Home Buying in Sacramento County : Questions & Answers

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Karen & Paul…, Real Estate Pro in El Dorado Hills, CA
Karen & Paul Catania answered:
Are there any problems to Sunridage Park Village? I have found there are a lot of properties for sale on that area.
Sometimes a property sells for a high price and it encourages others to list there homes for sale too. If for any reason they are selling because of issues with the construction or nei ... more
0 votes Share Flag Yesterday at 2:00pm Home Buying in Rancho Cordova
Karen & Paul…, Real Estate Pro in El Dorado Hills, CA
Karen & Paul Catania answered:
What are your experience with Lennar home builder as home buyers/real estate agent/broker?
I forgot to add that if you have any issues the squeaky wheel gets the grease. They all try to give you the brush off hoping you may go away and take care of the problem yourself so yo ... more
0 votes Share Flag Yesterday at 1:54pm Home Buying in Rancho Cordova
Karen & Paul…, Real Estate Pro in El Dorado Hills, CA
Karen & Paul Catania answered:
Can a Buyer who cancelled but has not received the signed cancellation back from the Seller make an offer on another home?
You can but the risk is getting your deposit back. I don't know the details of your cancellation but if the seller doesn't sign your deposit is held in escrow until everything is resol ... more
0 votes Share Flag Yesterday at 1:04pm Home Buying in 95630
AliviaAbel, Home Buyer in Miami, FL
AliviaAbel answered:
i'm getting a va loan and the house appraisal came back 2000 less then the asking of 175k ,can the seller
What happens if the appraisal comes in lower than the sales price - If this happens, there are a few things you can do. The VA will allow you to ask for what is called a reconsideration ... more
0 votes Share Flag Yesterday at 4:27am Home Buying in Sacramento
B Marie Levy, Real Estate Pro in El Dorado Hills, CA
B Marie Levy answered:
I am searching for a Sacramento home with a in law unit or granny unit. How to I search for this type of property?
I have a 2 unit house for sale at 2625 Willowdale Dr El Dorado Hills CA
main house has 3 bedrooms 2.5 baths, attached granny flat with separate entrances 2 bedroom 2 bath. 2 masters, 2 ... more
0 votes Share Flag Sat May 2, 2015 Home Buying in Sacramento
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Why is it so hard to get a sellers agent to present a well qualified VA LOAN?
Robert,
All offers must be presented to the seller, but sellers are focused on two main things, top price and top security. A cash offer will be more secure than a financed one. One ... more
1 vote Share Flag Thu Apr 30, 2015 Home Buying in Southern Pacific / Richards
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
How long after a short sale is a good time to start looking to purchase again, and what will my fico score need to look like?
Hello Lucy, you may now qualify ONE DAY after a short sale, foreclosure or deed in lieu with 20% down and minimum 620 fico score. You may qualify FHA ONE YEAR after a short sale, forecl ... more
0 votes Share Flag Wed Apr 29, 2015 Home Buying in 95662
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
My credit score is 597. I have never had a credit card, I'm not fond of banks. What would I have to do to get a home loan?
Hello Natalie, your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. You can do the whole loan process from the comfort of ... more
0 votes Share Flag Wed Apr 29, 2015 Home Buying in 95826
Sally May, Home Buyer in Tampa, FL
Sally May answered:
looking to buy a home with bad credit.
https://www.youtube.com/watch?v=DACbfJouU1c&feature=autoshare
If you shop around enough you will find some govt home loans that provide bad credit approvals.
0 votes Share Flag Tue Apr 28, 2015 Home Buying in Sacramento
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Flexible Credit Home Loan Program is it legit? You can buy less then 2 years after short sale with 25% down. I don't qualify for special circumstances
Hello fnrosenzweig, you may now qualify ONE DAY after a short sale, foreclosure or deed in lieu with 20% down and minimum 620 fico score.

You may qualify to buy FHA with fico scores ... more
0 votes Share Flag Sun Apr 26, 2015 Home Buying in 95831
Angela stone, Renter in Sacramento, CA
Angela stone answered:
What area is the 95838 called? How easy is a 2Br/1Bth duplex to rent and how much would I get for it?
Del paso heights dph is 95838 ghetto
0 votes Share Flag Thu Apr 23, 2015 Home Buying in 95838
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Is Freeport Manor a safe area to live?
When it comes to any safety/crime related issues, it's always best to contact the local authorities with all your questions, hear all there is to hear firsthand. If unfamiliar with the ... more
1 vote Share Flag Thu Apr 23, 2015 Home Buying in Freeport Manor
Jennifer Kei…, Real Estate Pro in Granite Bay, CA
Jennifer Keith-Weaver answered:
my fico is 620 but my income is low, would using my father in-law as a co-signer help since his score is over 700 and he owns his home?
Hi Jamie,
So many factors go into each loan scenario! Using your father-in-law as a cosigner would help by lowering your combined debt-to-income ratio but we do have to use the lowest ... more
0 votes Share Flag Tue Apr 21, 2015 Home Buying in 95834
Jennifer Kei…, Real Estate Pro in Granite Bay, CA
Jennifer Keith-Weaver answered:
I am currently renting and am considering buying in a condo or single family home in the 95835 or 95834 area. I am a first time buyer. I am not sure
Hi Laura :-)
We are a direct lender and do a ton of FHA loans! We can go through everything with you, see what programs would be the best options for you so you can make the best deci ... more
0 votes Share Flag Tue Apr 21, 2015 Home Buying in 95835
super7kings, Home Buyer in Sacramento, CA
super7kings asked:
Cost to build a house in Auburn area CA. I would like to know how much the permits are and if someone know how much will cost to build a 2200 sq ft?
0 votes Share Flag Mon Apr 20, 2015 Home Buying in 95835
Kelsey Compa…, Home Buyer in Provo, UT
Kelsey Compars answered:
How much to repair a crumbling raised foundation?
That sounds like a pretty big repair that you are needing. It would be best to have someone come out and take a look at your home before anything. Once they have examined the foundation ... more
0 votes Share Flag Fri Apr 17, 2015 Home Buying in Citrus Heights
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
I'm looking to buy a new house @ Lennar. How much % is typical do real estate agent get commission from the Lennar builder?
The commission goes to the real estate agent and it differs from builder to builder. You can contact me if you still need help with this, I work in the area.
0 votes Share Flag Sat Apr 11, 2015 Home Buying in Sacramento
bengibson4113, Both Buyer and Seller in Salt Lake City, UT
bengibson4113 answered:
How to negotiate new home price with home builder?
Great question regarding having your own home built. Depending on the economy & how busy some builders are, you should be able to negotiate the price. There's more that goes into buil ... more
0 votes Share Flag Mon Apr 6, 2015 Home Buying in Sacramento
Brad Sanborn, Real Estate Pro in Sacramento, CA
Brad Sanborn answered:
Am I going to lose my earnest money?
Make a big stink with your loan officer or their boss and see if that helps. You may at least get them to pay you back for the appraisals. I believe you can also ask for both appraisa ... more
0 votes Share Flag Mon Apr 6, 2015 Home Buying in 95821
Jeri Patrick, Real Estate Pro in Savannah, GA
Jeri Patrick answered:
First time home buyer. Bankruptcy 5 years ago. Married in Tennessee
I would contact a local lender to see what your loan options are. Best of luck
0 votes Share Flag Sun Apr 5, 2015 Home Buying in 95834
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