The banks may not have gotten to it yet. It's really hard to get through to anyone if you don't know who the bank in question is, even then it can be difficult. If the bank feels there is value in the home they will most likely hire an agent to list it at some point.
This is really not a question, you should put this in the blog area of Trulia for other Realtors to share info with you or comment on your subject. This question and answer part of Trulia is for the buying and selling public to get their concerns and questions answered by real estate and loan professionals.
Edith YourRealtor4Life & Chicago and Northern Illinois Expert
Working always in the very BEST interest of her clients, Buyers, Sellers and Investors alike....
And always with a SMILE ïŠ
Covering for @Properties the city of Chicago, all N and NW suburbs, the fine homes on the
North Shore, and many of the W and SW suburbs, and with her trusted Partner Agents all of
the US and worldwide properties. Edith speaks French, German, some Spanish and other.....
@Properties Brokerage, 30 Green Bay Road, Winnetka, Illinois 60093
Check out my website at htttp://tinyurl.com/YourRealtor4Life
HAVE THE MOST WONDERFUL DAY :)... more
Update: I hired Amanda Bell with At Home Realty. She is the BOMB. She initiated a short sale. After only 6 days of her listing of my home, I have a buyer. She has taken the stress out of my short sale. She loves what she does. She has submitted everything on a timely basis with Wells Fargo. She is very informative. She cares. She is the BOMB!... more
Have you checked into a loan modification? You can research it online at http://www.keepmytnhome.org . I would start there to see if they have any programs available to help your circumstance.
Otherwise, if you are able to sell your home as a short sale, yes you are liable for the difference of what is owed and what it is sold for, however, the amount could be substantially less than a foreclosure.... more