Rapid City : Questions & Answers

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Mary Gorcoff…, Real Estate Pro in Rapid City, SD
Mary Gorcoff-Knecht answered:
I am a student about to graduate and move back to the Rapid City area. When should I look into getting preapproved for a mortgage?
It's never too early to get connected with an excellent lender who can help you through this process. In fact, it's not a bad idea to interview a few to make sure you are working with ... more
0 votes Share Flag Tue May 26, 2015 Home Buying in Rapid City
djennifer009, Other/Just Looking in Salt Lake City, UT
djennifer009 answered:
Does the furnace have to be in working condition when a house is sold, at sellers expense?
I think it depends on what the professional says. If there really is a problem with the furnace, then it's the seller's responsibility to repair things. An odor isn't always a sign of a ... more
0 votes Share Flag Wed Apr 15, 2015 Home Buying in Rapid City
Javier Monti…, Real Estate Pro in Covina, CA
Javier Montiel answered:
how much percentage of selling your house does realtor get?
It depends on what percentage you agree on. Commissions can be negotiated.
0 votes Share Flag Thu Apr 9, 2015 Home Buying in 57702
Cheri St. Pi…, Real Estate Pro in Piedmont, SD
Cheri St. Pierre answered:
We want to list our home on Trulia. We know how much it's worth, triangulated from a lot of sources as well as recent sales in our area.
There are good Realtors in our area unfortunately it sounds like you have had bad luck. As far as I know you have to be a Realtor in order to list on Trulia. I would suggest interviewin ... more
0 votes Share Flag Wed Apr 8, 2015 Home Selling in 57702
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
how much percentage of selling your house doer realtor get?
K-Klug,
By law no one should give a direct answer. X% is normal, customary or standard violates the Sherman Anti-Trust act. Saying, "you get what you pay for" isn't always the truth ... more
0 votes Share Flag Thu Mar 26, 2015 Home Buying in 57702
Larry Tollen, Real Estate Pro in Chapel Hill, NC
Larry Tollen answered:
What is the average of new home buyer's that don't get a home inspection?
Less than 2% is my guess and those 2% are either dumb as dirt or institutional buyers purchasing as-is form lenders and there's no option given for a home inspection
1 vote Share Flag Sat Nov 22, 2014 Home Buying in Rapid City
Kristina Car…, Real Estate Pro in ,
Kristina Carlson answered:
Is it possible to get closing costs paid for when buying a foreclosure?
It is definitely possible to get your closing costs covered when buying a foreclosure, it just depends on the bank. There are a few that allow you to roll your closing costs in the mor ... more
0 votes Share Flag Tue Sep 2, 2014 Home Buying in Rapid City
Chuck Mauszy…, Real Estate Pro in Mitchell, SD
Chuck Mauszycki answered:
Is it true that if a person buys a used mobile home from a dealer, its set up in a mobile home park. That the buyer has to pay the closing costs?
Not necessarily. Everything is negotiable (until its not).
0 votes Share Flag Tue Sep 2, 2014 Home Buying in Rapid City
Lee Harding, Real Estate Pro in Sioux Falls, SD
Lee Harding answered:
Relocating from Rapid City, SD to AZ
Be careful of expecting to get financing easily even with a great credit score. I have found recently that some banks are now tightening down on employment history with the approval pr ... more
0 votes Share Flag Sat Jul 26, 2014 Financing in Rapid City
Gerald Valdez, Home Buyer in Iowa Park, TX
Gerald Valdez asked:
Is it possible to take a partial VA loan out 220K and a conventional for 200k on a house that is 420k total? I am having to do a short notice relocation because I'm in the military and think I may have to rent our current house out until the market recovers in our area. We will still need to buy…
0 votes Share Flag Tue May 13, 2014 Home Buying in 57702
Tony Divan, Real Estate Pro in Rapid City, SD
Tony Divan answered:
no land with this mobile home.
If you have the address I can verify if any land comes with it.
Thank you
0 votes Share Flag Thu Sep 12, 2013 Home Buying in Rapid City
KMitzel, Home Buyer in Rapid City, SD
KMitzel asked:
What kind of credit score do I need at a minimum to qualify for a mortgage? I am a first-time homebuyer with a large amount of student loan debt. I also have some credit card debt as well (hopefully will be under $8,000 by the time I graduate and am ready to move).
0 votes Share Flag Tue Apr 2, 2013 Home Buying in Rapid City
Seth Malott, Real Estate Pro in Rapid City, SD
Seth Malott answered:
I am PCSing to Rapid City this coming September and am interested in both a VA loan and house. I cannot start paying until Oct. When should i apply?
It is never too early to begin to looking. A majority of the individuals I work with are active duty and I see this quite a bit. I have clients in Texas that aren't ready to purchase un ... more
0 votes Share Flag Tue Feb 26, 2013 Home Buying in Rapid City
Ron Quillen, Real Estate Pro in Rapid City, SD
Ron Quillen answered:
i live in rapid city,sd. parents had appraisal done 1 week today. still don't have results.
The appraisers are a little backed up, with purchases as well as refinances. I would contact your agent to see what the status is. Good luck!!
0 votes Share Flag Fri Aug 17, 2012 Home Selling in 57701
Judy Rohde, Real Estate Pro in Rapid City, SD
Judy Rohde answered:
so my parents are selling their home and are under contract. they are just waiting to have the appraisal done.
It can really depend on the appraiser that is selected. Some are very busy while others have a little more flexible schedule. We can easily wait 4 weeks in the Rapid City South Dakota ... more
0 votes Share Flag Tue Aug 7, 2012 Home Selling in 57701
Eloy Maes, G…, Real Estate Pro in Rapid City, SD
Eloy Maes, GRI answered:
Okay, we are still on the furnance issues. Does the realtor have to advertise "as is condition" or can that decision be made at a later?
The problem found in the inscpeciton may not have been known by the selleing agent and therefore under no obligation to disclose it. If the advertisement said as is before the inspectio ... more
0 votes Share Flag Sun May 20, 2012 Home Buying in Rapid City
Judy Rohde, Real Estate Pro in Rapid City, SD
Judy Rohde answered:
If the seller is already paying closing costs, can we still ask them to paint(prime) 3 rooms in the house? They left paint marks along the ceiling
If you are still in negotiations, you can ask for repairs. If you have an accepted purchase agreement the only way to include repairs would be with an amendment that the seller would a ... more
0 votes Share Flag Sun Mar 11, 2012 Home Buying in Rapid City
Jesse Herrin…, Real Estate Pro in Rapid City, SD
Jesse Herrington answered:
Can I tell by looking at an ad if it is obtainable with a VA loan?
Jerry,

Congratulations on your upcoming return from the Philippines. As Bo stated below, most homes qualify for VA financing. Occasionally items come up on the appraisal that can sl ... more
0 votes Share Flag Wed Dec 14, 2011 Home Buying in Rapid City
Bryan Teacho…, Real Estate Pro in 57701
Bryan Teachout answered:
What kind of crimes occur in this area?
Rapid City vicinity is made up of 3 primary zip codes: 57701; 57702; 57703. Crime location is as important as the types of crimes that occur. Rapid City is made up of residential inte ... more
0 votes Share Flag Tue Jul 19, 2011 In My Neighborhood in 57702
Mari Ann Car…, Real Estate Pro in Rapid City, SD
Mari Ann Carver answered:
What's real estate like in Sioux Falls SD and Rapid City?
Our market In Rapid City has been stable. Some great houses out there for sale and interest rates are still low. Call me for additional information.
0 votes Share Flag Tue Mar 1, 2011 Market Conditions in Rapid City
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