Home Buying in Poughkeepsie : Questions & Answers

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Steve Burgess, Other/Just Looking in San Juan Capistrano,...
Steve Burgess answered:
I am looking for a 3 bed 2 bath or at least a 1.5 bath my budget is about 1400-1600. I would like to stay in Dutchess County- possible rent to own
I would highly recommend you to go for buying a property, for which you can easily seek financial assistance from a reliable financial institute, but before that it is better to work in ... more
0 votes Share Flag Fri May 30, 2014 Home Buying in Poughkeepsie
allenmichael…, Home Seller in Oneida, NY
allenmichael55 answered:
Is living in upstate NY even possible for me?
My family and I have lived in upstate NY for over 45 + years we recently sold our 1800 sq ft 4br 11/2 b2 car garage cetral new every thing for 84k the home we purchased was 105k still ... more
0 votes Share Flag Mon Dec 30, 2013 Home Buying in Poughkeepsie
John Durso, Real Estate Pro in 12603
John Durso answered:
If a house is foreclosed to lender for $500,000, does it mean that the bank paid $500,000 for that house at auction? Thx
At the auction "At Courthouse Steps" the bank takes possession of the house by bidding the amount owed including principal, interest and legal fees. That amount may be way over market v ... more
0 votes Share Flag Fri Dec 27, 2013 Home Buying in Poughkeepsie
Gail Gladsto…, Other/Just Looking in 11743
Gail Gladstone answered:
can you get around the down payment? who do you give the down payment to... the seller, or the bank?
Procedures in NY are VERY different from other states; Realtors do not hold down payments, neither do title companies.

The picture looks like a commercial building. Are you purchasi ... more
1 vote Share Flag Sat Dec 21, 2013 Home Buying in Poughkeepsie
Mr. D Chappel, Home Buyer in Newburgh, NY
Mr. D Chappel answered:
Really bad credit...
rent with option to buy, private lenders, or co-sign partners.
they charge a fee, but are willing to help, until your credit get repaired.
0 votes Share Flag Sat Dec 21, 2013 Home Buying in Poughkeepsie
Brian Kurtz, Real Estate Pro in Plymouth, MI
Brian Kurtz answered:
i was told that i need to get a 203 k approved
My friend Carl specializes in 203k mortgages. He gets them done when others often can not. He's with Quicken which is one of the largest companies in the nation and that's probably wh ... more
0 votes Share Flag Thu Nov 21, 2013 Home Buying in Poughkeepsie
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
What is the most desirable area to purchase in if you would also like easy access to shopping?
Use Trulia's "Local Info" tab to help you with your decision.
0 votes Share Flag Sat Nov 16, 2013 Home Buying in Poughkeepsie
em47@verizon…, Home Seller in 12533
em47@verizon.net answered:
Looking to sell our home and purchase another in dutchess county
Hello,
I own a family compound in Hopewell Junction. There are two houses on 11 acres of land. If you are still looking or would like detailed information, my email is em47@verizon.n ... more
0 votes Share Flag Mon Oct 28, 2013 Home Buying in Poughkeepsie
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
my credit is poor but i been paying it off do u know how long it takes to get better credit
Mortgage pre approvals help home buyers to know exactly how much they can afford. Mortgage brokers have access to many banks, private lenders and different programs.
Shop around for a ... more
0 votes Share Flag Tue Sep 17, 2013 Home Buying in Poughkeepsie
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
HI my name is Andrea, I have been trying to clear up my credit and its now over 600. how can i get pre-qualify? and can you help me? I need a 4 bedrm
Hi Andrea,

Shop around for a mortgage broker that can explore your financing status and give you a pre approval letter for an amount that you can easily afford. Mortgage brokers have ... more
0 votes Share Flag Tue Sep 17, 2013 Home Buying in Poughkeepsie
Kim Benedict, Real Estate Pro in Stamford, CT
Kim Benedict answered:
What's the mortgage rate ?
They change daily and even during the day, best to keep an eye on the mortgage broker or the bank you plan on using.
0 votes Share Flag Sun Sep 15, 2013 Home Buying in 12601
Kim Benedict, Real Estate Pro in Stamford, CT
Kim Benedict answered:
Looking for pictures on expired ny listing MLS302860
Ask the listing agent they will have them as it is there property form handling the listing.
0 votes Share Flag Sun Sep 15, 2013 Home Buying in 12601
Kim Benedict, Real Estate Pro in Stamford, CT
Kim Benedict answered:
What's the mortgage rate?
They change daily and even during the day, best to keep an eye on the mortgage broker or the bank you plan on using.
0 votes Share Flag Sun Sep 15, 2013 Home Buying in 12601
Marti Steed, Real Estate Pro in Poughkeepsie, NY
Marti Steed answered:
should I buy a multi family in Poughkeepsie?
Yes, especially if you don't mind renting to students. Even better, near one of the colleges so you can rent to teachers....
0 votes Share Flag Tue Aug 13, 2013 Home Buying in Poughkeepsie
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
buying short sale property
Good afternoon Rudy,

I've been helping First Time Buyers for 23 years as a mortgage professional and I will tell you what I have always told my clients here in New York: If you are a ... more
0 votes Share Flag Fri Apr 26, 2013 Home Buying in 12601
David Andrick…, Real Estate Pro in Staatsburg, NY
David Andrick, A1 Home Inspection answered:
Can anyone suggest a good home inspector? Is there one specialized in old house? (50-100yrs)
Yes, I can help. I'm an experienced 12+ yrs. NY/CT local home inspector with experience with older houses....dating back to c. 1721... Please call me at 845.889.8849. ck out my refe ... more
1 vote Share Flag Tue Apr 16, 2013 Home Buying in Poughkeepsie
Kathy Stewart…, Real Estate Pro in 12524
Kathy Stewart Lindars answered:
Is 8 manor dr., west Poughkeepsie NY still on market?
DEAR HEAD HUNTER,

MY APOLOGY! IN THE TOWNSHIP OF LAGRANGE, MANOR DRIVE DOES HAVE A PURCHASE OFFER. IT WAS LISTED AT $290,000.

REGARDS,

KATHY
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Poughkeepsie
Carolynn Dit…, Real Estate Pro in Rhinebeck, NY
Carolynn Dittmann Zinn answered:
My agent brings her children with her to showings We think its unprofessional and want to say something. How do we address this issue tactfully?
Honestly, you should not be put in this situation when touring homes with an agent. Buying a home is one of the biggest most important decisions you can make in life. You need to focu ... more
0 votes Share Flag Wed Feb 20, 2013 Home Buying in Poughkeepsie
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Denise Farmer, Agent in 12533
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