Financing in Port Charlotte : Questions & Answers

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Mark Davison, Real Estate Pro in Port Charlotte, FL
Mark Davison answered:
own a home but I filled chapter 13 and it will be discharged in 4 months I want to sell my house and move to fl what can ido?
Please contact me .I work with several lenders taht will be able to help you.
0 votes Share Flag Wed Aug 13, 2014 Financing in 33948
Rob Weber, Real Estate Pro in Chicago, IL
Rob Weber answered:
how many times does a mortgage company check credit during processing a new mortgage loan?
I think there's some confusion here, lenders aren't doing "hard pulls" whenever they want, they're doing a hard pull every ~90 days since a credit report is typically only good for that ... more
0 votes Share Flag Wed Sep 25, 2013 Financing in Port Charlotte
John Riche, Real Estate Pro in North Port, FL
John Riche answered:
I am trying to buy a home in port charlotte. I am a first-time homebuyer and looking for a program that can help me with the down payment
Hello, my name is John Riche and I am with Exit Realty Welcome Home. There are government funded assisted programs, including down payment assistance. There is a process to matching hom ... more
0 votes Share Flag Thu Apr 18, 2013 Financing in Port Charlotte
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tammy Hayes answered:
TOP VA LENDER IN OR NEAR PORT CHARLOTTE FL
Connie,
I have had buyers use both of these lenders for a VA loan and would recommend them.


Jeff Ballard
Goldstar Mortgage Financial Group
6301 NW 5th Way Suite 4500
Fort ... more
0 votes Share Flag Sat Jan 26, 2013 Financing in 33948
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tammy Hayes answered:
Has anyone else had a buyer that purchased a home through a reverse mortgage? What is the time frame for closing? Did you run into any problems?
The process went much faster than I thought. The home appraised high enough. The buyers qualified. It only took three weeks to get approval. We should close within 30 days from date ... more
0 votes Share Flag Sat Apr 14, 2012 Financing in Port Charlotte
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
rate in sarsota for homepath 30 year and 15 year zero points and 1 point good credit and ratios 65K loan
Also from my understanding if you go with a "regular" HomePath you will get a much better rate if you put down 5% versus the minimum 3%.
0 votes Share Flag Sun Mar 4, 2012 Financing in Port Charlotte
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tammy Hayes answered:
older couple 50 looking to sale home dbl wide in nc to relocate and buy home in port charolotte fla please assist with advise jameshord1@charter.net
Hi Jim,
Our real estate office is located in Port Charlotte and I personally live in Port Charlotte. I am familiar with all types of properties and locations. Feel free to search our ... more
0 votes Share Flag Fri Oct 28, 2011 Financing in Port Charlotte
Mark LeMenag…, Real Estate Pro in Lake Nona, Orlando, FL
Mark LeMenager answered:
Now live/work in CA. Want to buy a vaca home in FL that we could retire to eventually. What are some obstacles we could run across w/lenders?
Hi Brat,

For bank owned properties 30 days. For short sales a moot point as they will take 3 or 4 months to decide in any case. For normal sales, pre-approval is not required, alth ... more
0 votes Share Flag Mon Aug 29, 2011 Financing in Port Charlotte
Ddms, Home Buyer in Port Charlotte, FL
Ddms answered:
When buying in Florida from another state, should we try to get a mortgage from a nation-wide bank, like Wells Fargo or use a local bank?
Thank you all very much for your help in answering my questions. I will use your advice on my home buying journey and may even contact you again!!
0 votes Share Flag Thu Aug 25, 2011 Financing in Port Charlotte
Brian Boyle, Real Estate Pro in Lawrence, KS
Brian Boyle answered:
We are trying to buy a Homepath renovation loan. Very confusing stuff!!
Michelle: Prime Lending is a Fannie Mae approved Homepath Renovation program lender. I am located in Lawrence, KS. Call me at 785.766.3283, if you want to discuss this product and yo ... more
0 votes Share Flag Mon Mar 7, 2011 Financing in Port Charlotte
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
per obama law refinance at market value and forgive difference. which mortgage company ?
Call your current "servicer" that collects your mortgage payments to find out about programs. While you're at it ask who is the actual owner (investor) on your mortgage. ... more
0 votes Share Flag Wed Apr 28, 2010 Financing in Port Charlotte
Richard Tres…, Real Estate Pro in Orlando, FL
Richard Tressler answered:
I need to combine a first and second mortgage. What is your best advice?
Typically, there is a cost associated with refinancing so you will need to weigh that cost against the benefit of putting them together. It will also depend on how long you plan to sta ... more
0 votes Share Flag Fri Apr 25, 2008 Financing in 33952
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