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J Owens, Home Buyer in Old Town, FL
J Owens answered:
looking to buy a home with bad credit.
My credit score is a 595 but I can't find any lenders that will even talk to me with a score under 620. Which mortgage companies can go down to a 580??
1 vote Share Flag Yesterday at 1:02pm Home Buying in Sacramento
Lisa, Home Buyer in 95825
Lisa answered:
How many pets are allowed at the Timberlake Condos in Sacramento Ca?
Looking to buy in the near future but would like to know how many because I have 2 cats now and would like to get a dog once there. Woodside you can only have 2 and their CCR's you can ... more
0 votes Share Flag Mon Jun 1, 2015 Home Buying in Sacramento
RonS, Real Estate Pro in Concord, CA
RonS answered:
Does this sound like grounds for legal action against a foreclosure.?
What does the loss of equity have to do with your foreclosure NOD? NOD's are usually for non payment and NEVER for loss of equity. (Your reason you stopped paying might be loss of equit ... more
0 votes Share Flag Mon Jun 1, 2015 Foreclosure in Sacramento
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
can the buyer cancel if they were told that their Down payment was going to be 4k and know its going to be 3 times more and they are ready to close?
Hello lgf657, check with your agent and loan officer for the loan contingencies and if the other part is closing costs. You may cover your closing costs within the rate with premium fin ... more
0 votes Share Flag Sun May 31, 2015 Home Buying in Sacramento
Mike Wilson, Real Estate Pro in 75201
Mike Wilson answered:
I need to refinance my credit score is poor at 569 is this possible?
Depends on some other factors. LTV? Income etc. Maybe an FHA Streamline would be an option or possibly the government HARP Program. Get with Home Loans For All and let them give you a f ... more
0 votes Share Flag Fri May 29, 2015 Home Buying in 95834
Jennifer Gra…, Real Estate Pro in Sacramento, CA
Jennifer Grace answered:
Why don't you or landlords erase there houses for rent if home is no longer for rent I wasted time to find a house to rent it's confussing?
Great idea about the section 8. In TX it is nice that the rentals are listed in their MLS, along with houses for sale. Made it easy for agents to help renters - and kept listings up t ... more
0 votes Share Flag Tue May 26, 2015 Moving in South Natomas
Steven Sallaz, Renter in
Steven Sallaz answered:
if i was walking my dog or riding my bike would someone still my dog or my bike ??
would i get robed if i walked my dog in this neighborhood ????
0 votes Share Flag Sun May 24, 2015 Market Conditions in Hagginswood
Steven Sallaz, Renter in
Steven Sallaz asked:
what is the neighborhood like is it a good area to walk your dog ?? This question was asked from http://www.trulia.com/rental/3171061958-Multi-Family-Home-Sacramento-CA-95838?ecampaign=con_day_rentalpropertycomp_bk&eurl=www.trulia.com%2Frental%2F317…
0 votes Share Flag Sun May 24, 2015 Market Conditions in Hagginswood
Bob Oatmeyer, Home Buyer in American Fork, UT
Bob Oatmeyer answered:
If a home inspection shows that an old water heater needs to be replaced, is it reasonable to request sellers replace with a tankless water heater?
I think that sounds like a pretty reasonable request. As long as the home inspection shows that and it is no longer in running condition. If the home owner is not willing to then you co ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in Sacramento
Evagail, Home Buyer in Dallas, TX
Evagail answered:
Can first-time home buyers use co-signers for FHA loans?
Cosigning means that you are legally responsible if the the house mortgage does not get paid. It also means that if you buy again, you must be able to qualify for all the houses that yo ... more
1 vote Share Flag Fri May 22, 2015 Home Buying in 95834
Piperclara, Home Buyer in Fort Worth, TX
Piperclara answered:
can i get a silent second on my fha loan i dont have a down what are the risks?
There are a few scenarios that woud qualify you for a second FHA home: If you have had a change of job location and the new home would be your primary residence and it is closer to your ... more
1 vote Share Flag Fri May 22, 2015 Home Buying in Rancho Cordova
Lars Curt, Home Buyer in Gaithersburg, MD
Lars Curt answered:
Loan after short sale
Good day all,

I am Larry Curtis JR by name, i was looking for loan to pay for my
surgery and i got scammed for a lost of money, after so many months of
suffering i found a AD abou ... more
0 votes Share Flag Thu May 21, 2015 Financing in 95818
Kellytimmi, Home Buyer in Elk Grove Village, IL
Kellytimmi answered:
I have been receiving lots of mailers regarding a FHA streamline refinance. I finally called one the other
Nothing is "free"--either you pay for it upfront in cash, the cost is rolled into the loan amount or the cost is rolled into the note interest rate. But most or all lenders can offer "n ... more
1 vote Share Flag Thu May 21, 2015 Financing in Sacramento
Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
Does insurance cover stolen Air-conditioner in a rental unit?
I think this qualifies as some form of theft, and you could definitely get help with this. I would suggest contacting the police for sure. You should also contact your insurance company ... more
0 votes Share Flag Fri May 15, 2015 Home Insurance in 95823
Bwdawnsea15, Home Buyer in Fresno, CA
Bwdawnsea15 answered:
where are the safest, nicest areas to live in sacramento? anything close to the sacramento airport? we are moving without ever seeing sacramento.
Hello. How safe are Northgate Blvd. and West El Camino area? That would be close to the North Sacramento or Natomas area. Please advise. Thank you in advance.

Brenda
0 votes Share Flag Fri May 15, 2015 Crime & Safety in 95835
alikif, Other/Just Looking in Vacaville, CA
alikif asked:
Is there a way to estimate a cost per sq. ft. for a residential development? I know this must be approximate because there is not standard price for anything but there must be difference between an individual getting a price for construction of a single residence…
0 votes Share Flag Fri May 15, 2015 General Area in Sacramento County
Soniajanki, Home Buyer in San Jose, CA
Soniajanki answered:
i'm getting a va loan and the house appraisal came back 2000 less then the asking of 175k ,can the seller
VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-relat ... more
1 vote Share Flag Fri May 15, 2015 Home Buying in Sacramento
Soniajanki, Home Buyer in San Jose, CA
Soniajanki answered:
What is start date after a FHA foreclosure to apply for a VA home loan it's a three year wait to apply?
The VA guidelines state 2 years, but don’t assume that means all will be well in two years. The VA guidelines stat that this is the MINIMUM time period, so late important to have ... more
1 vote Share Flag Fri May 15, 2015 Home Buying in 95823
lynnnchase9, Other/Just Looking in Omaha, NE
lynnnchase9 answered:
I am considering building a wood storage / tool shed in my back yard.
I'm also not sure what is required as I think it depends on your location. I would suggest calling a shed company in your area and asking them what the requirements are. They should kno ... more
0 votes Share Flag Thu May 14, 2015 Remodel & Renovate in 95826
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