Romulus : Questions & Answers

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HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
I want to take over a Friends mortgage but cant qualify for a loan yet, What kind of contract would we sign?????
Your friend's lender won't allow this. If they find out, they will initiate the due on sale clause and you'll have a problem. In theory, you can do a rent to own, but that's a horrible ... more
1 vote Share Flag Wed Feb 26, 2014 Home Buying in Romulus
John M Kebla…, Real Estate Pro in Plymouth, MI
John M Keblaitis answered:
how to qualify to purchase first home credit finacial requirements etc.?
Thanks for the question.

You will want to get in touch with a financial institution first. You could go to your local branch wherever you currently do your banking or we could recom ... more
1 vote Share Flag Wed Jan 22, 2014 Home Buying in Romulus
Andy Hargrea…, Real Estate Pro in Plymouth, MI
Andy Hargreaves answered:
is this homestill up 4 sale?
Which one are you referring to? You didn't link any in this question.
0 votes Share Flag Tue Oct 15, 2013 Home Buying in Romulus
Harold, Real Estate Pro in Wayne County, MI
Harold answered:
Im looking to by my first home. i have no credit. and am looking for something that is nice and up beat but little down
We have an awesome loan officer in our office please contact me. There ar many programs out there for first time homebuyers. Once he approves you I will start showing you property to v ... more
1 vote Share Flag Tue Jul 9, 2013 Home Buying in Romulus
CATINA WILLIS, Real Estate Pro in 48170
CATINA WILLIS answered:
Going about getting a loan/pre-approval with a 550 credit score and a co-borrower?
Many loan programs today are requesting a credit score of 640 or higher. Inbox me your email address if you would like information about Hard Money Lenders that do not require a credit ... more
1 vote Share Flag Mon Jan 14, 2013 Home Buying in Romulus
Patient 1, Home Buyer in Wayne, MI
Patient 1 answered:
Can an offer be made thats less than the asking price, dealing with a foreclosure?
@pamala- yes I am, believe it or not!!! I've been waiting on a response for my short sale since late September. Bunch of back and forth with that!! However, I will change my name ... more
0 votes Share Flag Sun Apr 17, 2011 Home Buying in Romulus
Jason Nolan, Real Estate Pro in Clarkston, MI
Jason Nolan answered:
I own a manufactured home in MI and owe $15k more than it’s worth. I have money to pay the difference but not all of it. Can I short sale?
If the home is in a park and you are paying lot rent, then you don't technically have a "mortgage" but rather an installment loan. That is a good thing. DO NOT pay the ... more
0 votes Share Flag Thu Apr 14, 2011 Home Selling in Romulus
Derek Bauer,…, Real Estate Pro in Livonia, MI
Derek Bauer, Door to Dreams... answered:
Are there any land contracts available in Romulus, MI. We have about 7k for downpayment and 13 years on the job, is that enough for a land contract?
Good morning, Sonja. Thank you for the direct email.

We will be contacting and can assist you like we have so many others.

Enjoy this sunny day!
0 votes Share Flag Sat Apr 2, 2011 Home Buying in Romulus
Andy Boryszc…, Real Estate Pro in Livonia, MI
Andy Boryszczuk answered:
We are renting a home in Brownstown, 48174. The owner offered us a possible land contract. We have a recent foreclosure( 2008). How do we find out?
please email me the information on the property and i will give you the fair market of the home along with a suggested land contract price/and monthly payment
0 votes Share Flag Wed Feb 9, 2011 Home Buying in Romulus
Sonya Ann Al…, Real Estate Pro in 48612
Sonya Ann Aldrich Loose answered:
in Michigan if a home is just under 3 acres acres and occupied, what is the redemption period after a sherrifs sale on a foreclosure?
Missy - wondering if the 2.77 acres is a change....I had always thought if under 2.99 acres the redemption was 6 months and if over 12 months. Can you let me know because I want to mak ... more
0 votes Share Flag Sun Nov 21, 2010 Foreclosure in Romulus
Ssmith, Home Buyer in Romulus, MI
Ssmith asked:
looking for land contract homes in romulus any suggestions??? land contract homes
0 votes Share Flag Tue Oct 26, 2010 Home Buying in Romulus
Gary Geer, Real Estate Pro in Gurnee, IL
Gary Geer answered:
We have moved out of our house during the short sale period. Am I still responsible for insurance coverage on the property?
You are still the owner of this home. You still need insurance.
1 vote Share Flag Fri Jun 25, 2010 Home Insurance in Romulus
Ben Strom, Real Estate Pro in 55369
Ben Strom answered:
can i make a low payment to buy a foreclosed home such as a couply $100'S OF DOLLARS?
Lakara,

Down Payment: that will depend on your loan type as well as your credit - but it could be as low as 3.5%

Earnest Money: will be up to your agent but 1%, until you get down ... more
0 votes Share Flag Mon Mar 22, 2010 Home Buying in Romulus
Deborah Rigs…, Real Estate Pro in 27705
Deborah Rigsbee Miller answered:
I was approved for a home loan. Cant sell my other home so what will happen if I walk away from the old home?
I agree consider renting this home or invest some $ and ask your listing agent to bring in a stager consultant we have them here who will do that for just around $200 in which they come ... more
1 vote Share Flag Mon Mar 22, 2010 Home Buying in Romulus
Bob McClure-…, Real Estate Pro in Walled Lake, MI
Bob McClure- Real Estate Investing answered:
Is it possible to find a lender that will loan to someone with a recent bankruptcy/forclosure for a 40,000 loan with 20,000 down? Co-signer maybe?
hi...would a two bdrm in commerce township work.....?....780 sq. ft..totally remodeled....and re-built.....please let me know...$64,900...best regards.....bob mcclure.......first prefer ... more
0 votes Share Flag Mon Feb 15, 2010 Home Buying in Romulus
Emily Erekuff, Real Estate Pro in Menifee, CA
Emily Erekuff answered:
I bought my home a month and a half ago but the house is still listed on this site as for sale, how do I have the listing removed from the site?
Hi Christine,

Thank you for reaching out to us about this issue. You can alert our Customer Service team about this one of two ways:

1. You can select the 'Report error' ... more
0 votes Share Flag Mon Nov 9, 2009 Using Trulia in Romulus
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