Home Buying in Rockford : Questions & Answers

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Bob Brandt, Real Estate Pro in Schaumburg, IL
Bob Brandt answered:
I think I am ready to buy a home. How do I go about choosing the best person to represent my interests in the home buying process?
I would walk into a couple of offices near where you want to live and ask for someone that is available and see if you get along ok and if they tell you any hard truths. You could also ... more
0 votes Share Flag Sat Jan 2, 2016 Home Buying in 61101
Michael Decm…, Real Estate Pro in Bolingbrook, IL
Michael Decman answered:
Does anyone have any recommendations on a repeatable realtor in the Rockford,IL area that knows home values?
John Wisch Remax 815-980-2848 straight answers from start to finish. Good Luck
0 votes Share Flag Sun Aug 23, 2015 Home Buying in Rockford
 Sgray.crn, Real Estate Pro in Hampton, VA
Sgray.crn answered:
ME AND MY WIFE ARE LOOKING FOR RENT TO OWN PROPERTIES AROUND NORTH MAIN AND AUBURN AND EAST TO GUILDFORD HIGH SCHOOL. ANYBODY PLEASE HELP.
Is renting is the only answer? Well I am here to tell you, my dedicated team at www.hrcrn.com likes to help people live the American dream of home ownership. We appreciate when we can h ... more
0 votes Share Flag Sun Aug 23, 2015 Home Buying in Rockford
Steve Quinta…, Real Estate Pro in Albuquerque, NM
Steve Quintana answered:
Does trulia have sellers that will do Land Contracts? My credit isn't the best but I'd like to buy a home. Something like rent to own but
You can find land contract sellers by searching your local MLS. That is an field the listing broker can check when the property is placed in the MLS files.
0 votes Share Flag Sun Aug 23, 2015 Home Buying in Rockford
Michael Decm…, Real Estate Pro in Bolingbrook, IL
Michael Decman answered:
Can someone give me a recommendation for a mortgage lender that will approve and FHA loan for someone with a score under 620?
I can do an FHA loan with a score as low as 580

Michael Decman
Cherry Creek Mortgage

To Apply:
http://www.cherrycreekmortgage.com/mdecman
0 votes Share Flag Sun Aug 23, 2015 Home Buying in Rockford
Bob Brandt, Real Estate Pro in Schaumburg, IL
Bob Brandt answered:
Who do I contact to apply for the FHA $100 down loan?
Any lender should do it. It is a normal FHA loan, just designed for FHA foreclosures. Ask your Realtor and lender who gave you the preapproval letter.
0 votes Share Flag Sun Aug 23, 2015 Home Buying in Rockford
Nicholas S N…, Other/Just Looking in Rockford, IL
Nicholas S Nelson answered:
can I include escrow payments as part of my income to buy a house. I receive a W-2 for it at the end of the year.
Kristina,

As long as it is reportable income that can be verified on a tax return/W2 and will continue for a minimum three years then you should be able to use it. I am a mortgage l ... more
0 votes Share Flag Fri Jul 17, 2015 Home Buying in Rockford
Michael Decm…, Real Estate Pro in Bolingbrook, IL
Michael Decman answered:
I HAVE 608 CREDIT SCORE I'M A FIRST TIME HOME BUYER. WHO ACCEPTS PEOPLE WITH THAT SCORE? MY WIFE HAS A LOWER SCORE BUT WE HAVE ENOUGH INCOME
My FHA programs allow clients to have scores as low as 580, and my conventional programs will work as low as 620. Previous foreclosures and bankruptcy are to be considered. For a comple ... more
0 votes Share Flag Tue Nov 11, 2014 Home Buying in Rockford
Millercredit…, Home Buyer in San Francisco, CA
Millercreditfirm answered:
Hi can I get a fha loan with my credit scores at a 654,652,564
Your success is our goal Hello, I am Mr Anderson Miller, a private loan lender who provides loans to the possibility of life. You urgently need a loan to pay off your debt, or you need ... more
0 votes Share Flag Sun Sep 28, 2014 Home Buying in Rockford
Dawn Hernand…, Real Estate Pro in Rockford, IL
Dawn Hernandez answered:
i interesedhis house 319 rockcliff drive rockford il 61108
currently listed as temporary no showing
0 votes Share Flag Sun Mar 9, 2014 Home Buying in Rockford
Gregory  Hac…, Real Estate Pro in Roscoe, IL
Gregory Hackman answered:
I work in MA 5 months at a seasonal job (4 years) and collect unemployment the rest of the year in IL. Can I get a mortgage?
It depends on if your work is considered full time. You must be full time and are employed at the time of application and when you close the transaction. Also please know that the minu ... more
0 votes Share Flag Tue Jan 21, 2014 Home Buying in Rockford
Dawn Hernand…, Real Estate Pro in Rockford, IL
Dawn Hernandez answered:
So recenty I have decided to persue a carrer in real estate but I don't know how to start?
I just wanted to take a moment and let you know as a new realtor I have loved being a part of Keller Williams:] They are all very helpful and have lots of continuing education :] I have ... more
0 votes Share Flag Mon Jan 20, 2014 Home Buying in Rockford
Ashley Pimen…, Real Estate Pro in Lombard, IL
Ashley Pimentel answered:
CHAPTER 7 BANKRUPCY
If it was due to loss of income over 20% for at least 6 months, and you have the evidence to prove that, then it may be possible to get one right away. I work with some lenders who acce ... more
0 votes Share Flag Wed Oct 9, 2013 Home Buying in Rockford
Ashley Pimen…, Real Estate Pro in Lombard, IL
Ashley Pimentel answered:
I need some resources on 1st home loans for a couple with lower credit scores and about 5% down, for a purchase in about 6 months.
I'm not sure if you still need someone but our company works with lenders who accept credit scores as low as 500. Contact me fore more information.

Ashley Pimentel
Senior Loan Origi ... more
0 votes Share Flag Tue Oct 1, 2013 Home Buying in Rockford
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison answered:
Looking for a buyer
Hello:

If you are looking to get pre-qualified to purchase a home, I can help! Our lenders can close on a home in less than 30 days! We work with lenders that allow for credit scores ... more
0 votes Share Flag Mon Sep 9, 2013 Home Buying in 61101
Gregory  Hac…, Real Estate Pro in Roscoe, IL
Gregory Hackman answered:
is Winnebago County offering any grant programs for first time buyers? I'm in Stephenson County at the present, and they are offering these grants.
Have you been able to find the programs you are looking for yet? We just got another buyer downpayment assistance. If I may help further feel free to call or email me.
Very kindest reg ... more
0 votes Share Flag Sun Sep 8, 2013 Home Buying in Rockford
Brian Nguyen, Real Estate Pro in Tustin, CA
Brian Nguyen answered:
I need to find out how much I can afford for buying a house> where should I go to do this?
Before buying a house one of the first steps in buying a house would be getting pre-approved for a home loan. The reason why you should get pre-approved first is so you can get an accur ... more
0 votes Share Flag Wed Aug 21, 2013 Home Buying in Rockford
Gregory  Hac…, Real Estate Pro in Roscoe, IL
Gregory Hackman answered:
I don't qualify for a VA loan because I do not have a year workrd in my present job. does FHA require the same thing?
You only need a two year work history. You can be new on your job if there were not significant gaps in between jobs. If you are educated in the field you work in you need only to have ... more
0 votes Share Flag Tue Aug 13, 2013 Home Buying in Rockford
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