My suggestion is to interview a few local Realtors in the West Valley area, and determine which one will work best with you in terms of experience, knowledge, and communication style.
When it comes to any safety/crime related issues, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand. If unfamiliar with the area(s) do revisit more than once and at different times of day, possibly chat with locals/neighbors. Real estate professionals are prohibited from steering, enticing a buyer to purchase/rent, or not, in specific neighborhoods.
Are you a Property Manager? Your profile would indicate so?
Do you plan to manage your own property or would you be open to professional management?
As a professional we can do many things with you to help you obtain a better result with your property.... more
You can try to negotiate anything. Resale homes are probably a little easier to negotiate but don't let that stop you from trying. Have your agent pull comparable sales of similar homes in the same neighborhood and then, at least for the resale homes, make a 'punch list' of all the thing you think need to be repaired or need upgrading. Present your offer along with comps and the punch list. Then, sit back and wait to see what happens.
I just put a house under contract for a buyer at $210,000. The house was originally listed for $287,000 and the asking price had just been reduced to $249,000 when we made our iniial offer of $190,000. Every time the seller countered our offer, we went over the comparables and the punch list. They finally decided to say 'yes' at $210,000.
For new homes, yes, you can negotiate for upgrades and you used to be able to also negotiate for a buy down on the mortgage, which would get you a lower interest rate for the first so many years but let the builder still technically claim a higher selling price so as not to dissuade future buyers.
Go for it! And good luck!... more
I haven't heard anything. I will try to check into it for you. You are welcome to contact me so we can set up a way of communication in case I can find that information for you!!! And if you are interested in homes out there now, I can set you up on a Portal that will show you homes in the area for sale now.
Email: LisaMiller4RealEstate@cox.net... more
If your 2nd mortgage was taken at the same time you purchased your home, i.e., as part of an 80/10/10 or other similar financing split, then your loan is most likely considered "purchase money" or "original money" and most likely you will be protected under Arizona's anti-deficiency statute. That means, if your 2nd is considered original or purchase money, you can walk away and there should be no legal recourse by your lender.
HOWEVER, if your 2nd was taken out after you purchased your home, i.e., as part of an equity line of credit or other equity refi where you got money and used it for other purposes, that type of loan most likely is NOT considered purchase or original money and most likely the lender WILL be able to pursue you for the remaining balance if you were to walk away from the property.
Depending upon your circumstances, a short sale may be a good option for you to settle your 2nd and get out from under both loans. Short sales are complex and involve legal and tax considerations. If this is something you'd like to consider, give us a call at 480-302-9650. We are top 1% short sale agents at the #1 brokerage in the valley. We will take good care of you.... more
FHA ironically does not have a minimum credit score requirement. They have talked about implementing one... Most of the actual lenders have "credit overlays" where they require a minimum of 620 FICO. There is in additiona a down paymnet of 3.5% required and you have to meet debt to income ratio's... Please feel free to ask any additional questions!... more
This house just closed on July 19th for $310K. Are you looking to sell your home? This is an area that I do work. I would be glad to assist you with selling your home, find your next home or do you just want to see what your home is worth? Give me a call 602-402-4725 or email me firstname.lastname@example.org.
Realty One Group... more
I give house warming gifts to every buyer I've ever worked with. As I'm a former executive chef and very food oriented, my gifts tend to be kitchen related. Recently I've been giving a lot of higher end cutting boards, but have also given gift certificates to some of my favorite restaurants, serving paltters etc.... more
All the information that I found states they are $35/month. Currently there are no homes on the market in that community for sale. There are a couple that are pending but that is it. Please let me know how I can help you with your home search. Thank you!... more
What do HOA fees cover?
Homeowners pay mandatory monthly or quarterly fees to the HOA organization for the services they provide, which usually include:
Maintaining common area landscaping and recreational facilities (pools, tennis or sport courts, gyms, water features in the community, etc.)
Maintaining community meeting space for events or functions
Maintaining streets or gates for gated subdivisions
Maintaining the exterior of buildings in Condo or Town home complexes including re-painting, re-roofing and exterior building up-keep
Controlling deed restrictions (such as no commercial use of property)
Larger communities' HOA's often manage a schedule of weekly or monthly events such as festivals, teen activities, community clubs, volunteer groups, bridge, book clubs, organized sports, etc.
Examples of the CC&R's (rules) most HOA's will actively enforce:
No overnight parking on the street
Keeping landscape plants within community guidelines
Keeping the number of rentals within a community to a set % of overall total ownership (this % effects a potential homeowner's ability to finance a home in the community)
Enforcement of community architectural standards regarding the building of home additions, remodeling, alterations, etc.
Managing the duration of rental contracts within the community (specifying the length of a rental term to 30-days, 90-days, 6 months or longer, etc.)
Age-restrictions which may be part of the Deed Restrictions (i.e. Active Adult 55+ communities).
What you should do before buying into a community with an HOA
Investigate the HOA just like you would the home you want to buy and talk to the president of the association if at all possible. The foreclosure crisis has hit HOA's particularly hard; keep in mind that if owners are not paying their mortgages, they're probably not paying their HOA dues either, which limits the overall ability of the HOA to do the work for which it was created.
You'll get a copy of the CC&R's (community rules) as part of your home's escrow process - Read them and make sure you're ok with their conditions and restrictions
Ask for a copy of the HOA budget and reserve
Ask what upcoming assessments they foresee such as new roofs for the entire condo complex, remodeling the recreational facilities, repainting projects
Ask what % of homeowners are in default with the HOA, and are they able to proceed with planned expenditures at their current budget levels
Ask if there is any pending litigation with the HOA
Ask for a history of dues increases... more
No... I think you are looking at an annual Westbrook Village HOA fee.... You will see the HOA fees as low as about 50/month when only the Westbrook Village HOA is in involved, and as high as about 350/month when a second HOA is involved. Keep in mind there will be additional one time fees like HOA transfer fees (350-800) and CAP improvement fee of 1600.
If I can help further feel free to contact me:
Coldwell Banker Residential Brokerage
602-309-2344 cell/text... more