Home Buying in Saint Augustine : Questions & Answers

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Mike William…, Real Estate Pro in 32092
Mike Williamson answered:
Interested in seem this home, is there extra cost to leave in this community since it has a playground and some amenities??
Hi. My name is Mike Williamson and I am the Listing Agent for this home and would be glad to show it to you. To answer your question, like almost all planned communities, there is a Ho ... more
0 votes Share Flag Tue Apr 14, 2015 Home Buying in Saint Augustine
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
The neighborhood in Samara Lakes seems to have affordable homes in a nice family atmosphere and good schools. Any comments are appreciated.?
Samara Lakes is a great community with lots to offer. NO CDD fees! Great schools.
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 32092
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
I am planning to buy an investment property in Florida. I live in the western UA presently. Which areas are free from natural disasters?
I don't believe there are any areas free from natural disasters.
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 32092
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
Sold home in short sale 7 months ago due to financial hardship. Found home to buy for $119K now. Will a bank lend me the money?
I believe the 'wait period' for lenders to loan you money again is for 2 years now if you've had a recent short sale..so unfortunately I don't think so.
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 32092
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
is it hard to purchase a home with a co signer?
No, contact a local lender.
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 32092
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
i am thinking of moving to St. Augustine but I have 3 dogs. Is this a problem?
We have lots of dogs in town. As long as they are on a leash, you can bring them to the beach. There are public dog parks throughout St. Johns county as well.
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 32092
Caleb Cooper, Real Estate Pro in 32080
Caleb Cooper answered:
Get multiple quotes for homeowners insurance?
If you are buying a home in St. Augustine, your best bet is to call an agent that works for Brightway Insurance. They have access to the most policyholders in town and consistently pro ... more
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 32080
Morris Lyles, Real Estate Pro in Columbia, SC
Morris Lyles answered:
We have a signed P&S on a condo under construction. Don't see the need for an owners title search since will will be the first owners.
Typically the title search will be ordered by the closing agent and an updated search will be provided at closing. You definitely do need a search, as the condo does occupy a parcel th ... more
0 votes Share Flag Fri Feb 27, 2015 Home Buying in Saint Augustine
Will Russell, Real Estate Pro in 32080
Will Russell answered:
We got pre-approved for a USDA loan. We found a house that we love but I am worried. I read that you can not buy a house with a shop (large garage)
I would contact your lender ASAP! I have sold homes with large garages/shops that qualified for USDA.
0 votes Share Flag Tue Feb 24, 2015 Home Buying in 32092
Will Russell, Real Estate Pro in 32080
Will Russell answered:
Is there a chance to get an 85% home loan if recently foreclosed upon? Income is very good and credit score is 700.
How recent? I would contact a local lender and discuss your options. You may also consider finding a seller will to owner finance.
0 votes Share Flag Tue Feb 24, 2015 Home Buying in 32092
Will Russell, Real Estate Pro in 32080
Will Russell answered:
our realtor in NC told us that when our house that's up for sale goes into contact with a buyer, she said in this state NC, they have 90 days to
In Florida the time line is outlined and described in the terms of the contract. I would get a copy of your contract and ready it carefully.
0 votes Share Flag Tue Feb 24, 2015 Home Buying in 32092
Will Russell, Real Estate Pro in 32080
Will Russell answered:
what's homeowner insurance like for a single family home in st augustine, fl?
Depends on a lot of factors (size, location, condition, age, etc...) However, an average home in decent condition would be around $800-1000 per year. Can be less, but could also be more ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in 32086
Will Russell, Real Estate Pro in 32080
Will Russell answered:
Advice for first time home buyer.
Find a realtor and lender that you can trust. Be open to advice. Understand that buying a home is a process and takes time. Be realistic about your wants compared to your budget.
1 vote Share Flag Tue Feb 24, 2015 Home Buying in Saint Augustine
Will Russell, Real Estate Pro in 32080
Will Russell answered:
Can you buy a house if your only income is social security? If so, what is that mortgage called?
Yes. I would contact a local realtor and local mortgage broker or bank.
0 votes Share Flag Tue Feb 24, 2015 Home Buying in Saint Augustine
Will Russell, Real Estate Pro in 32080
Will Russell answered:
Any schools available for spanish speaking only kids in St. Augustine?
There are no Spanish only schools. But all public schools are required to meet the individuals needs to ESOL students.
0 votes Share Flag Tue Feb 24, 2015 Home Buying in 32080
Will Russell, Real Estate Pro in 32080
Will Russell answered:
Is downtown Saint Augustine a good place to live with small children?
I grew up on the island right across the bridge. I spent most of my youth downtown and loved it. Depending on the lifestyle you want to live, I think living downtown would have some maj ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in 32080
Will Russell, Real Estate Pro in 32080
Will Russell answered:
Renting out condo with 2nd home mortgage?
Depends on your loan and lender? If you are getting a special deal because this is your primary residence, then it could be possible that they are requiring you to sign something offici ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in 32080
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