real Estate Pro in Saint Paul, MN
Erika Kuhlmeyer Dragich answered:
Qualifying for a mortgage without 2 years of work history.
Rachel,
Yes FHA allows non-occupying co-signer to reside outside the state you are buying in.
Yes you are required to have a 2yr work history...if it's not consecutive with your curr ... more
0 votes Share Flag Wed Apr 23, 2014 Home Buying in Saint Paul
Gordon Simle, Real Estate Pro in 55105
Gordon Simle answered:
does a buyer ever have to pay the real estate agent?
It is very rare that a Buyer would have to pay the real estate agent's commission. Typically this is paid by the Seller, unless for instance, the Seller is selling their home as a For S ... more
0 votes Share Flag Sat Apr 19, 2014 Financing in Saint Paul
Gordon Simle, Real Estate Pro in 55105
Gordon Simle answered:
Are inspection and appraisal fees included in Closing Costs?
An appraisal fee, credit report fee, and inspection fee are all typically out-of-pocket costs, paid upfront. However, your GFE may include the appraisal and credit report fees. These it ... more
0 votes Share Flag Sat Apr 19, 2014 Financing in Saint Paul
Teresa Board…, Real Estate Pro in Saint Paul, MN
Teresa Boardman answered:
I was convicted of a non violet felony 8 1/2 years ago can this be used to stop me from renting a upscale apt. in Washington, DC.
If you ask this same question in the Washington DC section instead of in the St. Paul Minnesota section you may have better luck getting an answer. Real estate is local and locally regu ... more
0 votes Share Flag Wed Apr 2, 2014 Rentals in Saint Paul
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
is there an indoor pool?
It was not mentioned but better ask the agent at Postlets.com
(763) 670-9752
0 votes Share Flag Tue Apr 1, 2014 Shopping & Local Amenities in Battle Creek
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
I'm looking at a house that is owned by Fanny Mae. Do I need a realtor?
Kris,

Very simply.....ALL buyers should seek their own personal representation. To do anything else is to invite the potential for a "conflict of interest."

I'd be curious to kno ... more
0 votes Share Flag Tue Apr 1, 2014 Home Buying in Saint Paul
Maureen Cato…, Real Estate Pro in Coon Rapids, MN
Maureen Cato-spicer answered:
I qualify VA Loan program, My credit is near 800, have secure income but will not have down payment, need to purchase home, what are my options?
as the spouse of a vet I can tell you that VA is a no down loan up to a certain price. otherwise a very small down at a larger loan. Talk with a loan office and then contact a me to h ... more
0 votes Share Flag Fri Mar 14, 2014 Home Buying in 55106
Mnlakeplace, Real Estate Pro in White Bear Lake, MN
Mnlakeplace answered:
deaf blind people walking in the area. ? Will that be safe?
I wouldn't recommend it. Try chanhassen best trails in MN they say . http://www.mnhomescontractfordeed.com/ramsey-county
0 votes Share Flag Fri Mar 14, 2014 Crime & Safety in Dayton's Bluff
Mnlakeplace, Real Estate Pro in White Bear Lake, MN
Mnlakeplace answered:
Can I buy a home if I owe the state of Minnesota?
yes if you buy on a contract for deed you can buy a house and make payments to the state or pay it off in full. http://www.mnhomescontractfordeed.com/ramsey-county
0 votes Share Flag Fri Mar 14, 2014 Home Buying in Saint Paul
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