Home Buying in Sacramento : Questions & Answers

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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
My credit score is currently 580, what are my chances for getting pre-approved for a home loan?
Hello Tamashere, yes you may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment pr ... more
0 votes Share Flag Yesterday at 12:54pm Credit Score in Sacramento
Angelas198505, Home Buyer in Sacramento, CA
Angelas198505 answered:
If a home inspection shows that an old water heater needs to be replaced, is it reasonable to request sellers replace with a tankless water heater?
well I am selling my home and the inspector indicated that the water heater safety valve did not work , venting was incorrect and the closet its in is too small....now the buyer is req ... more
0 votes Share Flag Wed Jul 22, 2015 Home Buying in Sacramento
Mike Wilson, Real Estate Pro in 75201
Mike Wilson answered:
I need to refinance my credit score is poor at 569 is this possible?
If you're still looking to refinance and have some credit issues, I highly recommend talking with Home Loans For All. Just do a quick google search and you'll find them. Hope that helps ... more
0 votes Share Flag Sun Jul 19, 2015 Home Buying in 95834
Espie Agbaya…, Real Estate Pro in Union City, CA
Espie Agbayani answered:
Hello, We want to buy home in sac to rise our family in safe and good area . Is this home in good neighborhood? how long far from downtown?
Sacramento is huge and there are good and bad areas just like in any other bigger cities. If you are concern about schools and neighborhood safety you can easily check that online by go ... more
0 votes Share Flag Thu Jul 9, 2015 Home Buying in Valley Hi / North Laguna
George Dudley, Real Estate Pro in Tampa, FL
George Dudley answered:
hi i m interesting this property.i want to buy
Call or email me. We can discuss financial options

George Dudley
Branch Manager
Office: 813-257-9033 Ex.3202
Cell: 561-420-2816
NMLS ID: 324554
Email: gdudley@ahmcloans.com
We ... more
0 votes Share Flag Wed Jul 8, 2015 Home Buying in Valley Hi / North Laguna
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
how can I view rent to own homes?
Rent to own is really not a good idea, therefore consider fixing whatever is preventing you from purchasing outright. Rent to own can be risky and one could stand to lose a bit of money ... more
0 votes Share Flag Wed Jun 24, 2015 Home Buying in 95814
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
Is Electronic Signature Possible for Offer Submission?
Many agents use electronic signatures.

Kind regards,

Arpad
0 votes Share Flag Tue Jun 23, 2015 Home Buying in 95819
fostersfarm, Home Buyer in
fostersfarm answered:
Do I need to pay a property tax if I buy manufactured home with cash-pay the whole amount off.?
WHAT IS THE DIFFERENCE IN PROPERTY TAXES ON A MANUFACTURED HOME ON A PERMANENT FOUNDATION, ON YOUR FEE SIMPLE LAND AND A STICK BUILT HOME, ALL THINGS BEING EQUAL?? DIANE; RIVERSIDE CO ... more
0 votes Share Flag Sat Jun 13, 2015 Home Buying in College / Glen
Franceakite, Home Buyer in Dallas, TX
Franceakite answered:
What is the best way to get REO listings?
I landed my first REO account via BPO work I'd performed. I focused on making sure i did accurate valuations and one day I received a call from an asset manager regarding a BPO I had ju ... more
0 votes Share Flag Wed Jun 10, 2015 Foreclosure in Sacramento
Lisa, Home Buyer in 95825
Lisa answered:
How many pets are allowed at the Timberlake Condos in Sacramento Ca?
Looking to buy in the near future but would like to know how many because I have 2 cats now and would like to get a dog once there. Woodside you can only have 2 and their CCR's you can ... more
0 votes Share Flag Mon Jun 1, 2015 Home Buying in Sacramento
RonS, Real Estate Pro in Concord, CA
RonS answered:
Does this sound like grounds for legal action against a foreclosure.?
What does the loss of equity have to do with your foreclosure NOD? NOD's are usually for non payment and NEVER for loss of equity. (Your reason you stopped paying might be loss of equit ... more
0 votes Share Flag Mon Jun 1, 2015 Foreclosure in Sacramento
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
can the buyer cancel if they were told that their Down payment was going to be 4k and know its going to be 3 times more and they are ready to close?
Hello lgf657, check with your agent and loan officer for the loan contingencies and if the other part is closing costs. You may cover your closing costs within the rate with premium fin ... more
0 votes Share Flag Sun May 31, 2015 Home Buying in Sacramento
Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
Does insurance cover stolen Air-conditioner in a rental unit?
I think this qualifies as some form of theft, and you could definitely get help with this. I would suggest contacting the police for sure. You should also contact your insurance company ... more
0 votes Share Flag Fri May 15, 2015 Home Insurance in 95823
Soniajanki, Home Buyer in San Jose, CA
Soniajanki answered:
i'm getting a va loan and the house appraisal came back 2000 less then the asking of 175k ,can the seller
VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-relat ... more
1 vote Share Flag Fri May 15, 2015 Home Buying in Sacramento
Soniajanki, Home Buyer in San Jose, CA
Soniajanki answered:
What is start date after a FHA foreclosure to apply for a VA home loan it's a three year wait to apply?
The VA guidelines state 2 years, but don’t assume that means all will be well in two years. The VA guidelines stat that this is the MINIMUM time period, so late important to have ... more
1 vote Share Flag Fri May 15, 2015 Home Buying in 95823
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
WHEN ARE YOU REMOVING PICTURES OF MY HOME THAT I DID NOT AUTHORIZE?? This is my third email asking you to remove the pictures. CASE #3487616
If the listing appeared on Trulia it probably appeared on other real estate sites as well, so you may wish to search further on the Internet to see what else it out there.

Homeowne ... more
0 votes Share Flag Thu May 14, 2015 Home Buying in 95816
Karen & Paul…, Real Estate Pro in El Dorado Hills, CA
Karen & Paul Catania answered:
IS it the right time buy homes in USA (especially Sacramento, folsom - This is where i live). Are the prices going to soar or drop down ?
There isn't a crystal ball telling us what is going to happen next in the market but so far this year prices are steady and rates are still good. This is a great year to buy and we are ... more
0 votes Share Flag Thu May 14, 2015 Home Buying in Sacramento
garypuntman, Other/Just Looking in Los Angeles, CA
garypuntman answered:
How much does a structual engineer cost and is it worth it?
I've never hired a structural engineer before. I would imagine it would be worth it, especially if you don't know how to do their work. They can follow correct safety regulations and ... more
0 votes Share Flag Fri May 8, 2015 Home Buying in Northgate
Jaime Becker, Real Estate Pro in Sacramento, CA
Jaime Becker answered:
I am a young physician with a credit score of 587 - hoping to buy a condo in 3 months. Any thoughts on odds of getting a loan?
Hi Sonia

How are things coming along? Did you ever get your credit score up and purchase a condo?
0 votes Share Flag Thu May 7, 2015 Credit Score in 95816
Lailamacy, Home Buyer in Ontario, CA
Lailamacy answered:
Has anyone utilized a 203(k) loan for a purchase to remodel a fixer-upper?
FHA 203k and 203k Streamline Rehabilitation Mortgage programs are home improvement loans that can be applied in a number of ways.

These mortgages are ideal for homeowners interested ... more
0 votes Share Flag Wed May 6, 2015 Home Buying in Sacramento
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