Saint Johns County : Questions & Answers

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Greg McCarthy, Real Estate Pro in 32080
Greg McCarthy answered:
ADD : WERE IS IT TALKS ABOUT VILLONO BUT GIVES ST A.BEACH ADD
Hi Scott,

Vilano Beach is an unincorporated area of St. Johns County just outside the city limits of Saint Augustine. Because it isn't in it's own official town the postal address is ... more
0 votes Share Flag Sat Mar 28, 2015 Market Conditions in Saint Augustine
Ernie Behrle, Real Estate Pro in 27604
Ernie Behrle answered:
had someone look at home, said they were very interested and want to see if they could come back with husband was out of state. two weeks later shows
Answer is..the Realtors need to be involved. If unavailable, they should be supplying a back up.
0 votes Share Flag Sat Mar 28, 2015 Home Selling in 32092
busterballs.…, Home Seller in Morganton, NC
busterballs.16 asked:
that buyer was going out of state and would be back this week. but we are confused what is happening here... do they want it or not. the husband did not say a word thru the whole thing. maybe one comment that the refrigerator would fit.... she was making all plans while looking at the house.. now we have heard nothing....what is this…
0 votes Share Flag Sat Mar 28, 2015 Home Selling in 32092
Mark Good, Real Estate Pro in Jacksonville, FL
Mark Good answered:
Is equity in a home you are planning to rent or sell counted for mortgage qualification on a new home?
Generally lenders don't count equity in your qualifying since they are concerned about cash flow
to be able to make the payments. If she is expecting to purchase a new home and get a ... more
0 votes Share Flag Sat Mar 28, 2015 Market Conditions in Saint Augustine
Michelle Har…, Real Estate Pro in Tampa, FL
Michelle Harris answered:
I have a credit score of 560 and am in need of a house. How can I get approved for a mortgage?
http://www.bad-credit-mortgage-lenders.com/
FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
Purchase a Florida home 12 months after a chapter 13 Bankruptcy
Purchase a ... more
0 votes Share Flag Wed Mar 25, 2015 Credit Score in 32092
Michelle Har…, Real Estate Pro in Tampa, FL
Michelle Harris answered:
Are there any lenders that use rapid rescoring? I need to raise my scores so i can purchase a home!
FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
http://www.bad-credit-mortgage-lenders.com/
Purchase a Florida home 12 months after a chapter 13 Bankruptcy
Purchase a F ... more
0 votes Share Flag Wed Mar 25, 2015 Credit Score in 32082
Michelle Har…, Real Estate Pro in Tampa, FL
Michelle Harris answered:
Mortgage loan with no credit history, but good job.
The Catch-22 for most Florida mortgage applicants with no credit score is that they usually cannot get a Florida mortgage no credit history, and you cannot get a credit history without ... more
0 votes Share Flag Tue Mar 24, 2015 Financing in 32259
Myersjulie31, Home Buyer in Blakeslee, PA
Myersjulie31 answered:
Can someone recommend a good electrician?
It might be best for you to just ask neighbors and friends in your area for suggestions. That way you can hear about their experience to know if that electrician would be good to help y ... more
0 votes Share Flag Wed Mar 18, 2015 Remodel & Renovate in Saint Augustine
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
The neighborhood in Samara Lakes seems to have affordable homes in a nice family atmosphere and good schools. Any comments are appreciated.?
Samara Lakes is a great community with lots to offer. NO CDD fees! Great schools.
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 32092
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
I am planning to buy an investment property in Florida. I live in the western UA presently. Which areas are free from natural disasters?
I don't believe there are any areas free from natural disasters.
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 32092
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
Sold home in short sale 7 months ago due to financial hardship. Found home to buy for $119K now. Will a bank lend me the money?
I believe the 'wait period' for lenders to loan you money again is for 2 years now if you've had a recent short sale..so unfortunately I don't think so.
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 32092
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
is it hard to purchase a home with a co signer?
No, contact a local lender.
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 32092
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
i am thinking of moving to St. Augustine but I have 3 dogs. Is this a problem?
We have lots of dogs in town. As long as they are on a leash, you can bring them to the beach. There are public dog parks throughout St. Johns county as well.
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 32092
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
My credit score around 680-690. Full time job with $5500 take home after tax. My spouse don't have a credit history.
Call a local lender. You may qualify for FHA financing if this will be your first home purchase. Also, another option is USDA financing which provides 100% financing but the homes tha ... more
0 votes Share Flag Mon Mar 16, 2015 In My Neighborhood in 32092
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
can I list a home for sale by owner on trulia?
You cannot, but trulia gets live feeds from other websites. I would try fsbo.com or fizber.com and it should make it to trulia and zillow.
0 votes Share Flag Mon Mar 16, 2015 Home Selling in 32092
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
Should you be concerned about buying in a flood zone FEMA X in St. Augustine?
Flood zone "X" is the most common in St. Augustine. Even if your lender does not require it, I think it is always a good idea to have flood insurance just in case. Most policies in Fl ... more
0 votes Share Flag Mon Mar 16, 2015 Home Selling in 32092
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
Get multiple quotes for homeowners insurance?
If you are buying a home in St. Augustine, your best bet is to call an agent that works for Brightway Insurance. They have access to the most policyholders in town and consistently pro ... more
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 32080
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
Jeff kaller - Free real estate training program in Florida.
Go to www.jeffkaller.com to learn more
0 votes Share Flag Mon Mar 16, 2015 General Area in 32080
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