Hello Christopher, you did not include an address or link to know which rental property you are inquiring about? Of course you can have a baby at any rental you choose. The rentals in Port Hueneme start from $1,085 for 1bd 1ba apartment, $1,395 for 2bd 1ba condo, $1,495 for 3bd 2ba condo while the single family homes start from $2,200 for 4bd 2ba home.
The purchase start from 165k for 1bd 1ba condo, 199k for 2bd 1ba condo, 259k for 3bd 2ba condo and the single family homes start from 394k for 4bd 2ba home in Port Hueneme which is as low as $1,000 down with a minimum 580 fico score @199k.
You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.
If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.
Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.
You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.
You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.
You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.
It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
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2574 Tiller Ave., and 2572 Tiller Ave. in Port Hueneme are accepting Section 8. They are both condos at $1,200/month. Other than that... good luck -- you may want to change your criteria if finding a suitable dwelling in that location (city) is critical for the school district.... more