Home Buying in Rancho Cordova : Questions & Answers

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Margaux Milc…, Other/Just Looking in Aurora, CO
Margaux Milchen answered:
can i get a silent second on my fha loan i dont have a down what are the risks?
Silent Seconds offered by government entities are very legal and commonplace for down payment...and also for low to medium income loans with zero interest and no payments until you sell ... more
0 votes Share Flag Thu Jun 5, 2014 Home Buying in Rancho Cordova
Mark Daya, Real Estate Pro in Rancho Cordova, CA
Mark Daya answered:
Are there any problems to Sunridage Park Village? I have found there are a lot of properties for sale on that area.
The main reason why you see so many homes for sale over there is because the builder will use MLS to advertise their new construction - even if the home is not ready to be moved into ye ... more
0 votes Share Flag Wed Mar 19, 2014 Home Buying in Rancho Cordova
JCL Mortgage, Real Estate Pro in Sacramento, CA
JCL Mortgage answered:
I hope there are more pictures posted for this property, especially on the interiors.
can you give me an update as to what property you refer to?

Thanks.
0 votes Share Flag Mon Aug 26, 2013 Home Buying in Larchmont Sunriver
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
Hello: Has anyone experience using ARC CAPITAL hard money loans? Let me know if they are good or bad.
How much are you wanting to put down? I can go as low as 20% down but if you can go 40% down, you're looking at NINA or SIVA, no tax returns, credit is not essential other than title af ... more
0 votes Share Flag Sun May 5, 2013 Home Buying in Rancho Cordova
Randall Ortiz, Real Estate Pro in Carmichael, CA
Randall Ortiz answered:
what is the hoa on this home?
I just looked it up on MLS and it states there are No HOA fees for that one. I'm an agent in the Sacramento area. Contact me if you need assistance looking into it further. 916-529-3 ... more
0 votes Share Flag Mon Apr 15, 2013 Home Buying in Rancho Cordova
Sally English, Real Estate Pro in 30345
Sally English answered:
I am involved in a real estate transaction where the current seller has delinquent HOA fees.
I am so tired of short sales. Thankfully we have just about exhausted the short sale market in the Atlanta market (inside the perimeter). I am advising my buyers to avoid all short sa ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Rancho Cordova
Keisha Mathe…, Real Estate Pro in Sacramento, CA
Keisha Mathews answered:
i have pulled my three credit scores and they are between 660-710 will i qualfy for a mortgage, i have been at my current job for 9 1/2 years
I concur with my colleagues. You can get pre-approved now. There are even programs that go with the FHA program to assist you in your downpayment where your final contribution can be as ... more
0 votes Share Flag Sat Feb 16, 2013 Home Buying in Rancho Cordova
Elisha La Cr…, Real Estate Pro in Rancho Cordova, CA
Elisha La Croix answered:
Hi, I am looking to buy new construction, do you know experienced realtor?
Hi J898! I would love to help you in your future home purchase. Please contact me via email or direct 9165957973 so that I can gather more information about your needs.
0 votes Share Flag Mon Dec 10, 2012 Home Buying in Anatolia Village
Elisha La Cr…, Real Estate Pro in Rancho Cordova, CA
Elisha La Croix answered:
Which newer (Less than 10 years old) Rancho Cordova communities do not have Mello Roos?
I live in Elliott Homes, Zinfandel Village, we do not have any Mello Roos that I'm aware of. If we do, I'm not sure when or how I paid for it! Hope this is helpful to you Craz ... more
0 votes Share Flag Wed Jun 8, 2011 Home Buying in Rancho Cordova
Vischa Savit…, Real Estate Pro in Sacramento County, CA
Vischa Savitri answered:
What are the HOA and Mello Roos for $250-350K houses in Anatolia?
The HOA is $ 115/ month.
HOA includes access to Club House, and also 72 Channels of Comcast Cable.
Mello Roos will be around $ 150-$ 200 / month.
Let me know if you have any other qu ... more
0 votes Share Flag Wed May 11, 2011 Home Buying in 95742
James Lyon, Real Estate Pro in Sacramento, CA
James Lyon answered:
Since the explosion, what has been the effect on value for properties near the pipeline vs those that are not?
Thats an interesting question, would like to hear what you find out.
0 votes Share Flag Mon Apr 4, 2011 Home Buying in Rancho Cordova
Mechelle Rea…, Real Estate Pro in Folsom, CA
Mechelle Reasoner (Gooch) answered:
Paying seller to sell the home
Sellers can sell to whomever they want. Even in a short sale situation, the seller, with guidance from the listing agent determine which offer goes to the bank. There is paperwork tha ... more
0 votes Share Flag Wed Aug 18, 2010 Home Buying in 95742
Voices Member,  in
Voices Member answered:
Can anyone bid on properties being sold at a Trustee's sale? Is there a qualifying process?
Hi Sierra: Michelle has answered your question but I'd like to expand on it a little. People who purchase properties at Trustee's Sales on the courthouse steps have done a t ... more
0 votes Share Flag Wed Sep 9, 2009 Home Buying in Rancho Cordova
Erin Stumpf, Real Estate Pro in Sacramento, CA
Erin Stumpf answered:
If a home has been in Short Sale Contingent for 5 months and there are other offers on the table for cash
Hi Djwing79,

UGH...the world of short sales is complicated. I have MANY short sale listings, and have closed MANY short sales, however each one is different...each lender is differe ... more
0 votes Share Flag Sat Jul 4, 2009 Home Buying in Rancho Cordova
Sue Archer, Real Estate Pro in Sacramento, CA
Sue Archer answered:
Do all the houses in Stone Creek in Rancho Cordova have gas fireplaces?
Effective November 1, 2008 the restriction went into effect but long before that the new home builders were aware of the upcoming restriction, and were restricted from putting wood burn ... more
0 votes Share Flag Mon Dec 29, 2008 Home Buying in Rancho Cordova
Mark Daya, Real Estate Pro in Rancho Cordova, CA
Mark Daya answered:
Mello Roos
No, there is not! It's a huge advantage to living there. There are a few extra assessments beyond the ad volorem like police, fire, park, etc but there is no Mello-Roos bond. I used ... more
0 votes Share Flag Sun Dec 14, 2008 Home Buying in Rancho Cordova
Phil, Home Buyer in Elk Grove, CA
Phil answered:
How might i obtain a set plans from Lennar?
Thank you Erin...

Those are great suggestions...
Suggestions that I should have turned to automatically on my own if I would have thought. (I am a credentialed Building Official, L ... more
0 votes Share Flag Sun Dec 14, 2008 Home Buying in 95742
Joe Bourland,…, Real Estate Pro in Avondale, AZ
Joe Bourland, REALTOR answered:
what is the value of housing market with JTS at Atanatolia area? is this a good area to buy a house to live?
Without a doubt find a local REALTOR. Drive the neighborhood and see how has signs hanging. Search the websites and do your research about competent agents.

Local knowledge is unbe ... more
0 votes Share Flag Tue Sep 30, 2008 Home Buying in Rancho Cordova
Sue Archer, Real Estate Pro in Sacramento, CA
Sue Archer answered:
Is this HOA and Mello Roos only apply to Anatolia? What is HOA and Mello Roos for? How you paid it ?
Nothing should be a 'secret' but you may not be aware at first glance on a home. The homes in Anatolia are fairly new and, as such, are more likely to have Mello Roos fees as they are i ... more
0 votes Share Flag Tue Sep 30, 2008 Home Buying in Rancho Cordova
Mark Daya, Real Estate Pro in Rancho Cordova, CA
Mark Daya answered:
I am interested in buying a home in Anatolia but I have concerns about the HOA and Mello Roos.
Yes, I can clarify this for you. Please let me know how you found out it was only $900 per year. This is incorrect. If you are in escrow or recently closed, please take a close look ... more
2 votes Share Flag Thu Sep 11, 2008 Home Buying in Rancho Cordova
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