As long as you are still in the redemption period, any one with the funds may redeem the home. You will need to redeem directly from the sheriff, by paying the banks purchase amount plus sheriff fees and interest.. You need to contact the sheriff for the payoff amount.... more
Rachel, please contact me directly at 651-256-7400 to discuss your options. Where are you planning on moving to? Do you need to sell your current home? Please advise. Talk soon!!
ReMax Results... more
email me directly and I will send you a couple links, or else if you simply google St. Paul sheriff department they have something similar to Minneapolis in that they publish crime statistics for all their neighborhoods in the city. It will help you not only with Dayton's Bluff but other areas you may be considering.
From there find a good Realtor to represent you buying a home, because we have market knowledge and understand the neighborhoods from a different perspective. It is free to work with us so you have nothing to lose. I would love the opportunity being a St. Paul guy myself.
Your ability to get financing depends upon your credit score. I know this is a well duh, but the best thing to do would be to see a lender. They will tell you what your wcore has to be to get the financing you want. You may need to wait a few more months but it is worth it.... more
,I dont know what the laws are in your area and not offering legal advice but, you should read your contract to see what it say about extenstions. Hopefully you have an agent you can pose this question to who should be able to advise you.
Generally speaking you would have to agree to the contract extension as well.
Good luck... more
Short sales use to take 30 -45 days from executed contract to close. Today they are taking much long banks are extremely overwhelmed short of staff. I would recommend to keep looking you can submit other bids on properties SO IF this does not work out you not lost time. NOTE: All foreclosures/ short sales I have been a listing/buyers agent they always have drama. It has nothing to do with your agent(s) the bank
http://www.lynn911.com http://www.homes-for-sale-dallas.com... more
That does seem like a low reserve amount, but you need to do some more digging. If the units are that old, you might look to see if they've had to make some substantial improvements to the property exteriors, or common areas in the past several years. This could explain why the reserves are so low. Otherwise, this association, with its low association fees, it could also be simply underfunded, or poorly managed. Always best to have your agent look a little deeper. The management company phone number is right in the MLS listing and associations with professional management companies usually have someone who's intimately knowledgeable about the finances of an association. If you don't have an agent representing you, you should consider getting one soon! Good luck!... more
This ought to be funny. I'd be willing to bet that you will get a lot of responses to this question. If no one here fits your criteria in an agent, give me a call. I would be happy to get you in contact with several of the great real estate agents that I know in the St Paul area.... more
Contact your bank in India and have the money wired to either your daughter's bank in the USA or perhaps to the title company in the USA. Title Companies handle the money for many sales.
In the USA flats are called Condos if they are owned, and they are called Apartments if they are rented. Apartments are usually rented for a year, but sometimes can be rented for a month at a time. If a person rents just one room and share the bathroom and kitchen with others, it is called a Room For Rent.
Either you or your daughter can contact me me and I will help you if you are in St. Paul or Minneapolis or the surrounding areas.
(I work for a another company that has it's center in Chennai India.)
God bless you.
Carolyn Jass, Realtor
Twin Cities Real Estate, Equal Housing Opportunity
Why would you expect to lose? Michael, do you have real estate agent? You need one...if you have one, discuss this with your agent. If you don't have one, get one. An agent represents you - acts in your behalf and best interests. An agent knows areas, knows what makes a house and an area a good combination and helps you use real estate - personal residence or investment - to build your net worth and establish and improve your personal assets. Think about it. An agent costs you nothing, saves you time, money, anguish. Use this great resource. If you are unsure about how to find an agent, write or call me. Liz 612-986-4105... more
Great question! There are many programs out there for first time home buyers. I would make sure to get preapproved with a lender who will take the time to work with you and talk about the different programs. Some lenders shy away from the programs out there because they are a lot more paperwork. If you want a recommedation, please feel free to contact me directly! Good luck in your search.... more
Some interesting thoughts for you:
Lease/Option is a one-way-street, benefiting the Seller,
The Seller can dictate the terms,
There is no FORM for L/O, neither are there guidelines.
There is usually no Realtor involved; its just between the Seller and the Buyer; therefore, no one to protect your interests.
No one to tell you what the house will be worth in 3-5 years,
No one advising you on the monthly rent, the Option money, or the Deposit.
You will lose everything if you cannot fulfill the Option on time.
Nothing will be reported to the Credit Companies, no help to your Credit Score.
Do you get a picture here?... more
If you don't have any money for a downpayment, then you don't need to purchase a home. You should contact a loan officer to determine how much money you should save to have a manageable mortgage.... more
If you're talking about refinancing and not buying a new car, it might not be a bad idea.
And, more importantly, this might be the best time for you to start discussions with a lender before you do anything. While we have great acquaintance with the workings of the mortgage process, it would be best for you to talk to a lender to determine how that will impact your financial picture, whether it will help or harm.
Mind you, it doesn't mean you have to make a commitment to this person, BUT, you may discover that you have a rapport with this person. That makes your home buying process SOOO much easier, to know you have a lender you can call with questions, problems, ideas. The same goes for your agent, too!!!
Good luck~... more
Sell now before the neighborhood gets too bad. No really, most neighborhoods are actually seeing prices increase now that the real estate crisis has calmed.
I would recommend contacting an experienced and highly recommended local real estate agent to prepare a Broker's Price Opinion to find out what they think your home would sell for. You maybe pleasantly surprised that it is worth more than you think.... more
To be honest builders dont always budge much on price. A lot of it has to do with what upgrades and amenities the unit has. Many times they will also try to get you to use thier lender and say that they will pay closing costs. I've dealt with many builders and can walk you through the process.
As far as your other question a 3 bed 2 bath townhome in Woodbury right now is going on average for $150,000. I know this because just did a market for that exact home. I also have a 3 bed, 2 bath townhome in Woodbury coming on the market in a few weeks for $149,900 that has brand new carpet! If you are interested in knowing more or seeing the home I can set up a private before the market showing. Send me a message. Thanks!