Home Buying in Saint Clair Shores : Questions & Answers

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Sally Grenier, Real Estate Pro in Erie, CO
Sally Grenier answered:
i'd like to buy a home in the roseville/eastpointe/st. clair shores area and was wondering which of these city's have the least number of blacks?
Seriously? Agents are prohibited from commenting about demographics such as race, religion, familial status, etc. as it violates the Fair Housing Act.
1 vote Share Flag Mon May 18, 2015 Home Buying in 48081
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
Anyone else upset with Keller Williams Realty?
What happened that made you so upset with this company???
0 votes Share Flag Sat Apr 18, 2015 Home Buying in 48081
J and D Pref…, Real Estate Pro in 48001
J and D Preferred Team answered:
Looking for a home in St. Clair Shores on a land contract
Hi Sajohnson2013,

I would be happy to to help you find a home under land contract terms. Although they are difficult to come by, they still do exist. Please give me a call to discu ... more
0 votes Share Flag Sun Jan 18, 2015 Home Buying in Saint Clair Shores
Ryan Rudnick, Real Estate Pro in 94114
Ryan Rudnick answered:
What is the best aproach to inquire about a property that is not for sale. I am interested in several properties in the same community.
A real estate agent will have access to tax records for the homes you're interested in and her or she can use those records to find the owners and associated contact information. Ask y ... more
0 votes Share Flag Fri Oct 3, 2014 Home Buying in 48082
maverickfund…, Real Estate Pro in Warren, MI
maverickfundingwarrenmichigan answered:
I have very poor credit but could easily put down 50 or more percent on a mortgage. Would I still be able to purchase a home with a mortgage?
Give me a call i work for Maverick Funding we are located in Warren MI we are putting people in homes with as low as 580 credit scores. There are also no closing costs. 586-554-2060
0 votes Share Flag Thu May 15, 2014 Home Buying in Saint Clair Shores
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Why won't a VA loan cover a condo? only a townhouse?
Good morning lymhants_2001 and THANK YOU for your Service to our Nation!

VA Guaranteed Loans DO cover condominiums as long as the condominium in question is approved by the VA for fi ... more
0 votes Share Flag Mon Dec 2, 2013 Home Buying in Saint Clair Shores
Gretchen Pap…, Real Estate Pro in Andover, MA
Gretchen Papineau 978-815-6622 answered:
What are the important things to consider to make a prudent purchase of a condo/townhouse?
George - some of the most important things to find out before buying a condo/townhouse is the financial strength of the association and if there are any pending lawsuits that would make ... more
0 votes Share Flag Mon Nov 25, 2013 Home Buying in Saint Clair Shores
Bart Gabe, Real Estate Pro in California
Bart Gabe answered:
Can I refinance my present home if it is in a trust with my stepson and I as co-trustees? I've been told this can't be done but others say I can.
The property would be taken out of the trust and all the trustees would need to be on the refinance. Once the refinance is completed the property could be returned to the trust. Let's d ... more
0 votes Share Flag Mon Nov 25, 2013 Home Buying in Saint Clair Shores
Robert Bedore, Real Estate Pro in Saint Clair Shores, MI
Robert Bedore answered:
is the VA loan the only 'nothing down' option?
MSHDA is the only other option in SCS! You only come up with $1,000 out of pocket. Best to be informed! Bob Bedore Keller Williams & SCS resident! 313-670-2634.
0 votes Share Flag Mon Nov 25, 2013 Home Buying in Saint Clair Shores
Jeff Muehlho…, Real Estate Pro in Clinton Township, MI
Jeff Muehlhoff answered:
buying after a short sale. Been 2 years, have 20% down payment
Good morning! We have a lender who knows his stuff! He would be more than happy to assist you in getting a pre-approval letter, he has many creative ways of finding you a loan program t ... more
0 votes Share Flag Wed Oct 16, 2013 Home Buying in Saint Clair Shores
Jeff Muehlho…, Real Estate Pro in Clinton Township, MI
Jeff Muehlhoff answered:
I am looking for a home in Saintclairshores, MI. I am living in apartment in Warren MI and would like to move back to the area of Saint Clair Shores.
Hi Karen, we have a lender who knows his stuff! He would be more than happy to assist you in getting a pre-approval letter, he has many creative ways of finding you a loan program that ... more
0 votes Share Flag Wed Oct 16, 2013 Home Buying in Saint Clair Shores
Jeff Muehlho…, Real Estate Pro in Clinton Township, MI
Jeff Muehlhoff answered:
Looking to either buy or rent home in saint Clair shores MI but both me and my mother don't have fantastic credit. Any help?
Hi Patricia, we have a lender who knows his stuff! He would be more than happy to assist you in getting your score on the right track and also, he has many creative ways of finding you ... more
0 votes Share Flag Wed Oct 16, 2013 Home Buying in Saint Clair Shores
Austin Frazho, Real Estate Pro in 48236
Austin Frazho answered:
What is the property value?
You didn't include an address to research, but if you need more info, feel free to contact me, or include that address you are looking at in your post, and I can check it out for you.
0 votes Share Flag Thu Mar 7, 2013 Home Buying in Saint Clair Shores
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
1st time buyer...HELP!!!
You should have had an agent when first viewing the home. You should check with buyer agents if they can still help you even though you have seen it.
0 votes Share Flag Tue Jan 29, 2013 Home Buying in Saint Clair Shores
Tom Lipinski, Real Estate Pro in Shelby Township, MI
Tom Lipinski answered:
Hubby owns vacant land, I own current house - can we take out a loan on the vacant land to purchase a new home?? Please see more detail...
Hi Crystal,

Yes, job location may be considered a hardship. I have had that approved previously on a short sale I closed. Quitting your job would not qualify as a hardship since it w ... more
0 votes Share Flag Wed Oct 10, 2012 Home Buying in 48080
Karen Paytas, Real Estate Pro in Macomb County, MI
Karen Paytas answered:
What do you think it would be like to live on Clairwood given that it is right next to the 9 and Mack shopping center?
Russanne,

Good Morning!! That would be a person opinion and I don't think anyone can make that decision for you. You should check out the property and get a feel on how it would be ... more
0 votes Share Flag Mon Jun 18, 2012 Home Buying in Saint Clair Shores
Allison Fish…, Real Estate Pro in 48103
Allison Fishwick answered:
In MI, can I foreclose on my home that is in my name only...and can my spouse be approved for his own mortgage simultaneously??
Everyone has great advise and I only want to add that it really is a good idea to check out all your options, The last of which would be to walk away and leave yourself with bad credit ... more
2 votes Share Flag Wed Feb 22, 2012 Home Buying in Saint Clair Shores
Karen Paytas, Real Estate Pro in Macomb County, MI
Karen Paytas answered:
Can i get a purchase if my middle score is under 600? I was hit with a bogus collection on two of the 3 CRAs so i dont know where my scores are
Kyomagi:

As everyone said contact a lender. They will be able to run your credit and get your credit scores. I would also work on getting any inaccurate information off your credit ... more
0 votes Share Flag Mon Dec 5, 2011 Home Buying in Saint Clair Shores
Michael L Co…, Real Estate Pro in Clinton Twp, MI
Michael L Corey answered:
What agent has the best sales record in St. Clair Shores?
Linda,
There really is no such thing. If you're going to be looking in Saint Clair Shores, there are many good agents. I would stay away from agents that mainly list foreclosure p ... more
0 votes Share Flag Wed Aug 10, 2011 Home Buying in Saint Clair Shores
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