You have to find a lender that does this and the time frame for many areas having that available is running out, as of October 31st most of the areas that qualified in the past in Jefferson, Shelby and St. Clair expires. They determine this by population and other means. I can refer you to a lender that can provide you with the current information if you want to send me your phone or email.
There are other programs that some lenders offer with very low down payment as well. However I must stress that not lenders offer all programs.