Financing in Riverside : Questions & Answers

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John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
Who will refinance a mobil home?? I have a loan with Chase and they will not refinance me
Pstorch, what year is your home and is it in a rent/lease park/community or on a resident owned lot/parcel and do you own it?
0 votes Share Flag Mon Mar 24, 2014 Financing in Riverside
Joycelewis412, Home Buyer in Sacramento, CA
Joycelewis412 answered:
What are the chances of getting a VA home loan approved on a Short Sale?
Short sales previously held a waiting period of 2 years. Now, the waiting period is 2 years with a 20% down payment or 4 years with a 10% down payment.



Check if you qualify for ... more
0 votes Share Flag Sat Aug 24, 2013 Financing in Riverside
Alex Greer, Real Estate Pro in California
Alex Greer answered:
loan value 384,000 - appraisal 170,000 - monthly 3,400 can ANYONE in the entire USofA refi for under 2,000 a month NATION WIDE ANYONE???????
I was just looking through old post and I noticed yours. If you were not able to refinance at the time of the post, I can certainly help you out now. You can call me at 408-352-5147 or ... more
0 votes Share Flag Thu Aug 15, 2013 Financing in 92506
Andy Brown, Real Estate Pro in Carlsbad, CA
Andy Brown answered:
After a short sale from 2 years ago I am now getting denied for loans and consolidations. How long before I can get approved?
I have financing for 1 day after a short sale or foreclosure. See more info at my site:

http://www.homeloansbybrown.com/short-sale-financing

Andy Brown
CFS Mortgage
0 votes Share Flag Tue Apr 16, 2013 Financing in Riverside
ahmed, Home Buyer in 95631
ahmed answered:
how long does a short sale stay on your credit & what options do you have for a 2nd home during the process??
I had a short sale and my credit score went from 769 to 680. Now 3 years later it is up to 716. Some of my credit cards were closed by the issuers when they ran a periodic credit card c ... more
0 votes Share Flag Mon Aug 20, 2012 Financing in Riverside
Keisha Muiru…, Real Estate Pro in Las Vegas, NV
Keisha Muiruri answered:
Is it legal to demand buyer to be pre-approved by sellers lender? Even when aleady pre-approved by my lender?
This is customary in today market. It prevents the seller from getting into escrow with a buyer that is truly NOT qualified. Unfortunately not all loan officers are equal and due a thor ... more
0 votes Share Flag Fri Aug 3, 2012 Financing in Riverside
Janet M. Nat…, Real Estate Pro in Baldwin, NY
Janet M. Nation answered:
Hi, I am seeing a lot of conflicting information.
The reason you are seeing conflicting information because the answer is not down to a specific science. I agree with Deborah that a foreclosure reporting stay on your credit reports f ... more
0 votes Share Flag Tue Jun 5, 2012 Financing in Riverside
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
is it possible for me& my husband purchase a home with my credit & his income?
Not having regular forms of credit, called traditional credit, isn't always a show-stopper to being able to qualify for a mortgage. Like has been mentioned, if you have forms of al ... more
0 votes Share Flag Sun Sep 4, 2011 Financing in Riverside
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
looking to get down payment assistance with nshp or nsp. credit is 585 due but at 350k,000 my dti would be 32% front end/no back end
I have a program for you. Please see my blog:

http://www.trulia.com/blog/george_raymondo/

Best of Luck!
0 votes Share Flag Fri Aug 5, 2011 Financing in Riverside
Bud Zeller, Real Estate Pro in Placerville, CA
Bud Zeller answered:
Can they file judgements and liens against my house if my son lives there.?
Tracy has a great answer, "You need legal advice. It doesn't sound right to me. If you can't afford an Attorney, look for free legal services in your area."
0 votes Share Flag Wed Jan 19, 2011 Financing in Riverside
Mr Thomas Le…, Both Buyer and Seller in USA, Mobile, AL
Mr Thomas Lee. answered:
I am looking for a loan officer to help me out with calhfa loans,CHAP and CHDAP?
Hello,

Do you need a loan to pay off your bills or to start a new business? if yes then fill this loan application and get back to me with it so that we can process further with the ... more
0 votes Share Flag Wed Jan 12, 2011 Financing in Riverside
Boris Aivazi…, Real Estate Pro in Los Angeles County, CA
Boris Aivazian answered:
Is there anyone doing 65-70% ARV investor purchase money in Inland Empire?
We do ARV rehab for investors min. 100,000 ARV, visit www.myHardMoneyCenter.com or call me at 818-384-9072
0 votes Share Flag Tue Mar 23, 2010 Financing in 92509
Wayne L. Bro…, Real Estate Pro in San Diego, CA
Wayne L. Brown answered:
Is anyone lending for Inland Empire?
It has to debt service. That determines the loan amount on any loan over 4 units.

Find a broker who is familiar with Apartment financing.

Good Luck
0 votes Share Flag Fri Mar 19, 2010 Financing in Riverside
Demarco and…, Real Estate Pro in Riverside, CA
Demarco and Marisa answered:
RE: HAMP Loan Mods: Everything signed under "penalty of Perjury". What happens if we fudge a bit on info. Do we go to jail????
This question has only one obvious answer.... don't do it! Not worth it.... But seriously, what kind of question is this to ask? If a Realtor were to give poor advice and tell thei ... more
2 votes Share Flag Fri Mar 19, 2010 Financing in Riverside
Cecilia  Rod…, Real Estate Pro in Riverside, CA
Cecilia Rodriguez answered:
Our 2nd Mortgage and equity lines of credit were "written off" by the bank. If we sell, do we owe the money?
Hi David, Whether banks can come after you and will pursue deficiency judgments depends on many factors, including what state the borrower lives in and whether there's a s ... more
1 vote Share Flag Sat Mar 13, 2010 Financing in Riverside
Stephen Wess…, Real Estate Pro in Anderson County, SC
Stephen Wessling answered:
WHAT ARE THE STEPS TO REFINANCE TO LOWER MY MORTGAGE PAYMENTS? NOW THAT THE HOUSE VALUE IS LOWER.
Bill answered this question perfect! Take his advice!
0 votes Share Flag Wed Feb 17, 2010 Financing in Riverside
Forefront Re…, Real Estate Pro in Ontario, CA
Forefront Real Estate answered:
looking owner financing, I have around 8 to 10,000 for down payment?.....
Hi Jose,
That amount will be a sufficient down payment for an FHA purchase price of $287,000. And today, FHA released more on the $8,000, first time buyer tax credit. It can be used f ... more
0 votes Share Flag Fri May 29, 2009 Financing in Riverside
Other/Just L…, Other/Just Looking in Fleming Fitch Grant,...
Other/Just Looking answered:
Hi. My wife purchased a house in 2006. The home, the deed, and the 2 mortgages are all in her name only. We
Lending answer:

You've asked two questions, so let's tackle them one at a time. The reason why it is difficult to get an answer to your first question is that FHA's underwriting manu ... more
0 votes Share Flag Sun Mar 15, 2009 Financing in Riverside
Mia G~Maripo…, Real Estate Pro in Mariposa, CA
Mia G~Mariposa's House Hunter! answered:
I lost my job 3 days after moving in my new home. I have been unemployed for 3 months now with no relief
The last thing you want to do is panick> If you contact your lender and start the communication process, this is the best. You are much better off in the long run if you develop a relat ... more
0 votes Share Flag Wed Dec 17, 2008 Financing in 92503
NonRealtor, Other/Just Looking in 23456
NonRealtor answered:
What happens when an interest only mortgage has to be redone and value is less than owed?
Look in your neighborhood. Ask your neighbors. What did your neighbors do? They are probably in the same situation. Good Luck
0 votes Share Flag Mon Sep 22, 2008 Financing in Riverside
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